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Salary Insurance Jobs in Michigan (NOW HIRING)

As an insurance producer working for a Farmers agency owner, you can assist prospective and ... base salary plus commission, or commission only arrangements. If commission is part of the ...

As an insurance producer working for a Farmers agency owner, you can assist prospective and ... base salary plus commission, or commission only arrangements. If commission is part of the ...

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Salary Insurance information

What is salary insurance?

Salary insurance, also known as income protection insurance, is a type of policy designed to provide you with a portion of your income if you become unable to work due to illness or injury. It typically pays out a regular benefit, usually a percentage of your salary, until you can return to work or reach the end of the policy term. This helps individuals maintain financial stability during unexpected periods of unemployment caused by health issues. Salary insurance does not usually cover job loss due to redundancy or dismissal.

What are the key skills and qualifications needed to thrive as a salary insurance specialist, and why are they important?

To thrive as a Salary Insurance Specialist, you need a solid background in insurance principles, risk assessment, and strong analytical skills, typically supported by a degree in finance, business, or a related field. Familiarity with insurance management systems, underwriting software, and relevant certifications like Chartered Insurance Professional (CIP) is highly beneficial. Exceptional interpersonal communication, attention to detail, and problem-solving abilities help professionals excel in client interactions and complex policy management. These competencies ensure accurate policy administration, effective client service, and compliance with regulatory standards in the insurance industry.

What are some common challenges faced by professionals working in salary insurance, and how can they be overcome?

Professionals in salary insurance often encounter challenges such as keeping up with frequently changing regulations, educating clients on the value and nuances of salary protection policies, and managing complex claims efficiently. Staying current through regular training, leveraging strong communication skills, and collaborating closely with underwriters, claims adjusters, and legal teams can help address these challenges. Building trust with clients and maintaining up-to-date knowledge of industry trends are key to long-term success in this role.

What is the difference between Salary Insurance vs Salary Continuation?

FeatureSalary InsuranceSalary Continuation
PurposeProvides income replacement during disability or illnessEmployer-funded benefit to continue salary during short-term absences
FundingPurchased individually or through insurance policiesPaid by employer as part of benefits package
Coverage DurationTypically long-term or until recoveryShort-term, usually up to a few months
Work EnvironmentUsed across various industries, often in health or insurance sectorsPrimarily in corporate or organizational settings

Salary Insurance and Salary Continuation both aim to support employees financially during absences, but Salary Insurance offers long-term coverage through insurance policies, while Salary Continuation is an employer-funded benefit for short-term absences. Understanding these differences helps employees choose the right financial protection plan.

What cities in Michigan are hiring for Salary Insurance jobs?

Cities in Michigan with the most Salary Insurance job openings:

Infographic showing various Salary Insurance job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 21% Part Time, 2% Temporary, 5% Contract, and 1% Nights. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution.

Insurance Sales

Farmers Insurance Agencies

Grand Rapids, MI • On-site

Full-time

Re-posted 23 days ago


Farmers Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 339 frontline employees who took The Breakroom Quiz

226th of 315 rated insurance


Job description

As an insurance producer working for a Farmers agency owner, you can assist prospective and existing customers in your community with products and services they need.


Compensation for this position is solely up to the Farmers agency owner, which may include base salary, base salary plus commission, or commission only arrangements. If commission is part of the compensation for this position, the agency owner can provide you a list of applicable insurance and insurance-related products along with the commission rates for which you can be compensated.


Responsibilities

Common Responsibilities for Appointed Insurance Producers

  • Network and develop leads
  • Establish contact with prospects and schedule appointments
  • Meet with prospective customers
  • Meet with existing customers to perform policy reviews
  • Conduct sales presentations
  • Solicit referrals

Requirements

Qualifications for Appointment

  • Must work for a Farmers agency owner
  • Must be licensed in the applicable state
  • Ability to pass a background check

What Farmers Insurance employees say

Pay

Benefits

Hours and flexibility

Workplace

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