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Repossession Jobs in Decatur, GA (NOW HIRING)

Connect One, LLC

Lot Attendant

Atlanta, GA · On-site

$14.50 - $17.25/hr

The role of a Lot Attendant is a very important part in the overall repossession process. When the vehicle is repossessed, it will be brought to the lot by the repossession field agent. The Lot ...

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Collectors Representative

Sandy Springs, GA · On-site

$17/hr

Initiate repossession proceedings or disconnect service * Keep records and status of customer's account Qualifications: * Previous experience in billing, customer service, or other related fields

Connect One, LLC

Roll Back-Flat Bed Driver

Atlanta, GA · On-site

$20.25 - $25.75/hr

Roll Back Truck Operator Day/Night Busy repossession company is looking to hire a roll back driver that has experience with transporting vehicles or equipment. We will train the right person to use ...

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All JobsRepossession JobsRepossession Jobs in Decatur, GA

Repossession information

See Decatur, GA salary details

$10.7K

$56.4K

$134.2K

How much do repossession jobs pay per year?

As of Jun 14, 2026, the average yearly pay for repossession in Decatur, GA is $56,441.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,600.00 and $50,800.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What job makes $10,000 a month without a degree?

In the field of repossession, experienced recovery agents or managers can earn around $10,000 monthly through commissions and bonuses, especially in high-value asset recovery. Success in this role often depends on skills, experience, and the ability to operate in a demanding environment, with some positions requiring licensing or specialized training.

Do repo agents make a lot of money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries varying by location and experience. On average, they make around $30,000 to $50,000 annually, with some earning more through overtime or performance bonuses. The job often requires physical stamina, negotiation skills, and knowledge of legal procedures.

How to become a licensed repossession agent?

To become a licensed repossession agent, you typically need to meet state-specific requirements, which often include passing a background check, completing a training course, and obtaining a license or certification. Some states also require a surety bond or insurance and adherence to federal and state laws governing repossession activities.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, negotiation, and knowledge of legal procedures; some employers may require background checks or prior experience in collections or law enforcement. Training is often provided on the job, and the work may involve irregular hours and outdoor environments.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What cities near Decatur, GA are hiring for Repossession jobs? Cities near Decatur, GA with the most Repossession job openings:
Repossession jobs near you
Infographic showing various Repossession job openings in Decatur, GA as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $56,441 per year, or $27.1 per hour.

Post Charge Off - Repossession Specialist II

Stellantis Financial Services US

Atlanta, GA • Hybrid

Other

Posted 8 days ago

Job description

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citron, Dodge, DS Automobiles, Fiat, Jeep, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.

Position Summary:

As a Post Charge Off - Repossession Specialist II, you will serve as a key liaison in the repossession process for delinquent accounts. This role involves working directly with borrowers to identify and implement recovery solutions, while coordinating with the replevins team when legal action is required. You will manage escalated cases and may provide guidance and support to junior team members. The position requires strong communication, problem-solving, and organizational skills to ensure efficient and compliant asset recovery.

Essential Duties and Responsibilities:

  • Assign charged-off accounts for repossession, including involuntary, voluntary, and abandoned units.
  • Coordinate with repossession vendors; update internal systems and notify relevant departments upon securing vehicles.
  • Conduct preliminary skip tracing and maintain regular follow-ups with agents on account status.
  • Monitor accounts for payments or arrangements; apply holds or initiate closures as needed.
  • Forward unresolved cases to the skip department for further investigation.
  • Support agent selection, fee negotiation, and verification of insurance and bond compliance.
  • Ensure adherence to legal guidelines including RTC, SCL, SSCRA, and bankruptcy protections.
  • Process reinstatements and redemptions, audit invoices, and assist with vehicle release procedures.
  • Maintain strict confidentiality while handling sensitive consumer data, including Social Security numbers and birth dates.
  • Additional duties may be assigned as needed to support departmental or organizational goals.

Qualifications and Competencies Required

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Required Experience:

  • 2+ years of experience in auto collections, with working knowledge of repossession regulations and policies
  • Call center background preferred for handling customer interactions and account resolution

Education:

  • High School Diploma and/or GED.

Skills Required:

  • Strong communication, interpersonal, and customer service skills; effective cross-team collaboration
  • Skilled in organization, time management, and prioritization within fast-paced environments
  • Proficient in Microsoft Office; experienced with document management systems and compliance workflows
  • Solid analytical abilities with knowledge of captive finance, auctions, FDCPA, and collection laws; basic math proficiency for financial tasks

Additional Requirements:

  • Overtime required required on an as needed basis.
  • Travel 0-10% - as required on an as needed basis.
  • Must have reliable transportation and live within a commutable distance to one of the following cities: Dallas, TX (Hybrid) Atlanta, GA (Hybrid )

Qualifications Preferred:

Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Work Schedule This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-6PM Monday through Friday and on weekends as needed. Travel is required 10% of the time.

An applicant must be authorized to work in the United States to be eligible for this position. Stellantis Financial Services, Inc. will not sponsor applicants for work visas of any type for this position.

Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.

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