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Senior Underwriter Jobs in Springfield, MA (NOW HIRING)

BHIRED

Commercial Insurance Supervisor

Hartford, CT · On-site

$150K - $200K/yr

Team Lead/Senior Underwriter An insurance company is seeking a team lead/senior underwriter with strong commercial insurance experience to join their management team. The ideal candidate will oversee ...

Munich Re

Cyber and Tech Risk UW SR

Hartford, CT · On-site

$99K - $117K/yr

We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help ... The Senior Underwriter partners closely with internal stakeholders to support product, coverage ...

Munich RE

Cyber and Tech Risk UW SR

Hartford, CT · On-site

$99K - $117K/yr

We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help ... The Senior Underwriter partners closely with internal stakeholders to support product, coverage ...

Munich Re

Cyber and Tech Risk UW SR

Hartford, CT · On-site +1

$99K - $117K/yr

We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help ... The Senior Underwriter partners closely with internal stakeholders to support product, coverage ...

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All JobsUnderwriter JobsSenior Underwriter JobsSenior Underwriter Jobs in Springfield, MA

Senior Underwriter information

See Springfield, MA salary details

$36K

$103.8K

$129.9K

How much do senior underwriter jobs pay per year?

As of Aug 20, 2026, the average yearly pay for senior underwriter in Springfield, MA is $103,753.00, according to ZipRecruiter salary data. Most workers in this role earn between $95,900.00 and $113,400.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

More about Senior Underwriter jobs

What are the most commonly searched types of Underwriter jobs in Springfield, MA?

The most popular types of Underwriter jobs in Springfield, MA are:

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The top searched job categories for Senior Underwriter jobs in Springfield, MA are:

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Cities near Springfield, MA with the most Senior Underwriter job openings:

Senior Underwriter jobs near you
Infographic showing various Senior Underwriter job openings in Springfield, MA as of August 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 72% Physical, 11% Hybrid, and 17% Remote job distribution, with an average salary of $103,753 per year, or $49.9 per hour.

Middle Market General Industries Senior Underwriter

The Hartford Financial Services Group, Inc.

Hartford, CT • On-site

$76K - $144K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 121 frontline employees who took The Breakroom Quiz

56th of 310 rated insurance

Job description

Senior Underwriter - UW08BA
Underwriter - UW08BB
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
Update: The hire could be considered for an Underwriter Level as of July 14, 2026
At The Hartford, we're in the business of helping people achieve amazing things by protecting what matters most. As a Middle Market Senior Underwriter, you'll be at the center of that mission-joining a team recognized across the industry for delivering tailored coverage that empowers our customers to pursue their goals with confidence.
What You'll Do
As a Middle Market Senior Underwriter, you'll manage a diverse book of Property & Casualty business and serve as a trusted advisor to brokers and agents. You'll drive profitable growth through strategic account management, underwriting expertise, and strong agency relationships.
Key Responsibilities:
  • Manage and underwrite a Middle Market book of business
  • Analyze agency performance quarterly to identify trends and opportunities
  • Apply underwriting guidelines to assess and price complex risks with minimal oversight
  • Maintain deep knowledge of applicable laws, regulations, and governance
  • Lead agency management strategies, including new business development and renewal planning
  • Execute territory and agency sales plans aligned with business goals
  • Serve as a consultative partner to brokers and agents, delivering solutions that meet client needs

What Sets You Apart
  • A customer-first mindset and collaborative approach
  • Strong analytical thinking and sound judgment
  • Entrepreneurial spirit with a drive to challenge the status quo
  • Ability to thrive in a dynamic, fast-paced environment
  • Commitment to delivering outcomes and owning your work

Qualifications
  • A minimum of 3+ years of P&C Middle Market Broker-facing Carrier Underwriting experience required; position title and tier will be determined upon careful review of selected candidate's qualifications
  • Proven success in building and maintaining strong business relationships
  • Excellent communication, interpersonal, and presentation skills
  • Strong organizational and time management skills
  • Superior technical knowledge and decision-making ability
  • Valid driver's license (company pool car may be provided)

This role will have a Hybrid work schedule, with the expectation of working in the listed office or making sales calls 3 days a week (Tuesday through Thursday).
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$76,400 - $144,600
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

What The Hartford employees say

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Hours and flexibility

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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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