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Senior Underwriter Jobs in Reston, VA (NOW HIRING)

Craft3

Sr. Underwriter

Washington, DC

$135K/yr

Reporting to the Director of Credit Risk, the Sr. Underwriter at Craft3 underwrites commercial loans and conducts financial analysis for prospective and existing borrowers. This role supports lenders ...

United Educators

Senior Underwriter

Bethesda, MD · On-site

$122K - $144K/yr

The Senior Underwriter will be responsible for ensuring profitable growth of book of business by appropriately evaluating the acceptability of risks. Builds relationships with members and brokers to ...

New

AIG

Senior Underwriter, Political Risk

Washington, DC

$111K - $131K/yr

Join us as a Senior Underwriting Specialist to grow your career at the forefront of Political Risk Insurance. It's an opportunity to grow your skills and experience as a valued member of the team.

Berkley

Senior Production Underwriter

Washington, DC · Remote

$100K - $150K/yr

The Senior Production Underwriter is a key member of the underwriting team reporting to the Director of Underwriting. The primary goal of this position is to profitably grow a book of business by ...

Berkley

Senior Production Underwriter

Washington, DC · On-site

$111K - $131K/yr

The Senior Production Underwriter is a key member of the underwriting team reporting to the Director of Underwriting. The primary goal of this position is to profitably grow a book of business by ...

Berkley

Senior Production Underwriter

Washington, DC · Remote

$150K/yr

The Senior Production Underwriter is a key member of the underwriting team reporting to the Director of Underwriting. The primary goal of this position is to profitably grow a book of business by ...

Berkley

Senior Production Underwriter

Washington, DC · Remote

$111K - $131K/yr

The Senior Production Underwriter is a key member of the underwriting team reporting to the Director of Underwriting. The primary goal of this position is to profitably grow a book of business by ...

Manulife

Senior Underwriting Consultant

Washington, DC · Remote

$111K - $131K/yr

The Senior Underwriting Consultant is responsible for evaluating applications of the highest ... In addition to those performed by Underwriter Consultants - identify and provide solutions to work ...

The World Bank Group

Underwriter

Washington, DC · On-site

Within MIGOP, the Global Transaction Team (GTT) is a dedicated team of Analysts, Underwriters, and Senior Underwriters with a focus on underwriting MIGA's guarantee transactions. MIGOP is seeking a ...

World Bank

Underwriter

Washington, DC

Within MIGOP, the Global Transaction Team (GTT) is a dedicated team of Analysts, Underwriters, and Senior Underwriters with a focus on underwriting MIGA's guarantee transactions. MIGOP is seeking a ...

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All JobsUnderwriter JobsSenior Underwriter JobsSenior Underwriter Jobs in Reston, VA

Senior Underwriter information

See Reston, VA salary details

$38.5K

$110.9K

$138.9K

How much do senior underwriter jobs pay per year?

As of Aug 14, 2026, the average yearly pay for senior underwriter in Reston, VA is $110,903.00, according to ZipRecruiter salary data. Most workers in this role earn between $102,500.00 and $121,200.00 per year, depending on experience, location, and employer.

What does a senior underwriter do?

A Senior Underwriter is responsible for assessing and evaluating the risks involved in insuring individuals or assets and determining appropriate terms and premiums for insurance policies. They analyze complex applications, review financial statements, and use industry guidelines to make informed decisions. Senior Underwriters often handle higher-value or more complicated cases than junior staff, and they may also mentor less experienced underwriters and help develop underwriting policies. Their expertise helps insurance companies manage risk and maintain profitability.

How much do senior underwriters make in the US?

Senior underwriters in the US typically earn between $80,000 and $130,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications such as CPCU or ARM to advance in their careers.

What are some common challenges senior underwriters face when assessing complex risk profiles?

Senior Underwriters often encounter challenges when evaluating complex risk profiles, such as insufficient or ambiguous client data, rapidly changing market conditions, and evolving regulatory requirements. Balancing the need to be competitive with maintaining sound risk management practices requires in-depth analysis and strong judgment. Collaboration with actuaries, legal teams, and client managers is frequently necessary to make well-informed decisions, and effective communication skills are key to explaining underwriting decisions to stakeholders.

What is the difference between Senior Underwriter vs Underwriter?

AspectSenior UnderwriterUnderwriter
CredentialsTypically requires 5+ years of experience, relevant certifications (e.g., CPCU, ARM)Entry to mid-level experience, often with similar certifications or on-the-job training
Work EnvironmentSenior-level decision-making, mentorship, complex risk assessmentPerforming standard risk evaluations, supporting senior staff
Industry UsageUsed across insurance sectors like property, casualty, healthCommonly used in same sectors, often as entry or mid-level roles

Senior Underwriters typically have more experience, handle complex cases, and mentor junior staff, whereas Underwriters focus on standard risk assessments and supporting senior team members. Both roles are essential in the insurance industry, with the senior position requiring advanced credentials and experience.

What does a senior underwriter do?

As a senior underwriter, your responsibilities are to oversee the insurance or loan application process at an insurance company or financial institution. Your duties include deciding when to offer a policy, assessing the risk of a potential customer, and ensuring the company has adequate funds to finance each claim an account makes (whether that is paying out insurance claims or extending a line of credit). Senior underwriters often consider whether it is appropriate to offer a loan, coordinate with a bank on complex customer issues, proactively search for ways to reduce the risk of future claims, and participate in strategy meetings with staff. A significant amount of underwriting is automated, so you typically focus on cases that are too complex to be evaluated by existing algorithms.

How much do senior underwriters earn?

Senior underwriters typically earn between $70,000 and $120,000 annually, depending on experience, industry, and location. They often require strong analytical skills and industry certifications, such as the Chartered Property Casualty Underwriter (CPCU).

Do senior underwriters make a lot of money?

Senior underwriters typically earn higher salaries than entry-level underwriters, with compensation varying based on industry, location, and experience. They often have specialized skills in risk assessment and may receive bonuses or incentives, making their overall earnings competitive within the insurance and finance sectors.
More about Senior Underwriter jobs

What are the most commonly searched types of Underwriter jobs in Reston, VA?

The most popular types of Underwriter jobs in Reston, VA are:

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For Senior Underwriter jobs in Reston, VA, the most frequently searched job titles are:

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What cities near Reston, VA are hiring for Senior Underwriter jobs?

Cities near Reston, VA with the most Senior Underwriter job openings:

Senior Underwriter jobs near you
Infographic showing various Senior Underwriter job openings in Reston, VA as of August 2026, with employment types broken down into 91% Full Time, 7% Part Time, and 2% Contract. Highlights an 70% Physical, 10% Hybrid, and 20% Remote job distribution, with an average salary of $110,903 per year, or $53.3 per hour.

Senior Underwriter

JG Wentworth Home Lending, LLC

Woodbridge, VA • On-site

$97K - $115K/yr

Full-time

Re-posted 10 days ago

Job description

Company Description
Headquartered in the Washington, D.C. suburb of Woodbridge, VA., and licensed to operate in 40 states, J.G. Wentworth Home Lending (JGWHL) has built its success over the past 15 years in originating Conventional, VA, and FHA loans. Known for its outstanding reputation and commitment to excellence, JGWHL has earned several prestigious awards, including Costco Mortgage Services' 2013 Operational Excellence Award and 2014 Lender of the Year Award. Based on an independent analysis conducted by consumer finance site LendingTree.com, JGWHL has a 95% consumer satisfaction rating, among the highest in the industry.
www.jgwentworth.com/en/mortgages
Job Description
Senior Underwriter
Location: Woodbridge, VA
OR
*****WILL CONSIDER REMOTE ACCESS FOR EXPERIENCED CANDIDATES***
This Senior Underwriter is responsible for the following:
• Responsible for reviewing initial underwriting files and reviewing final conditions
• Must have ability to underwrite 4-5 loans a day or 100 loans a month on average
• Must meet company established goals for turn times on initial and condition review
• Must have very extensive knowledge of all loan programs
• Ability to underwrite without supervision
• Consistently out performs lower level underwriting team members
• Assists Underwriting Manager with training lower level team members
• Must maintain not only speed, but accuracy in all areas of underwriting
• Responds in a timely manner to any QC, Investor or GSE deficiency
Qualifications
• Underwriter will have at least 10 years+ of underwriting experience or equivalent.
• Must have certification to underwrite FHA, VA and/or USDA, and Conventional Loans.
• Must be DE Certified.
• This level requires minimal supervision.
• Must be a Team Player and work closely with the sales team to ensure every option available is made to find best loan programs available for a borrower.
Additional Information
For more than 20 years, The J.G. Wentworth Company®, through its affiliates and subsidiaries, has provided individuals the flexible options they need to respond to life's changing needs. Today, The J.G. Wentworth Company® is a diversified company focused on providing direct-to-consumer solutions to financial needs through a variety of offerings, including: home lending and refinancing, structured settlement, annuity and lottery payment purchasing, access to personal loans, and prepaid cards. Our seasoned management team has developed a category-leading marketing, operations, customer service and funding infrastructure that has allowed us to achieve efficiency and economies of scale necessary for future growth.
We'd love to consider you for our growing team of talent and invite you to complete an application for our current open positions. EOE/V/D

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