ZipRecruiter

Log In

1

Retail Underwriter Jobs (NOW HIRING)

H.W. Kaufman Group

Associate Underwriter

Fresno, CA · On-site

$60K - $75K/yr

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file * Bachelor's degree or equivalent combination of education and experience ...

HUB International Limited

Underwriter

Brentwood, TN · On-site

$100K - $125K/yr

Grocery & Retail experience preferred. Education Requirement: * High school diploma required ... Underwriting Required Experience: 5-7 years of relevant experience Required Travel: No Travel ...

Burns & Wilcox

Associate Underwriter

Metairie, LA · On-site

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file Qualifications * Bachelor's degree or equivalent combination of education ...

Burns & Wilcox

Associate Underwriter

Houston, TX · On-site

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file Qualifications * Bachelor's degree or equivalent combination of education ...

Burns & Wilcox

Associate Underwriter

Fresno, CA · On-site

$60K - $75K/yr

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file Qualifications * Bachelor's degree or equivalent combination of education ...

H.W. Kaufman Group

Associate Underwriter

Houston, TX · Hybrid

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file * Bachelor's degree or equivalent combination of education and experience ...

H.W. Kaufman Group

Associate Underwriter

Saint Louis, MO · On-site

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file * Bachelor's degree or equivalent combination of education and experience ...

Burns & Wilcox

Associate Underwriter

Boston, MA · On-site

$60K - $80K/yr

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file Qualifications * Bachelor's degree or equivalent combination of education ...

Burns & Wilcox

Associate Underwriter

Baton Rouge, LA · On-site

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file Qualifications * Bachelor's degree or equivalent combination of education ...

Burns & Wilcox

Associate Underwriter

Overland Park, KS · On-site

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file Qualifications * Bachelor's degree or equivalent combination of education ...

Burns & Wilcox

Associate Underwriter

Little Rock, AR · On-site

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file Qualifications * Bachelor's degree or equivalent combination of education ...

H.W. Kaufman Group

Associate Underwriter

Salt Lake City, UT · On-site

$60K - $80K/yr

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file * Bachelor's degree or equivalent combination of education and experience ...

H.W. Kaufman Group

Associate Underwriter

Metairie, LA · On-site

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file * Bachelor's degree or equivalent combination of education and experience ...

Burns & Wilcox

Associate Underwriter

Saint Louis, MO · On-site

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file Qualifications * Bachelor's degree or equivalent combination of education ...

H.W. Kaufman Group

Associate Underwriter

Centennial, CO · On-site

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file * Bachelor's degree or equivalent combination of education and experience ...

H.W. Kaufman Group

Associate Underwriter

Baton Rouge, LA · On-site

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file * Bachelor's degree or equivalent combination of education and experience ...

Burns & Wilcox

Associate Underwriter

Salt Lake City, UT · On-site

$60K - $80K/yr

Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file Qualifications * Bachelor's degree or equivalent combination of education ...

next page

Showing results 1-20

All JobsRetail Underwriter Jobs

Retail Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do retail underwriter jobs pay per year?

As of Jul 14, 2026, the average yearly pay for retail underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Retail Underwriter, and why are they important?

To thrive as a Retail Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of lending policies, often backed by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit risk assessment tools, and relevant certifications such as Certified Residential Underwriter (CRU) are typically required. Excellent communication, problem-solving skills, and sound judgment help underwriters effectively collaborate with clients and stakeholders while making prudent lending decisions. These competencies are crucial to accurately evaluate risk, ensure compliance, and support the financial health of lending institutions.

What does a retail underwriter do?

A retail underwriter evaluates individual loan or insurance applications to determine risk and approve or deny coverage based on financial information, credit history, and underwriting guidelines. They analyze data, assess risk factors, and use specialized software to make informed decisions, often working within set policies and regulations.

Will AI replace underwriting?

Retail underwriters use AI tools to assist in evaluating risks and processing applications, but AI is not expected to fully replace human underwriters. Instead, AI enhances efficiency and accuracy, allowing underwriters to focus on complex cases and decision-making. Human judgment remains essential for interpreting nuanced information and making final underwriting decisions.

Is underwriting a high paying career?

Retail underwriters typically earn a moderate to high salary depending on experience, location, and the company. Entry-level positions may start lower, but experienced underwriters with specialized skills can earn competitive compensation, often supplemented by bonuses and benefits.

What is a Retail Underwriter?

A Retail Underwriter is a financial professional responsible for assessing and evaluating loan applications submitted by individual customers, typically for products like mortgages, auto loans, or personal loans. They analyze applicants' creditworthiness by reviewing financial documents, credit histories, employment information, and other risk factors to determine whether to approve or decline the loan. Retail Underwriters play a crucial role in ensuring that lending decisions comply with company policies and regulatory requirements. Their work helps financial institutions minimize risk while providing fair lending opportunities to customers.

What is the difference between Retail Underwriter vs Commercial Underwriter?

AspectRetail UnderwriterCommercial Underwriter
CredentialsTypically requires insurance licenses, underwriting certificationsSimilar credentials, often with additional industry-specific licenses
Work EnvironmentOffice-based, evaluating individual consumer policiesOffice-based, assessing business or commercial policies
Employer & IndustryInsurance companies, retail bankingInsurance companies, commercial banking
Search & Comparison IntentOften compared for underwriting roles in retail insuranceCompared for commercial insurance underwriting roles

Retail Underwriters focus on individual consumer policies, while Commercial Underwriters evaluate business or commercial insurance applications. Both roles require similar credentials and work in insurance settings, but they serve different client types and industries.

What is retail underwriting?

Retail underwriting is the process used by retail underwriters to evaluate individual loan or insurance applications, assessing risk based on financial information, credit history, and other relevant data. This role involves analyzing applicant details to determine approval, terms, and pricing, often using specialized software and adhering to company guidelines. Strong analytical skills and attention to detail are essential for success in this position.

How does a Retail Underwriter typically collaborate with loan officers and other departments during the loan approval process?

Retail Underwriters work closely with loan officers, processors, and sometimes credit analysts to ensure loan applications meet both internal and external lending guidelines. They review documentation, clarify outstanding items, and may communicate directly with loan officers to resolve issues or request additional information. This collaborative approach helps streamline the approval process, minimize errors, and ensure a smooth experience for the borrower. Effective communication and teamwork are essential, as underwriters often juggle multiple files and coordinate across departments to meet tight deadlines.
More about Retail Underwriter jobs
What states have the most Retail Underwriter jobs? States with the most job openings for Retail Underwriter jobs include:
What job categories do people searching Retail Underwriter jobs look for? The top searched job categories for Retail Underwriter jobs are:
Retail Underwriter jobs near you
Infographic showing various Retail Underwriter job openings in the United States as of July 2026, with employment types broken down into 63% Full Time, 35% Part Time, 1% Temporary, and 1% Contract. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Associate Underwriter

Associate Underwriter

H.W. Kaufman Group

San Francisco, CA

$60K - $80K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 28 days ago

Job description

When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Our Associate Underwriters directly service a book of business under the supervision of an Underwriter, offering the opportunity to learn the specialty insurance business and career advancements into an Underwriter role. Interested? Join our team! 


  • Service a book of business under the direct supervision of an underwriter
  • Log applications, prepare binders, and process policies and endorsements
  • Bind risk, post the invoice and process technical data
  • Screen renewal applications and send out renewal letters; perform some of the underwriting and prepare quotes for underwriter approval
  • Assist with new business development
  • Order and follow up on inspections and handle endorsement requests and referrals for the underwriter
  • Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file

  • Bachelor’s degree or equivalent combination of education and work experience
  • Insurance experience in underwriting and/or brokerage support with excess & surplus lines preferred
  • Sales & marketing experience preferred
  • Be technologically savvy and data driven

Compensation Package

  • Competitive base compensation + bonus. Salary range $60,000-$80,000/Annually 

  • Employer paid continuing education courses and designations via access to Kaufman Institute

  • Health and welfare benefits including medical, vision and dental

  • 401K with employer match

  • Paid vacation, sick time, and holidays

  • Access to Kaufman Wellness Program


Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America’s leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector.

Equal Opportunity Employer

The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

#LI-CN1 

Apply