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Repossession Jobs in Ohio (NOW HIRING)

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Alcar Recovery, LLC is a rapidly growing repossession company in the Stow area. We are seeking a full-time locksmith with experience. This position is for someone familiar and skilled at the craft of ...

Alcar Recovery, LLC is a rapidly growing repossession company in the Stow area. We are seeking a full-time locksmith with experience. This position is for someone familiar and skilled at the craft of ...

Alcar Recovery, LLC is a rapidly growing repossession company in the Stow area. We are seeking a full-time locksmith with experience. This position is for someone familiar and skilled at the craft of ...

Detailer/Lot Attendant

Napoleon, OH · On-site

$14.42 - $15/hr

Ensure that the vehicles and dealership are following our Lot Presentation guidelines. * Assist the collections team with repossession and field calls following the Company guidelines. * Transfer ...

Detailer/Lot Attendant

Urbana, OH · On-site

$14.42 - $15/hr

Ensure that the vehicles and dealership are following our Lot Presentation guidelines. * Assist the collections team with repossession and field calls following the Company guidelines. * Transfer ...

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Repossession information

See Ohio salary details

$10.5K

$55K

$130.7K

How much do repossession jobs pay per year?

As of Jun 14, 2026, the average yearly pay for repossession in Ohio is $54,959.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,600.00 and $49,400.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What job makes $10,000 a month without a degree?

In the field of repossession, experienced recovery agents or managers can earn around $10,000 monthly through commissions and bonuses, especially in high-value asset recovery. Success in this role often depends on skills, experience, and the ability to operate in a demanding environment, with some positions requiring licensing or specialized training.

Do repo agents make a lot of money?

Repossession agents typically earn an hourly wage or commission-based pay, with salaries varying by location and experience. On average, they make around $30,000 to $50,000 annually, with some earning more through overtime or performance bonuses. The job often requires physical stamina, negotiation skills, and knowledge of legal procedures.

How to become a licensed repossession agent?

To become a licensed repossession agent, you typically need to meet state-specific requirements, which often include passing a background check, completing a training course, and obtaining a license or certification. Some states also require a surety bond or insurance and adherence to federal and state laws governing repossession activities.

How do I get into a repo job?

To get into a repossession job, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Relevant skills include good communication, negotiation, and knowledge of legal procedures; some employers may require background checks or prior experience in collections or law enforcement. Training is often provided on the job, and the work may involve irregular hours and outdoor environments.

What are the key skills and qualifications needed to thrive as a Repossession Agent, and why are they important?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.
What are the most commonly searched types of Repossession jobs in Ohio? The most popular types of Repossession jobs in Ohio are:
What cities in Ohio are hiring for Repossession jobs? Cities in Ohio with the most Repossession job openings:
Infographic showing various Repossession job openings in Ohio as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $54,959 per year, or $26.4 per hour.

$530/wk

Other

Medical, Retirement, PTO

Posted 12 hours ago


Job description

Description

Join National Asset Recovery Specialists, Inc.-a nationally operating leader in the asset recovery industry, working with the country's most recognized banks, lenders, and creditors. We operate in a highly regulated field that plays a critical role in maintaining the stability of the financial system by securing assets from those in default. As part of our team, you'll gain hands-on experience with top industry professionals. 


If selected for this role, you'll receive paid, hands-on training from experienced industry professionals. You'll learn how to operate specialized technology, including License Plate Recognition software, GPS-guided applications, digital documentation tools, and advanced field communications - all niche skills that can serve you for life.

This position teaches more than just how to do a job - it trains you in:

  • Repossession Investigative techniques
  • Data-driven decision making
  • Independent field operations
  • Secure asset recovery processes
  • Tech-driven vehicle locating systems


What You'll Do

  • Operating a License Plate Recognition (LPR) vehicle equipped with state-of-the-art technology to scan license plates in targeted zones.
  • Conducting heavy surveillance and in-field investigations to locate and identify vehicles.
  • Working closely with our skip tracing and recovery teams to secure collateral.
  • Conducting discreet in-field interviews as needed.
  • Traveling independently throughout Cincinnati, Ohio and surrounding areas.
  • Gaining insight into asset recovery operations, laws and procedures.
  • Collaborating as a team to plan and streamline the repossession process.

Benefits:

  • Health Insurance
  • Paid Time Off
  • 401k Matching
  • Vacation Time
  • Annual Company Party

Plus: Bring a minimum of 1 year of verified repossession experience and receive a $500 signing bonus!*  


Make An Impact: 


This position represents a meaningful career opportunity within a leading and well-established company in the repossession industry. It requires individuals who can work independently in the field, collaborate effectively as part of a team, and are committed to developing a specialized skill set with significant earning potential. At National Asset Recovery Specialists, Inc., your professional growth is supported and valued.


Apply Now and start your journey to success! 


Compensation: $530+ Weekly base + Commission Opportunities per recovery + monthly bonus awarded to the highest performing teams and individual agents

Requirements

  • High school diploma or GED with a continuous record of learning.
  • Must be 23 years of age or older (insurance requirement)
  • Must possess a clean driving record with no major violations, suspensions, or DUI offenses
  • Minimum of 1 year of recent, continuous experience in a driving-focused role (e.g., delivery, tow truck, transportation, repo, etc.)
  • Demonstrated ability to learn and use mobile and desktop applications quickly and independently
  • Strong technological aptitude-comfortable operating mobile data terminals, scanning equipment, GPS platforms, and app-based systems with minimal instruction
  • Consistent work history is required. Applicants with frequent job changes or short-term employment (i.e., multiple roles lasting less than 6 months) will not be considered
  • Must be able to follow established protocols and perform duties without direct supervision while maintaining accuracy and compliance with company standards