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Retail Banking Jobs in Texas (NOW HIRING)

Accenture

Retail Banking Manager

Austin, TX · On-site

$94K - $293K/yr

Design and implement data-enabled operating models for retail banking * Apply automation and AI to build intelligent workflows that optimize processes and customer experience * Accelerate ...

Accenture

Retail Banking Manager

Dallas, TX · On-site

$94K - $293K/yr

Design and implement data-enabled operating models for retail banking * Apply automation and AI to build intelligent workflows that optimize processes and customer experience * Accelerate ...

Accenture

Retail Banking Manager

Houston, TX · On-site

$94K - $293K/yr

Design and implement data-enabled operating models for retail banking * Apply automation and AI to build intelligent workflows that optimize processes and customer experience * Accelerate ...

Accenture

Retail Banking Senior Manager

Houston, TX · On-site

$132K - $338K/yr

... Banking Consulting practice, you are a strategic advisor and visionary leader, setting direction for large-scale transformation programs that leverage AI, data, and automation. Retail banks are ...

Accenture

Retail Banking Senior Manager

Austin, TX · On-site

$132K - $338K/yr

... Banking Consulting practice, you are a strategic advisor and visionary leader, setting direction for large-scale transformation programs that leverage AI, data, and automation. Retail banks are ...

Accenture

Retail Banking Senior Manager

Dallas, TX · On-site

$132K - $338K/yr

... Banking Consulting practice, you are a strategic advisor and visionary leader, setting direction for large-scale transformation programs that leverage AI, data, and automation. Retail banks are ...

ARGO

Retail Banking Solution Specialist

Richardson, TX · On-site

JOB SUMMARY A Retail Banking Solution Specialist's role is to execute go-to-market processes for ARGO's Connects product suite for the Financial Services industry. The role has accountability for ...

Clear-Fork-Bank

Community Bank Retail Manager

Abilene, TX · On-site

$65 - $90/hr

Retail ManagerREPORTS TO: Regional/Branch PresidentBASIC FUNCTION SUMMARY:The Retail Manager is ... Provide personalized service to customers, ensuring their banking needs are met with a high level ...

New

First Financial

Retail Administrator

Houston, TX

Supports the Regional Retail Manager in the execution of retail banking priorities, initiatives, and expectations across assigned locations. * Serves as a resource to branch leadership and retail ...

Accenture

Payments Banking Consultant

Houston, TX · On-site

Retail Bank Payments * Commercial Cash Management, B2B, Corporate, and Transaction Banking and Payments As a Payments Consultant, you'll be dedicated to helping clients by designing and delivering ...

Accenture

Payments Banking Consultant

Dallas, TX · On-site

Retail Bank Payments * Commercial Cash Management, B2B, Corporate, and Transaction Banking and Payments As a Payments Consultant, you'll be dedicated to helping clients by designing and delivering ...

Accenture

Payments Banking Consultant

Austin, TX · On-site

Retail Bank Payments * Commercial Cash Management, B2B, Corporate, and Transaction Banking and Payments As a Payments Consultant, you'll be dedicated to helping clients by designing and delivering ...

Accenture

Payments Banking Consultant

Irving, TX · On-site

Retail Bank Payments * Commercial Cash Management, B2B, Corporate, and Transaction Banking and Payments As a Payments Consultant, you'll be dedicated to helping clients by designing and delivering ...

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All JobsRetail Banking JobsRetail Banking Jobs in Texas

Retail Banking information

See Texas salary details

$34.9K

$58.4K

$69.9K

How much do retail banking jobs pay per year?

As of Sep 3, 2026, the average yearly pay for retail banking in Texas is $58,417.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,600.00 and $65,200.00 per year, depending on experience, location, and employer.

What is retail banking?

Retail banking refers to the provision of banking services to individual consumers rather than businesses or corporations. Services typically include savings and checking accounts, personal loans, mortgages, credit cards, and other financial products designed for everyday banking needs. Retail banks operate through branch networks, online platforms, and ATMs to make banking accessible and convenient for the general public. The main goal is to help individuals manage their personal finances and access credit when needed.

What are the key skills and qualifications needed to thrive as a retail banker, and why are they important?

To thrive as a Retail Banker, you need a strong understanding of financial products, customer service expertise, and typically a degree in finance, business, or a related field. Familiarity with banking software, CRM systems, and regulatory compliance certifications such as AML/KYC are commonly required. Excellent communication, problem-solving, and relationship-building skills help you connect with clients and resolve their banking needs. These abilities are crucial for delivering high-quality customer service, ensuring regulatory compliance, and driving business growth in a competitive financial environment.

What are some common challenges faced by professionals in retail banking, and how can they be overcome?

Professionals in retail banking often face challenges such as meeting ambitious sales targets, adapting to rapidly changing technology, and managing a diverse customer base with varying needs. Building strong product knowledge, actively seeking customer feedback, and staying current with digital banking trends are essential strategies for overcoming these challenges. Additionally, collaborating closely with team members and participating in ongoing training can help retail bankers deliver excellent customer service and achieve their performance goals.

What is the difference between Retail Banking vs Personal Banker?

AspectRetail BankingPersonal Banker
Primary RoleProvides banking services to individual customers, including accounts, loans, and depositsAssists individual clients with banking needs, offering personalized financial advice and services
CredentialsTypically requires banking or finance certifications, high school diploma or higherSimilar credentials, often with additional sales or customer service experience
Work EnvironmentBranch offices, banks, financial institutionsBank branches, customer service centers
Employer & Industry UsageUsed broadly across retail banks and financial institutionsCommonly employed within retail banks as frontline staff

Retail Banking encompasses a broad range of banking services offered to the general public, while Personal Bankers focus on providing personalized assistance and financial advice to individual clients within retail banking settings. Both roles require similar credentials and work in comparable environments, but Retail Banking is a broader sector, whereas Personal Bankers are specialized frontline staff.

How hard is it to get into retail banking?

Getting into retail banking typically requires a high school diploma or equivalent, with some positions preferring or requiring a college degree in finance, business, or related fields. Entry-level roles often involve customer service skills and basic financial knowledge, and some employers may require relevant certifications or training programs; competition can vary based on location and economic conditions.

What do you do in retail banking?

In retail banking, professionals provide financial services to individual customers, including opening and managing accounts, processing transactions, offering loans and credit products, and advising on savings and investment options. They often work in bank branches and use banking software to serve clients efficiently.

What does a retail banker do?

A retail banker provides banking services to individual customers, including opening and managing accounts, processing transactions, offering loan and mortgage options, and advising on financial products. They often work in bank branches and need strong customer service and financial knowledge to assist clients effectively.

What are the most commonly searched types of Retail Banking jobs in Texas?

The most popular types of Retail Banking jobs in Texas are:

What cities in Texas are hiring for Retail Banking jobs?

Cities in Texas with the most Retail Banking job openings:

Retail Banking jobs near you
Infographic showing various Retail Banking job openings in Texas as of August 2026, with employment types broken down into 70% Full Time, 29% Part Time, and 1% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $58,417 per year, or $28.1 per hour.

RETAIL BANKING ASST

Pinnacle Bank/Bank of Colorado

Joshua, TX • On-site

Full-time

Re-posted 17 days ago

Job description

Description
GENERAL SUMMARY:
Provides quality service by assisting customers accurately and efficiently and develops long term customer relationships.  May oversees the receiving and paying of money to bank customers and ensures that accurate record keeping of deposits and withdrawals, negotiable instruments, and other bank transactions is maintained.  
Performs a broad variety of customer service and sales activities, such as assisting walk-in customers as well as telephone customers with account problems and questions.  May performs duties, which include selling and opening new accounts, closing accounts, and advising customers on all bank services.   May take consumer loan applications and pay assist with the processing of the loan.
 
RESPONSIBILITIES AND DUTIES:
  1. Performs all regular teller duties including accepting deposits, cashing checks, and perform various customer service-related duties. Prepares holds on deposits.  Completes forms such as CTRs, SIRs, and any other BSA reporting as necessary.
  2. Performs operational duties as required, which may include vault operations, ordering and shipping cash, ATM settlement, research teller differences, and completing various reports.  
  3. May be responsible for opening and closing individual and commercial deposit accounts.  Must obtain appropriate BSA information and business documents for account opening.  Prepares all paperwork and assists the customer in signing the documents.  May be responsible for maintaining customer accounts including deposit accounts, CDs, Health Savings Accounts, IRAs, and other retail banking products
  4. Strives to achieve sales goals by being a knowledgeable resource on products and services available to customers.
  5. May performs various customer service duties:
    • Answering phone calls and assisting walk-in customers
    • Initiating customer research
    • Processing check orders
    • Closing accounts
    • Processing customer account printouts
    • Sorting daily mail
    • Assisting with NSF, Non-post, and collections
    • Assisting customer with Safe Deposit Boxes
    • Deposit verification for credit purposes
  6. May take consumer loan applications. 
  7.  May assist with teller line scheduling and support. 
  8. Performs other related duties as assigned by management. 
  9. Ability to maintain regular and reliable attendance, and the ability to work flexible hours, including weekends (if branch is open on weekends.) 
 
KNOWLEDGE, SKILL, AND ABILITIES:
  • Full knowledge of personal and business banking products offered, taking a personal initiative to stay updated on any changes.  Basic knowledge of all banking regulations applicable to the job function and of all bank policies and procedures.
  • Knowledge of general banking principles and banking regulations and a willingness to participate in educational opportunities.
  • Skill in communicating with clients and co-workers in courteous and professional manner.  
  • Skill in operating computer terminals and printers, back counter capture machine, coin machine and copier.
  • Skills in effectively listening to customers and making appropriate referrals.
  • Ability to maintain a high level of confidentiality.
  • Ability to perform customer service duties and provides leadership and guidance to subordinate members of the department in the areas of phone and in-person inquiries, conducting customer research, cash and check handling, and effectively making appropriate customer referrals to other bank staff.
  • Ability to ensure that appropriate efficiency, accuracy, and customer service is provided to customers to ensure that the bank’s goals of meeting the customers' needs is being met.
  • Ability to demonstrate accuracy and efficiency in a fast-paced environment.
  • Ability to function as a team player.
  • Ability to perform any other duties/projects as assigned by management.
 
EDUCATION AND EXPERIENCE:
  • High school graduate or equivalent.  
  • A minimum of 24 months of prior banking experience is generally expected.
  • Cash handling and customer contact experience preferred.
 
 PHYSICAL REQUIREMENTS:

Seeing:   75-100%  
Must be able to greet customers, read documents, use computer
 
Hearing:  75-100%:
Must be able to communicate with customers and co-workers
 
Standing/Walking:  75-100%
Must be able to visit customer
                                                                        
Climbing/Stooping/Kneeling:  50-74%
 
Lifting/Pulling/Pushing:  25-49%
Must be able to lift bags of coin
 
Fingering/ Grasping/Feeling:  75-100%
Must be able to use computer, write
 
 
PHYSICAL DIMENSIONS:
Medium Work:  Exerting up to 20 pounds of force occasionally, and/or a negotiable amount of force frequently or constantly to lift, carry, push, pull, or otherwise move objects.  
 
NOTE:  The statements herein are intended to describe the general nature and level or work being performed by employees assigned to this classification.  They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills, required of person so classified.

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