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Senior Underwriting Analyst Jobs in Boca Raton, FL

AD Mortgage

VA Senior Underwriter

Fort Lauderdale, FL · On-site +1

$93K - $111K/yr

Skills & Qualifications • 3+ years of mortgage underwriting experience with a strong focus on VA ... analytical, decision-making, and problem-solving skills • Excellent attention to detail and ...

AD Mortgage

VA Senior Underwriter

Fort Lauderdale, FL · On-site

$93K - $111K/yr

In-depth knowledge of VA underwriting guidelines and agency requirements * Experience reviewing complex income scenarios including self-employed borrowers * Strong analytical, decision-making, and ...

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Senior Underwriting Analyst information

See Boca Raton, FL salary details

$40.8K

$58.2K

$67.9K

How much do senior underwriting analyst jobs pay per year?

As of Sep 5, 2026, the average yearly pay for senior underwriting analyst in Boca Raton, FL is $58,203.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $66,000.00 per year, depending on experience, location, and employer.

What does a senior underwriting analyst do?

A Senior Underwriting Analyst is responsible for evaluating and assessing the risks associated with insurance applications, loans, or other financial products. They analyze detailed information such as financial statements, credit reports, and risk factors to determine whether to approve or decline applications and at what terms. In addition to reviewing complex cases, they often mentor junior analysts and help develop underwriting policies and procedures. Their expertise helps organizations manage risk while ensuring compliance with relevant regulations.

What are the key skills and qualifications needed to thrive as a senior underwriting analyst?

To thrive as a Senior Underwriting Analyst, you need strong analytical abilities, deep knowledge of risk assessment, and a bachelor's degree in finance, business, or a related field, often with experience in underwriting. Familiarity with underwriting software, data analysis tools like Excel or SAS, and relevant certifications such as CPCU or ARM is highly valued. Attention to detail, critical thinking, and effective communication are crucial soft skills for collaborating with teams and explaining complex decisions. These skills ensure accurate risk evaluations, compliance with industry standards, and contribute to sound financial decisions within the organization.

How does a senior underwriting analyst typically collaborate with other departments to assess complex risks?

Senior Underwriting Analysts frequently work closely with risk assessment teams, actuaries, and sales representatives to evaluate complex insurance applications. They often participate in cross-functional meetings to review risk data, discuss policy terms, and ensure alignment with regulatory and company standards. This collaboration helps ensure that underwriting decisions are well-informed and balanced, drawing on expertise from multiple perspectives to manage risk effectively. Building strong relationships with colleagues in claims, legal, and compliance is also key to anticipating and addressing potential challenges.

What is the difference between Senior Underwriting Analyst vs Underwriting Associate?

AspectSenior Underwriting AnalystUnderwriting Associate
Required CredentialsBachelor's degree, industry certifications (e.g., CPCU), experience in underwritingBachelor's degree, entry-level certifications often preferred
Work EnvironmentCollaborative team, analytical tasks, risk assessmentSupport role, data entry, basic underwriting tasks
Employer & Industry UsageInsurance companies, reinsurance firms, financial servicesInsurance companies, brokers, agencies

The Senior Underwriting Analyst typically has more experience, advanced certifications, and handles complex risk assessments. In contrast, the Underwriting Associate focuses on supporting underwriting processes with less responsibility. Both roles are essential in the insurance industry, but the senior analyst position involves greater decision-making and expertise.

What are popular job titles related to Senior Underwriting Analyst jobs in Boca Raton, FL?

For Senior Underwriting Analyst jobs in Boca Raton, FL, the most frequently searched job titles are:

What job categories do people searching Senior Underwriting Analyst jobs in Boca Raton, FL look for?

The top searched job categories for Senior Underwriting Analyst jobs in Boca Raton, FL are:

What cities near Boca Raton, FL are hiring for Senior Underwriting Analyst jobs?

Cities near Boca Raton, FL with the most Senior Underwriting Analyst job openings:

Senior Underwriting Analyst jobs near you

VA Senior Underwriter

AD Mortgage

Fort Lauderdale, FL • On-site, Remote

$93K - $111K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 20 days ago

Job description

About this opportunity
We are seeking an experienced and detail-oriented VA Underwriter to join our growing underwriting team. This role is responsible for reviewing and assessing residential mortgage loan applications to ensure compliance with VA guidelines, agency requirements, and company policies. The ideal candidate brings strong expertise in VA loans, sound risk assessment skills, and a commitment to delivering high-quality underwriting decisions in a fast-paced environment.
Key Responsibilities
• Review and underwrite VA mortgage loan files to ensure compliance with VA, investor, and company guidelines
• Analyze borrower credit, income, assets, and collateral to determine loan eligibility
• Calculate and validate income for self-employed and wage-earner borrowers
• Evaluate appraisals and collateral documentation for accuracy and completeness
• Issue clear and concise underwriting decisions, including conditions and loan stipulations
• Communicate effectively with loan officers, processors, and internal partners to resolve file conditions
• Ensure all loans meet compliance, quality control, and regulatory requirements prior to approval
• Maintain accurate and up-to-date underwriting documentation within the LOS
• Meet established productivity, quality, and turnaround time standards
• Stay current on VA guideline updates and industry changes
Location and Schedule
  • This is a full-time remote opportunity for candidates located outside of the Troy, MI and Ft. Lauderdale, FL areas. Candidates within a 50-mile radius of either office will be expected to work onsite.
  • Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM.
Skills & Qualifications
• 3+ years of mortgage underwriting experience with a strong focus on VA loans
• Must hold SAR certification, DE certification is a plus
• In-depth knowledge of VA underwriting guidelines and agency requirements
• Experience reviewing complex income scenarios including self-employed borrowers
• Strong analytical, decision-making, and problem-solving skills
• Excellent attention to detail and organizational skills
• Ability to manage a high volume pipeline in a deadline-driven environment
• Strong communication and collaboration skills
• Proficiency with Encompass or similar loan origination systems
Preferred Qualifications
• Experience with FHA, Conventional, and USDA underwriting
• Prior experience in a fast-paced retail or correspondent lending environment
What We Offer | Career and Culture
  • Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.
  • Growth Path: Defined paid training and clear pathways for career development.
  • Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).
    Take the first step towards a rewarding career in the mortgage industry with AD Mortgage.
    Our Recruitment team will reach out to you shortly!

Connect with us: Explore our social media to get a sense of our corporate culture.
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We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Department Mortgage Operations | Underwriting Role VA Senior Underwriter Locations Ft. Lauderdale HQ Remote status Fully Remote Employment type Full-time

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