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Risk Associate Jobs in Michigan (NOW HIRING)

Our client, a regional CPA/Advisory firm, is seeking to add an Assurance & Risk Advisory Senior to ... Developing staff associates and interns EDUCATION & EXPERIENCE * 3-5 years of relevant assurance ...

Professional certifications such as ARM (associate in risk management) or CPCU (Chartered Property Casualty Underwriter) preferred. Working Conditions: * Works in a normal office environment where ...

Professional certifications such as ARM (associate in risk management) or CPCU (Chartered Property Casualty Underwriter) preferred. Working Conditions: * Works in a normal office environment where ...

The Director of Enterprise Risk Management (ERM) will report to the CRO to implement OhioHealth ... OhioHealth does not discriminate against associates or applicants because of race, color, genetic ...

The Safety and Risk Coordinator also monitors, measures and reports franchise compliance with ... Associate's degree in Business, Human Resources/Safety, Logistics/Transportation or a related field ...

Sales Associate - P&C

Bloomfield, MI · On-site

$13.25 - $18/hr

Performs a detailed analysis of a prospective client's needs by reviewing their existing insurance / risk management program; makes recommendations for appropriate and competitive coverages.

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Risk Associate information

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How much do risk associate jobs pay per hour?

As of Jun 13, 2026, the average hourly pay for risk associate in Michigan is $16.57, according to ZipRecruiter salary data. Most workers in this role earn between $13.22 and $17.60 per hour, depending on experience, location, and employer.

What are some common challenges faced by Risk Associates when working with cross-functional teams?

Risk Associates often collaborate with departments such as compliance, audit, and operations. One common challenge is aligning risk mitigation strategies with the differing priorities and perspectives of each team. Effective communication and adaptability are key, as Risk Associates must explain complex risk concepts in ways that are relevant to each stakeholder. Building strong relationships and fostering a shared understanding of risk helps ensure that policies are implemented consistently across the organization.

What is the difference between Risk Associate vs Credit Analyst?

AspectRisk AssociateCredit Analyst
Required CredentialsBachelor's degree, certifications like FRM or CRM beneficialBachelor's degree, finance or related certifications preferred
Work EnvironmentFinancial institutions, consulting firms, risk management teamsBanks, lending institutions, credit departments
Employer & Industry UsageUsed across banking, insurance, and investment firmsPrimarily in banking and lending sectors
Common Search & ComparisonOften compared for risk management rolesCompared for credit evaluation roles

The main difference between a Risk Associate and a Credit Analyst lies in their focus areas. Risk Associates primarily assess overall risk exposure and develop risk mitigation strategies, while Credit Analysts evaluate the creditworthiness of individual borrowers. Both roles require similar educational backgrounds and certifications, and they are commonly found in financial institutions. Understanding these distinctions helps job seekers identify the right career path within the finance industry.

What are the key skills and qualifications needed to thrive as a Risk Associate, and why are they important?

To thrive as a Risk Associate, you need strong analytical skills, attention to detail, and a background in finance, economics, or a related field—often supported by a relevant degree. Familiarity with risk assessment tools, financial modeling software, and sometimes certifications such as FRM (Financial Risk Manager) or CFA are highly valued. Excellent communication, problem-solving, and teamwork skills help you effectively identify, assess, and communicate risks across various business units. These skills ensure accurate risk evaluation, regulatory compliance, and proactive risk mitigation for organizational stability.

What does a Risk Associate do?

A Risk Associate is responsible for identifying, assessing, and helping to manage potential risks that could affect an organization’s operations or financial performance. They assist in developing strategies to minimize or mitigate those risks, often by collecting and analyzing data, preparing reports, and monitoring compliance with regulations and company policies. Risk Associates work closely with various departments to ensure that risk management practices are integrated throughout the business. Their role is crucial in helping organizations avoid losses and maintain stability.

What do risk associates do?

Risk associates analyze and assess potential risks that could impact an organization’s operations, finances, or reputation. They identify vulnerabilities, develop risk mitigation strategies, and often use data analysis tools to monitor and report on risk levels, supporting decision-making processes.

What is the salary of risk associate?

The salary of a Risk Associate at JP Morgan typically ranges from $70,000 to $120,000 annually, depending on experience, location, and education. Entry-level positions may start lower, while experienced professionals or those in senior roles can earn higher compensation, often supplemented with bonuses and benefits.

What jobs pay 500,000 a year in the US?

High-paying roles for risk associates or similar finance professionals can reach or exceed $500,000 annually, often in senior positions such as chief risk officer, hedge fund manager, or investment banker, especially with bonuses and profit sharing. These roles typically require extensive experience, advanced certifications like CFA or FRM, and work in competitive financial environments or large firms.

What is the role of a risk associate?

A risk associate analyzes and assesses potential risks that could impact an organization, often working with risk management teams to develop strategies to mitigate those risks. They review data, prepare reports, and use tools like risk assessment software to identify vulnerabilities. Strong analytical skills and knowledge of industry regulations are essential for this role.
What are the most commonly searched types of Risk jobs in Michigan? The most popular types of Risk jobs in Michigan are:
What are popular job titles related to Risk Associate jobs in Michigan? For Risk Associate jobs in Michigan, the most frequently searched job titles are:
What cities in Michigan are hiring for Risk Associate jobs? Cities in Michigan with the most Risk Associate job openings:
Infographic showing various Risk Associate job openings in Michigan as of June 2026, with employment types broken down into 1% As Needed, 89% Full Time, 5% Part Time, 1% Temporary, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $34,471 per year, or $16.6 per hour.

Personal Risk Advisor

USI Holdings Corporation

Grand Rapids, MI • On-site

Full-time

Posted 24 days ago


Job description

Description and Requirements
General Description:
The USI Insurance Services Personal Risk Practice provides comprehensive risk management and insurance consultation to high net worth individuals and family offices with complex financial and insurance needs. The Private Risk Advisor (PRA) is an outside sales position responsible for cultivating relationships with all partners and entities within USI, strategic partners and centers of influence specifically focused on the high net worth and family office marketplace.
Job Description
  • Promote the USI Private Risk Advisor suite of solutions by cultivating robust business partnerships and relationships with centers of influence (COIs) and trusted advisors to financially successful families.
  • Attract new clients to Private Risk that meet the minimum client profile standards.
  • Design risk management insurance programs to protect the personal assets, exposures and lifestyles of high net worth individuals, families and family offices
  • Implement comprehensive risk analysis reviews focused on identifying personal, professional and business exposures and addressing them with a suite of proprietary solutions and collective knowledge of the USI dedicated Personal Risk team.
  • Prepare and executes strategic sales plans for identifying and qualifying prospective clients, building a network of Centers of Influence and being a thought leader within the wealth management industry.
  • Deliver targeted profitable revenue growth through new revenue generation and client retention strategies in partnership with a client service team
  • Deliver exceptional client experiences utilizing a customized consultative selling approach, positioning the value and focus of the client service team and their ongoing stewardship of the programs.
  • Create & deliver professional presentations and proposals to internal and external clients and prospects illustrating the USI value proposition, industry trends and customized insurance solutions.
  • Position value added services and partnerships to key stakeholders and trusted advisors for mutual client and prospect benefit
  • expertise is maintained at the highest levels.
  • Gain and develop knowledge of industry trends as well as advise and influence development of innovative, bespoke solutions in response to client needs.
  • Engage, introduce and position value-added third-party subject matter experts in response to client needs.

Knowledge, Skills and Abilities:
  • 5+ years of High Net Worth sales experience
  • Excellent verbal, written, and interpersonal communication skills
  • Excellent presentation skills
  • Solid conflict resolution capabilities
  • Microsoft Office program proficiency
  • Ability to work effectively in a team environment where strong independent thinking skills are important
  • Ability to delegate effectively
  • Established network of COI's and a proven track record of sales success
  • Must possess a current P&C License

Why USI?
With approximately $3 billion in revenue and over 10,500 associates across approximately 200 offices nationwide, USI is one of the largest insurance brokerage and consulting firms in the world. At USI, we have created one of the most dynamic personal and professional development cultures in the industry. We invest heavily in our associates, and we take pride in celebrating their growth and success through our one-of-a-kind employee reward and recognition programs.
Unrivaled Resources and Support
What truly distinguishes USI as a premier insurance brokerage and consulting firm is the USI ONE Advantage®, a game-changing value proposition that delivers to clients a robust set of risk management and benefit solutions with bottom-line financial impact. USI ONE® represents Omni, Network, Enterprise-the three key elements that set USI apart from the competition. Through USI ONE, we develop strategic, timely, and effective risk management and benefit programs in terms that are easy to understand, and we demonstrate how the solutions can have a positive economic impact.
Premier Sales Rewards, Industry-Leading Programs, and RecognitionIn addition to competitive pay and commission, incentives, and benefits, USI recognizes our top sales associates through USI PEAK, recognizing and rewarding our sales professionals for achieving superior results. USI offers employee programs that recognize outstanding achievement and help our associates lead healthy, productive lives. We turn care into action with our award-winning wellness program, college scholarships for associates' children, and financial help in times of need.
Deep Community Engagement
We are committed to giving back to our local communities and supporting a culture of environmental sustainability. From sharing our time, talent, and resources to support local non-profit organizations, animal shelters, and environmental beautification and restoration projects - to partnering with eco-conscious vendors and taking steps to reduce our own environmental footprint - we're working together as ONE to build a better future.
Committed to a Diverse and Inclusive Workplace
Our award-winning I'm With U diversity and inclusion program educates our associates to help them better understand and serve our clients, prospects, fellow team members, and local communities through curated education and training resources, employee support programs, and community outreach initiatives to build a more diverse, equitable, and inclusive culture.
Nationally Recognized as a Top Insurance Employer
  • Recognized as one of Insurance Business America's Top Insurance Employers eight consecutive years (2018-2025).
  • Named to Business Insurance's annual list of the Best Places to Work in Insurance six years in a row (2020-2025).
  • Named to Fortune's Best Workplaces in Financial Services & Insurance list for the last two years (2024-2025).
  • Certified as a Great Place To Work two years in a row (2024-2025).

Visit our Awards and Accolades page for a complete list of our latest industry awards and recognitions!