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Repossession Jobs in Cleveland, OH (NOW HIRING)

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

The Repossession Field Agent's job involves communicating with internal staff, external team members and consumer's delinquent on a payment agreement. You will be investigating and tracking the known ...

Be Seen First

We are seeking a dependable, detail-oriented Data Entry Specialist to support our growing repossession and recovery operations. This position plays a critical role in maintaining accurate records ...

Be Seen First

We are seeking a dependable, detail-oriented Data Entry Specialist to support our growing repossession and recovery operations. This position plays a critical role in maintaining accurate records ...

Alcar Recovery, LLC is a rapidly growing repossession company in the Stow area. We are seeking a full-time locksmith with experience. This position is for someone familiar and skilled at the craft of ...

Alcar Recovery , LLC is a rapidly growing repossession company in the Stow area. We are seeking a full-time locksmith with experience. This position is for someone familiar and skilled at the craft ...

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Repossession information

See Cleveland, OH salary details

$10.7K

$56.1K

$133.4K

How much do repossession jobs pay per year?

As of Sep 7, 2026, the average yearly pay for repossession in Cleveland, OH is $56,065.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,300.00 and $50,400.00 per year, depending on experience, location, and employer.

What is a repossession agent?

A repossession agent, often called a repo agent, is a professional responsible for recovering property—such as vehicles, boats, or other assets—that have been leased or financed but not paid for according to the terms of a loan agreement. When a borrower defaults on their payments, the lender may hire a repossession agent to retrieve the collateral. Repo agents must follow state and federal laws to ensure the process is legal and avoid breaching the peace. They typically work for repossession companies or as independent contractors. The job often involves locating assets, negotiating with owners, and safely transporting the repossessed property.

What are the key skills and qualifications needed to thrive as a repossession agent?

To thrive as a Repossession Agent, you generally need a valid driver's license, knowledge of state repossession laws, and often a high school diploma or equivalent. Familiarity with GPS tracking systems, tow trucks, and recovery management software is typically required. Strong conflict resolution, situational awareness, and effective communication skills help navigate tense situations and ensure safety. These skills are crucial for conducting lawful, efficient repossessions while minimizing risk and maintaining professionalism.

What are some typical challenges faced by repossession agents, and how are they addressed on the job?

Repossession agents often encounter challenges such as dealing with difficult or emotional vehicle owners, locating hard-to-find assets, and working in potentially stressful or confrontational situations. Companies usually provide training on conflict de-escalation, legal compliance, and safety procedures to help agents manage these scenarios. Strong communication skills and teamwork are essential, as agents often coordinate with lenders, law enforcement, and dispatchers to ensure safe and lawful repossessions.

What is the difference between Repossession vs Debt Collector?

AspectRepossessionDebt Collector
Required CredentialsPossibly licensed or certified depending on jurisdictionOften requires collection licenses or certifications
Work EnvironmentFieldwork involving vehicle or asset retrievalOffice-based or fieldwork contacting debtors
Industry UsageFinancial institutions, auto lenders, leasing companiesCreditors, collection agencies, banks
Common Search/ComparisonRepossession vs Debt Collector

Repossession involves retrieving assets like vehicles or property when borrowers default, often requiring specialized licensing. Debt collectors focus on contacting debtors to recover owed money, typically working in collections. While both roles deal with debt recovery, repossession is more asset-focused and field-based, whereas debt collection emphasizes communication and negotiation. Understanding these differences helps job seekers identify the right career path in the debt recovery industry.

How to become a repossession agent?

To become a repossession agent, you typically need a high school diploma or equivalent, a valid driver's license, and some states require a license or certification. Experience in law enforcement, security, or driving can be beneficial, and agents often work independently or for repossession companies, using tools like skip tracing and vehicle tracking devices.

What are the most commonly searched types of Repossession jobs in Cleveland, OH?

The most popular types of Repossession jobs in Cleveland, OH are:

What are popular job titles related to Repossession jobs in Cleveland, OH?

For Repossession jobs in Cleveland, OH, the most frequently searched job titles are:

What job categories do people searching Repossession jobs in Cleveland, OH look for?

The top searched job categories for Repossession jobs in Cleveland, OH are:

What cities near Cleveland, OH are hiring for Repossession jobs?

Cities near Cleveland, OH with the most Repossession job openings:

Infographic showing various Repossession job openings in Cleveland, OH as of August 2026, with employment types broken down into 100% Full Time. Highlights an 75% In-person, and 25% Remote job distribution, with an average salary of $56,065 per year, or $27 per hour.

$75K - $100K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 6 days ago


Job description

Description

National Asset Recovery Specialists, Inc. is hiring experienced Repossession Agents to join our Cleveland recovery team.



We are an established repossession company serving lenders, banks, and credit unions throughout Northeast Ohio. We are looking for motivated agents who want consistent work, strong support, quality equipment, and the opportunity to maximize their earnings.


If you know the repo business, work well independently, and take pride in getting the job done safely and professionally, we want to hear from you.

Why Join National Asset Recovery Specialists?
  • Strong Earning Potential
  • $75-$130 per recovery
  • Most agents complete 4-5 recoveries per day
  • Weekly earning potential of $1,500-$3,000+
  • $1,500 sign-on bonus for candidates with 1+ year of verified repo experience
  • Bi-weekly pay
  • Performance-based earning opportunities

Equipment & Support

  • Large fleet of camera cars, scanning day & night
  • 12 Ohio drop yards 
  • Company-provided tow truck
  • Company-provided recovery equipment
  • Company fuel card
  • Management on Site
  • Ongoing training and field support
  • Experienced skip tracers and field agents supporting the recovery team
  • Technology and systems designed to help agents locate and recover collateral efficiently

W-2 Employee Position

  • W-2 employment - no subcontracting
  • Paid time off and vacation
  • Medical insurance
  • Life insurance
  • 401(k) with company match
  • Ongoing training and mentorship
  • Opportunities for advancement


What You'll Do

As a Repossession Agent, you will recover vehicles and other collateral throughout Cleveland and surrounding areas.

Collateral may include:

  • Cars
  • Trucks
  • Motorcycles
  • Boats
  • ATVs
  • RVs


What We're Looking For

Experience & Qualifications

  • Previous repossession experience preferred
  • Strong knowledge of the Cleveland/Northeast Ohio area
  • Clean driving record
  • Strong communication skills
  • Basic computer and smartphone skills
  • Ability to work independently
  • Ability to remain calm and professional during difficult interactions
  • Strong attention to detail
  • Must be dependable, motivated, and team-oriented

Physical Requirements

  • Ability to sit and drive for extended periods
  • Ability to safely operate recovery equipment
  • Ability to lift, bend, climb, and perform physical recovery-related tasks
  • Ability to work outdoors in varying weather conditions


What Makes a Successful Agent?

The best agents are self-motivated, resourceful, money-motivated, and dependable.

You need to be comfortable making decisions in the field, communicating with customers and your team, using technology, and working through challenges without needing someone beside you every step of the way.


We provide the equipment, training, technology, and support. You bring the work ethic and drive to get the job done.


Ready to Join the Team?

If you're an experienced repossession agent looking for consistent volume, strong support, quality equipment, and the opportunity to earn based on your performance, apply today.



Apply now - interviews are being scheduled immediately.

Requirements

Requirements & Qualifications
  • 1+ year of repossession or tow truck experience 
  • Valid driver's license
  • Clean driving record
  • 23+ years old (insurance requirement) 
  • Must pass a background check and drug screening 
  • Basic computer skills
  • BE A TEAM PLAYER