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Senior Credit Analyst Jobs in Renton, WA (NOW HIRING)

WaFd Bank

Senior SBA Analyst

Seattle, WA · On-site

$43.27 - $52.88/hr

The Sr. SBA Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for SBA 7a loans; assists SBA Loan ...

Seattle Bank

Senior Relationship Manager

Seattle, WA

$160K - $210K/yr

The Senior RM acts as a trusted advisor to clients, delivering customized financial strategies that ... Oversee and engage in complex credit analysis and underwriting, ensuring sound risk assessment and ...

Seattle Bank

Senior Relationship Manager

Seattle, WA · On-site

$160K - $210K/yr

The Senior RM acts as a trusted advisor to clients, delivering customized financial strategies that ... Oversee and engage in complex credit analysis and underwriting, ensuring sound risk assessment and ...

Deloitte

Tax Senior - Credits & Incentives

Seattle, WA · On-site

Experience preparing technical analyses, credit calculations, tax forms, memoranda, executive ... Work you'll do As a Senior, Tax Services on the Global Investment and Innovation Incentives (Gi3 ...

Seattle Bank

Senior Relationship Manager

Seattle, WA · On-site

$160K - $210K/yr

The Senior RM acts as a trusted advisor to clients, delivering customized financial strategies that ... Oversee and engage in complex credit analysis and underwriting, ensuring sound risk assessment and ...

Brex

Director, Credit Risk

Seattle, WA · Hybrid

$231K - $289K/yr

In this role, you'll partner closely with Sales, Customer Success, Product, Operations, Analytics ... Excellent communication and executive presence, with the ability to influence senior stakeholders ...

Mechanics Bank

Sr. Relationship Manager

Seattle, WA · On-site

$108K - $194K/yr

The Sr. Relationship Manager calls on prospective and existing middle market businesses with ... Mentors and assists credit analysts, underwriters, and less experienced relationship managers in ...

Jobsultant Solutions

Senior Data Analyst (Remote)

Redmond, WA · Remote

$96K - $121K/yr

... Senior Data Analyst to join the Credit Data Platform team. As a Data Analyst, you will work with ... Meet our team- Credit data platforms oversees implementing unique, best-of-breed data solutions ...

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Showing results 21-40

All JobsCredit Analyst JobsSenior Credit Analyst JobsSenior Credit Analyst Jobs in Renton, WA

Senior Credit Analyst information

See Renton, WA salary details

$55.7K

$106.1K

$195.7K

How much do senior credit analyst jobs pay per year?

As of Sep 12, 2026, the average yearly pay for senior credit analyst in Renton, WA is $106,058.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,600.00 and $112,500.00 per year, depending on experience, location, and employer.

What is a senior credit analyst?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What does a senior credit analyst do?

A senior credit analyst assesses the financial risk of providing a loan or line of credit to a client. As a credit analyst, you work for a commercial bank or other lending institution. Your duties are to analyze financial data, access client information from other companies, and coordinate with the marketing team about loan targets. Qualifications for a career as a senior credit analyst include a bachelor’s degree in economics, accounting, or statistics, and several years of experience working in credit analysis or the actuarial field. Since this is a senior position, you must work your way up from junior. Other skills useful for the job include strong mathematics and organizational skills.

What are the key skills and qualifications needed to thrive as a senior credit analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What are some common challenges senior credit analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

Do senior credit analysts make a lot of money?

Senior credit analysts typically earn a higher salary than entry-level analysts, with median annual wages often ranging from $70,000 to $100,000 depending on experience, location, and industry. They may also receive bonuses and benefits, and advanced certifications like CFA can enhance earning potential.

How much does a senior credit analyst make in the US?

A senior credit analyst in the US typically earns between $70,000 and $100,000 annually, with the average around $85,000. Compensation varies based on experience, location, and industry, and may include bonuses and benefits.
More about Senior Credit Analyst jobs

What are the most commonly searched types of Credit Analyst jobs in Renton, WA?

The most popular types of Credit Analyst jobs in Renton, WA are:

What are popular job titles related to Senior Credit Analyst jobs in Renton, WA?

For Senior Credit Analyst jobs in Renton, WA, the most frequently searched job titles are:

What job categories do people searching Senior Credit Analyst jobs in Renton, WA look for?

The top searched job categories for Senior Credit Analyst jobs in Renton, WA are:

What cities near Renton, WA are hiring for Senior Credit Analyst jobs?

Cities near Renton, WA with the most Senior Credit Analyst job openings:

Senior Credit Analyst jobs near you
Infographic showing various Senior Credit Analyst job openings in Renton, WA as of August 2026, with employment types broken down into 1% Internship, 78% Full Time, 18% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $106,058 per year, or $51 per hour.

Senior SBA Analyst

Seattle, WA • On-site

WaFd Bank
Commercial Banking • 1 - 5K employees
Learn more about WaFd Bankexternal

$43.27 - $52.88/hr

Full-time

Medical, Life, Retirement, PTO

Posted 28 days ago

WaFd Bank rating

9.0

Company rating: 9.0 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

Job description

Min
USD $43.27/Hr.
Max
USD $52.88/Hr.
Job Summary
The Sr. SBA Analyst is responsible for providing due diligence and analytical support on various kinds of SBA 7a loans to the SBA Loan Officer, Relationship Manager and SBA Program Manager. The Sr. SBA Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for SBA 7a loans; assists SBA Loan Officers, Relationship Managers and the SBA Program Manager in writing loan requests; provides mentoring/coaching support to junior Analysts; promotes business for the Bank by maintaining good client relations and referring clients to appropriate staff for new services.
Along with the key functions listed below, this position will be expected to uphold the value that WaFd Bank places on simply being kind when working alongside colleagues and servicing our clients.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:
  • Assists SBA Loan Officers, Relationship Managers and the SBA Program Manager in performing pre-qualification SBA eligibility assessment and analysis of financial condition and risk of financing requests within the framework of the Bank's SBA credit culture and current economic and industry trends.
  • Assists SBA Loan Officers, Relationship Managers and the SBA Program Manager in gathering data from clients and internal and outside sources; prepares spreadsheets and analyzes financial information, including financial statements and tax returns; contacts clients for additional information and clarification of data.
  • Prepares credit narratives that include specific SBA approval and eligibility factors.
  • Provides mentoring and coaching support around SBA programs for junior Analysts.
  • Compiles data from credit bureaus, conducts industry peer comparisons, verifies SBA eligibility and performs cash flow analyses and other such tasks and comparisons.
  • Assists SBA Loan Officers, Relationship Managers and the SBA Program Manager in the review, initial approval and renewal of credit facilities.
  • Develops knowledge of relevant industries; as well as economic conditions (i.e. interest rates, asset values, competition, market conditions, etc.) that impose risk to the client base.
  • Represents the Bank in various community, civic, and community reinvestment functions with a focus on small businesses and SBA lending to further enhance the Bank's image and develop additional business.
  • Reinforces the application of superior client service through his or her own example, along with appropriate follow-through with involved clients and employees.
  • Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
  • Assures compliance with all Bank policies, procedures and processes, SBA rules and regulations and all applicable state and federal banking laws, rules and regulations; adheres to Bank Secrecy Act (BSA) responsibilities specific to the position.
  • Completes administrative tasks correctly and on time; supports the Bank's goals and values.
  • Adhere to bank policies and procedures designed to comply with Federal regulations, including but not limited to the Bank Secrecy Act, USA Patriot Act, and OFAC regulations. other recordkeeping requirements.
  • Avoid all real or perceived conflicts of interest and always maintain client privacy and confidentiality.
  • Perform other work-related duties and special projects as required and assigned.

Qualifications
Education/Skills/Training:
  • Bachelor's Degree or approved equivalent combination of education and experience. Work-related experience should consist of commercial financial analysis or a lending background. Educational experience, through in-house training sessions, formal business school or financial industry related curriculum.
  • Experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas.
  • Preferred 5+ years of experience in financial and/or credit analysis or related areas with a focus on SBA 7a lending.
  • Strong knowledge of commercial, construction and real estate credit analysis.
  • Ability to analyze and interpret general business periodicals, professional journals and technical procedures.
  • Ability to effectively present information and respond to questions from diverse groups, including managers, customers and members of the general public.
  • Proficient in Microsoft Office suite (Word, Excel and PowerPoint).
  • Strong typing skills to meet production needs of the position.
  • Strong math skills.
  • Effective verbal, written and interpersonal communication skills; ability to write reports and correspondence and speak clearly to customers and employees.
  • Ability to deal with normal problems involving multiple facets and variables in non-standardized situations and apply common sense in carrying out instructions and solving problems.
  • Excellent organizational and time management skills.
  • Ability to work with minimal supervision while performing duties.

Benefits
At WaFd Bank you get all of these great benefits!
  • Paid time off for vacation, sick days and holidays
  • Health insurance
  • Stock options
  • Bonus programs
  • 401(k) plan
  • Paid Parental Leave
  • Life and AD&D insurance
  • Long-term disability
  • Tuition Reimbursement
  • Employee assistance programs
  • Pre-tax health and dependent-care spending plans

WaFd Bank Benefits Summary - Click here for more information
EEO Statement
We are committed to Equal Employment Opportunity and Affirmative Action. We recruit, hire, train and promote persons in all job titles and ensure that all other personnel actions are administered without regard to race, color, religion, sex, sexual orientation, gender identity, military and/or veteran status, or disability in accordance with Executive Order 11246, Section 503 of the Rehabilitation Act of 1973, as amended, and the Vietnam Era Veterans Readjustment Assistance Act of 1974, which require affirmative action to ensure equal opportunity in all aspects of employment. WaFd Bank does not discriminate on the basis of national origin or citizenship status as provided under the Immigration Reform and Control Act of 1986, or any other Federal or State legally-protected classes. WaFd Bank is committed to providing reasonable accommodations to employees and applicants with disabilities to the full extent required by the Americans with Disabilities Act (ADA). If you feel you need a reasonable accommodation pursuant to the ADA, you are encouraged to contact us at 800.324.9375
EEO Policy Statement - WaFd Bank
Know Your Rights: Workplace Discrimination is Illegal - click here for more information
California Consumer Privacy Act 2026
Requisition Post Information* : Posted Date
8/15/2026

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