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Senior Underwriter Jobs in Reston, VA (NOW HIRING)

Greystone

Senior Underwriting Analyst

Rockville, MD

We are currently recruiting for a Senior Underwriting Analyst to join our FHA Healthcare platform. Primary Responsibilities and duties: * Input property financial information into Excel financial ...

Bank of America

Senior Credit Underwriter

Mclean, VA

$89K - $187K/yr

  • PTO

This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing ...

Diedre Moire Corp.

Insurance Underwriter

Darnestown, MD · On-site

$100K - $300K/yr

  • Medical

  • Retirement

  • PTO

Insurance Underwriter - Food (Prepared Takeout) - Germantown, MD Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter Restaurant Prepared Food Caterers Takeout ...

Amyx, Inc.

Sr. Requirements SME

Fort Belvoir, VA · On-site

$111K - $131K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Senior Requirements SME will provide analytical, technical, and administrative support for day-to-day activities and surge activities as it relates to the mission for the Agency requirements ...

Atlantic Coast Mortgage

Underwriter

Fairfax, VA · On-site

$65K - $154K/yr

Underwrites FHA/VA and Conventional loan applications ensuring adherence to Company and investor credit quality standards * Maintain ACM mandated turn times for new reviews and conditions * Analyzes ...

Diedre Moire Corp.

Surety Underwriter

Burke, VA · On-site

$140K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Commercial Surety Underwriting Manager - Burke, VA Surety Underwriter Underwriting Surety Insurance Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid ...

Amyx, Inc.

Sr. Requirements SME

Fort Belvoir, VA · On-site

$111K - $131K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Senior Requirements SME will provide analytical, technical, and administrative support for day-to-day activities and surge activities as it relates to the mission for the Agency requirements ...

Diedre Moire Corp.

Surety Underwriter

Manassas, VA · On-site

$140K - $250K/yr

  • Medical

  • Dental

  • Vision

  • Life

Surety Bond Underwriting Manager - Manassas, VA Surety Underwriter Underwriting Surety Insurance Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance ...

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All JobsUnderwriter JobsSenior Underwriter JobsSenior Underwriter Jobs in Reston, VA

Senior Underwriter information

See Reston, VA salary details

$38.5K

$110.9K

$138.9K

How much do senior underwriter jobs pay per year?

As of Aug 14, 2026, the average yearly pay for senior underwriter in Reston, VA is $110,903.00, according to ZipRecruiter salary data. Most workers in this role earn between $102,500.00 and $121,200.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

How much do senior underwriters make in the US?

Senior underwriters in the US typically earn between $80,000 and $130,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications such as CPCU or ARM to advance in their careers.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

How much do senior underwriters earn?

Senior underwriters typically earn between $70,000 and $120,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications, such as the Chartered Property Casualty Underwriter (CPCU).

Do senior underwriters make a lot of money?

Senior underwriters typically earn higher salaries than entry-level underwriters, with compensation varying based on industry, location, and experience. They often have specialized skills in risk assessment and may receive bonuses or incentives, making their overall earnings competitive within the insurance and finance sectors.
More about Senior Underwriter jobs

What are the most commonly searched types of Underwriter jobs in Reston, VA?

The most popular types of Underwriter jobs in Reston, VA are:

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For Senior Underwriter jobs in Reston, VA, the most frequently searched job titles are:

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What cities near Reston, VA are hiring for Senior Underwriter jobs?

Cities near Reston, VA with the most Senior Underwriter job openings:

Senior Underwriter jobs near you
Infographic showing various Senior Underwriter job openings in Reston, VA as of August 2026, with employment types broken down into 91% Full Time, 7% Part Time, and 2% Contract. Highlights an 70% Physical, 10% Hybrid, and 20% Remote job distribution, with an average salary of $110,903 per year, or $53.3 per hour.

Senior Credit Underwriter

Bank of America

North Bethesda, MD • On-site

$89K - $187K/yr

Full-time

PTO

Re-posted yesterday

Bank Of America rating

8.2

Company rating: 8.2 out of 10

Based on 527 frontline employees who took The Breakroom Quiz

51st of 171 rated banks

Job description

Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing transactions or portfolios of limited to moderate complexity, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Job expectations include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.
Responsibilities:
  • Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
  • Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements
  • Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
  • Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
  • Has credit approval for certain credit actions
  • Leads loan structure conversations and completion of loan documentation with internal/external legal partners

Skills:
  • Attention to Detail
  • Credit and Risk Assessment
  • Financial Analysis
  • Underwriting
  • Written Communications
  • Analytical Thinking
  • Credit Documentation Requirements
  • Financial Forecasting and Modeling
  • Recording/Organizing Information
  • Business Acumen
  • Collaboration
  • Collateral Management
  • Loan Structuring
  • Prioritization

Required Qualifications:
• 7+ years of solid experience in Commercial Banking Underwriting (Middle Market or Large Corporate or Leveraged Finance) performing financial analysis, structuring, and portfolio management
• Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.
Desired Qualifications:
• Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed.
• Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)
• BA/BS Desired
Shift:
1st shift (United States of America)
Hours Per Week:
40
Pay Transparency details
US - MD - Baltimore - 100 International Dr - 100 International (MD9890), US - MD - North Bethesda - 11810 GRAND PARK AVE (MD9900), US - VA - Mclean - 8300 Greensboro Dr - Westpark (VA9200), US - VA - Richmond - 1111 E MAIN ST - BANK OF AMERICA CENTER (VA2300)
Pay and benefits information
Pay range
$89,000.00 - $187,500.00 annualized salary, offers to be determined based on experience, education and skill set.
Discretionary incentive eligible
This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.
Benefits
This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

What Bank Of America employees say

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Bank Of America logo

About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

1998

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