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Retail Loan Processor Jobs (NOW HIRING)

Lending Hand Mortgage

Processor

Madison, TN · On-site

$37K - $50K/yr

Experience processing correspondent, wholesale, and retail loan products. * Familiarity with automated underwriting systems including DU and LP. * NMLS licensing knowledge is a plus. Skills ...

Mutual of Omaha Mortgage

Loan Processor

Indianapolis, IN · On-site

$18 - $24/hr

Mortgage Loan Processor Mutual of Omaha Mortgage is a full-service lending company offering both ... Communicate pipeline and file status to retail sales channels and management * Work closely with ...

CrossCountry Mortgage

Loan Processor

$19.25 - $25.50/hr

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more ... The Loan Processor is responsible for providing quality customer service by obtaining necessary ...

Crosscountrymortgage

Loan Processor

$19.25 - $25.50/hr

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Loan Processor is responsible for providing quality customer service by obtaining necessary ...

Crosscountrymortgage

Loan Processor

Rochester, NY · On-site

$18.50 - $24.75/hr

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Loan Processor supports the loan origination process by coordinating communication among ...

East Cambridge Savings Bank

Loan Processor

Woburn, MA · On-site

$23.54 - $32.99/hr

Loan Processor Full Time Woburn, MA, US 7 days ago Requisition ID: 1335 Salary Range: $23.54 To $32 ... Under the general supervision of the Vice President - Retail Lending Operations Manager, perform a ...

Crosscountrymortgage

Loan Processor

Montvale, NJ · On-site

$19.50 - $26.25/hr

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Loan Processor is responsible for providing quality customer service by obtaining necessary ...

TEXELL CREDIT UNION

Loan Processor

Temple, TX

$15.25 - $20.25/hr

Support retail and digital lending by processing all consumer loan applications for closing once underwriting decision has been made, including gathering supporting documentation from the member and ...

Crosscountrymortgage

Loan Processor

$19.25 - $25.50/hr

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Loan Processor is responsible for providing quality customer service by obtaining necessary ...

CrossCountry Mortgage, LLC

Loan Processor

Columbia, MD · On-site

$18.50 - $24.50/hr

JR03228CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender ... The Loan Processor is responsible for providing quality customer service by obtaining necessary ...

Mission Loans

Retail Loan Officer

Las Vegas, NV · Remote

$65K - $100K/yr

Collaborate closely with processing, underwriting, and closing teams to ensure timely and compliant loan closings. * Stay current on mortgage products, lending guidelines, and market trends.

CrossCountry Mortgage

Loan Processor

Columbia, MD · On-site

$18.50 - $24.75/hr

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more ... The Loan Processor is responsible for providing quality customer service by obtaining necessary ...

CrossCountry Mortgage

Loan Processor

Montvale, NJ · On-site

$19.50 - $26.25/hr

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more ... The Loan Processor is responsible for providing quality customer service by obtaining necessary ...

CrossCountry Mortgage

Loan Processor

Cleveland, OH · On-site

$18.25 - $24.25/hr

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more ... The Loan Processor is responsible for providing quality customer service by obtaining necessary ...

CrossCountry Mortgage, LLC

Loan Processor

Cleveland, OH · On-site

$18.25 - $24.25/hr

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Loan Processor provides proper disclosures when required by applicable local, state, and ...

CrossCountry Mortgage

Loan Processor

$19.25 - $25.50/hr

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more ... The Loan Processor is responsible for providing quality customer service by obtaining necessary ...

CrossCountry Mortgage

Loan Processor

Winter Park, CO · On-site

$20.50 - $27.25/hr

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Loan Processor is responsible for providing quality customer service by obtaining necessary ...

Crosscountrymortgage

Loan Processor

Cleveland, OH · On-site

$18.25 - $24.25/hr

CrossCountry Mortgage (CCM)is the nation's number one distributed retail mortgage lender with more ... The Loan Processor is responsible for providing quality customer service by obtaining necessary ...

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Retail Loan Processor information

See salary details

$13

$21

$30

How much do retail loan processor jobs pay per hour?

As of Sep 14, 2026, the average hourly pay for retail loan processor in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What is a retail loan processor?

Retail loan processors are professionals who handle the administrative tasks involved in processing loan applications for individual consumers, such as home mortgages, auto loans, or personal loans. They review application materials, verify financial information, gather required documentation, and ensure compliance with lending guidelines and regulations. Their work helps streamline the approval process, making sure that loans move smoothly from application to closing.

What are the key skills and qualifications needed to thrive as a retail loan processor, and why are they important?

To thrive as a Retail Loan Processor, you need strong attention to detail, knowledge of lending regulations, and experience with loan documentation, often supported by a relevant associate degree or equivalent experience. Familiarity with loan origination systems (LOS), banking software, and compliance platforms is typically required. Excellent organizational skills, communication, and the ability to work under pressure help set top performers apart. These competencies ensure loans are processed accurately, efficiently, and in compliance with regulatory standards, minimizing risk for both the lender and borrower.

What are some common challenges faced by retail loan processors, and how can they be managed effectively?

Retail Loan Processors often encounter challenges such as managing tight deadlines, ensuring accuracy in loan documentation, and handling multiple applications simultaneously. Staying organized and maintaining clear communication with loan officers, underwriters, and clients are key to managing these challenges. Utilizing checklists, productivity tools, and thorough review processes can help ensure that all documents are complete and compliant, reducing the risk of errors or delays.

What is the difference between Retail Loan Processor vs Mortgage Loan Processor?

AspectRetail Loan ProcessorMortgage Loan Processor
CredentialsHigh school diploma, sometimes additional certificationsHigh school diploma, mortgage licensing (e.g., NMLS)
Work EnvironmentBank branches, retail banking officesMortgage companies, banks, lending institutions
Industry UsageRetail banking sectorMortgage lending sector
Job FocusProcessing various retail loans like personal, auto, small businessProcessing residential mortgage applications

Retail Loan Processors primarily handle a variety of consumer loans within retail banking, focusing on quick processing and customer service. Mortgage Loan Processors specialize in residential mortgage applications, often requiring specific licensing. While both roles involve loan documentation and verification, their industries and loan types differ significantly.

What states have the most Retail Loan Processor jobs?

States with the most job openings for Retail Loan Processor jobs include:

What are popular job titles related to Retail Loan Processor jobs?

For Retail Loan Processor jobs, the most frequently searched job titles are:

Retail Loan Processor jobs near you
Infographic showing various Retail Loan Processor job openings in the United States as of August 2026, with employment types broken down into 66% Full Time, 33% Part Time, and 1% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

Processor

Madison, TN • On-site

Lending Hand Mortgage
Loan Brokerages • 11 - 50 employees
Learn more about Lending Hand Mortgageexternal

$37K - $50K/yr

Full-time

Medical, Dental, Vision, PTO

This job post has expired 2 days ago. Applications are no longer accepted.

Job description

Position Summary
Lending Hand Mortgage is seeking an experienced and detail-oriented Mortgage Loan Processor to join our growing team. The ideal candidate will have a strong understanding of conventional, FHA, VA, USDA, and non-QM loan products and possess the ability to manage a high-volume pipeline while delivering exceptional customer service.
The Mortgage Loan Processor serves as a critical liaison between borrowers, loan officers, underwriters, title companies, and other third parties to ensure accurate, complete, and timely loan files from application through closing.
Key Responsibilities
  • Review loan applications and supporting documentation for completeness, accuracy, and compliance.
  • Process residential mortgage loan files from application through closing.
  • Collect and verify borrower income, assets, employment, credit, and other required documentation.
  • Order and review appraisals, title work, flood certifications, verifications, and other third-party services.
  • Submit complete and accurate loan packages to underwriting.
  • Review underwriting conditions and work directly with borrowers and loan officers to obtain required documentation.
  • Maintain regular communication with borrowers, real estate agents, loan officers, underwriters, and settlement agents.
  • Monitor loan pipelines to ensure timely processing and on-time closings.
  • Ensure compliance with federal, state, investor, and company guidelines.
  • Update loan status and maintain accurate records within the Loan Origination System (LOS).
  • Identify and resolve file deficiencies and processing obstacles proactively.
  • Coordinate closing documentation and final approval requirements.

Required Qualifications
  • Minimum 3+ years of mortgage loan processing experience.
  • Strong working knowledge of FNMA, FHLMC, FHA, VA, USDA, and non-QM guidelines.
  • Experience with mortgage compliance requirements including TRID and RESPA.
  • Proficiency with mortgage LOS platforms such as Encompass, Arive, or similar systems.
  • Ability to manage multiple files simultaneously in a fast-paced environment.
  • Excellent organizational, communication, and problem-solving skills.
  • Strong attention to detail and accuracy.
  • Knowledge of income calculation, credit analysis, and asset documentation.

Preferred Qualifications
  • 5+ years of recent mortgage processing experience.
  • Experience processing correspondent, wholesale, and retail loan products.
  • Familiarity with automated underwriting systems including DU and LP.
  • NMLS licensing knowledge is a plus.

Skills & Competencies
  • Exceptional customer service skills
  • Strong time management and prioritization abilities
  • Ability to work independently and collaboratively
  • Critical thinking and analytical skills
  • Professional verbal and written communication
  • High level of integrity and confidentiality

Compensation & Benefits
  • Competitive salary based on experience
  • Bonus opportunities
  • Health, dental, and vision insurance
  • Paid time off and holidays
  • Professional development and training opportunities
  • Supportive team environment with growth potential

Why Join Lending Hand Mortgage?
At Lending Hand Mortgage, we are committed to delivering an exceptional mortgage experience for both our clients and referral partners. Our team values integrity, communication, and operational excellence. If you are a motivated mortgage professional who thrives in a fast-paced environment and takes pride in helping borrowers achieve homeownership, we encourage you to apply.
Apply Today and Become Part of the Lending Hand Mortgage Family!

Apply