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Remote Mortgage File Reviewer Jobs in Raleigh, NC

Commercial Realty

Mortgage Originator

Raleigh, NC · Remote

This position is 100% remote, 1099 commission-only, and offers unlimited earning potential. No ... Collect preliminary borrower documentation and submit complete loan files to processing. * Maintain ...

New

Obsidian Financial Services

Be Seen First

Licensed Mortgage Loan Officer

Raleigh, NC · Remote

$70K - $300K/yr

Analyze borrower financials, including income calculation, credit review, and documentation ... Submit complete and accurate loan files to processing * Attend weekly loan and product training ...

Bisnow

Commercial Mortgage Broker

Raleigh, NC · Remote

$120K - $300K/yr

Commercial Mortgage Broker (Fully Remote) Compensation: 100% Commission \u007C Independent ... reviewing applications, analyzing resumes, or assessing responses and identifying potential ...

Bisnow

Commercial Mortgage Broker

Raleigh, NC · Remote

$120K - $300K/yr

Commercial Mortgage Broker (Fully Remote) Compensation: 100% Commission | Independent Contractor ... reviewing applications, analyzing resumes, or assessing responses and identifying potential ...

Spieldenner Financial Group

Remote Sales

Raleigh, NC · On-site +1

$10K - $20K/wk

... income through mortgage protection coverage. No experience? No problem. We provide training ... Set appointments and review their needs * Present coverage options (virtual or in-person) * Help ...

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All JobsMortgage File Reviewer JobsRemote Mortgage File Reviewer JobsRemote Mortgage File Reviewer Jobs in Raleigh, NC

Remote Mortgage File Reviewer information

See Raleigh, NC salary details

$17

$19

$24

How much do remote mortgage file reviewer jobs pay per hour?

As of Jul 16, 2026, the average hourly pay for remote mortgage file reviewer in Raleigh, NC is $19.96, according to ZipRecruiter salary data. Most workers in this role earn between $18.46 and $20.34 per hour, depending on experience, location, and employer.

What is the difference between Remote Mortgage File Reviewer vs Remote Underwriter?

AspectRemote Mortgage File ReviewerRemote Underwriter
CredentialsTypically requires mortgage industry knowledge, possibly a certification like MLO or mortgage licensingRequires underwriting certifications, such as FHA or VA underwriter licenses, and often more advanced financial credentials
Work EnvironmentPrimarily remote, reviewing mortgage documents and filesRemote or office-based, making lending decisions based on financial data and guidelines
Industry UsageCommon in mortgage companies, loan processing firmsUsed in lending institutions, banks, and mortgage companies
Search/Comparison IntentOften compared for roles involved in mortgage document reviewCompared for roles making final loan approval decisions

The main difference is that Remote Mortgage File Reviewers focus on reviewing mortgage documents for accuracy and completeness, while Remote Underwriters make the final lending decisions based on financial analysis and guidelines. Both roles are essential in the mortgage process but differ in responsibilities and required credentials.

What does a Remote Mortgage File Reviewer do?

A Remote Mortgage File Reviewer is responsible for examining and verifying mortgage loan files to ensure all necessary documents are accurate, complete, and comply with lending and regulatory guidelines. They typically review files for missing information, discrepancies, and compliance issues, often working from a remote location. This role is crucial in preventing errors or fraud in the mortgage process and helps ensure loans are processed efficiently and according to industry standards.

What are the key skills and qualifications needed to thrive as a Remote Mortgage File Reviewer, and why are they important?

To thrive as a Remote Mortgage File Reviewer, you need a thorough understanding of mortgage documentation, compliance regulations, and attention to detail, typically supported by experience in mortgage processing or underwriting. Familiarity with loan origination systems (LOS), document management software, and knowledge of industry compliance standards such as TRID and RESPA are essential. Strong organizational skills, time management, and effective written communication set top performers apart in this role. These skills ensure accurate, compliant file reviews and efficient remote collaboration, mitigating risk and supporting smooth loan processing.

How does a Remote Mortgage File Reviewer typically collaborate with loan officers and underwriters to ensure file accuracy?

As a Remote Mortgage File Reviewer, regular collaboration with loan officers and underwriters is essential to ensure files meet all compliance and documentation standards. Reviewers often communicate via email, secure document portals, and virtual meetings to clarify missing information, resolve discrepancies, and provide feedback on documentation. This teamwork helps streamline the mortgage approval process, reduce errors, and maintain high levels of accuracy, even when working remotely. Developing strong communication skills and being proactive in follow-ups are key to success in this collaborative environment.
What are the most commonly searched types of Mortgage File Reviewer jobs in Raleigh, NC? The most popular types of Mortgage File Reviewer jobs in Raleigh, NC are:
What are popular job titles related to Remote Mortgage File Reviewer jobs in Raleigh, NC? For Remote Mortgage File Reviewer jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Remote Mortgage File Reviewer jobs in Raleigh, NC look for? The top searched job categories for Remote Mortgage File Reviewer jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Remote Mortgage File Reviewer jobs? Cities near Raleigh, NC with the most Remote Mortgage File Reviewer job openings:
Remote Mortgage File Reviewer jobs near you
Infographic showing various Remote Mortgage File Reviewer job openings in Raleigh, NC as of July 2026, with employment types broken down into 1% As Needed, 76% Full Time, 19% Part Time, 1% Temporary, and 3% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $41,521 per year, or $20 per hour.

Mortgage Processor

Commercial Realty

Raleigh, NC • Remote

$40K - $56K/yr

Full-time

Re-posted 17 days ago

Job description

We are seeking an experienced and detail-oriented Mortgage Loan Processor to manage and coordinate the processing of Commercial Real Estate and DSCR (Debt Service Coverage Ratio) loan files from application through closing. The ideal candidate will have strong knowledge of non-QM lending, commercial underwriting requirements, investor guidelines, and loan documentation procedures. This role requires excellent communication, organization, and problem-solving skills to ensure timely and accurate loan closings.
Key Responsibilities
  • Process commercial and DSCR loan files from submission to closing
  • Review loan applications, credit reports, income documentation, leases, rent rolls, operating statements, and property documentation for completeness and accuracy
  • Communicate with borrowers, brokers, underwriters, title companies, attorneys, and lenders to obtain required conditions and documentation
  • Order and review third-party reports including appraisals, title work, insurance, flood certifications, and entity documents
  • Prepare and submit complete loan packages to underwriting
  • Monitor loan pipeline and maintain status updates to ensure timely closings
  • Clear underwriting conditions and coordinate final approval
  • Work closely with closing agents and lenders to prepare for loan funding
  • Ensure compliance with company policies, investor guidelines, and regulatory requirements
  • Maintain accurate loan records within the LOS/CRM system
  • Provide exceptional customer service throughout the loan process
Qualifications
  • 2+ years of mortgage processing experience, preferably with commercial and/or DSCR loans
  • Strong understanding of commercial lending and non-QM loan products
  • Knowledge of loan documentation, underwriting guidelines, and closing procedures
  • Experience working with investors, brokers, and third-party vendors
  • Familiarity with income analysis, entity documentation, and real estate investment properties
  • Excellent organizational and multitasking skills
  • Strong written and verbal communication skills
  • Ability to work in a fast-paced environment and meet deadlines
  • Proficiency with loan origination systems (LOS), CRM platforms, and Microsoft Office Suite
Preferred Qualifications
  • Experience processing bridge loans, fix-and-flip, or portfolio loans
  • NMLS license or familiarity with mortgage compliance regulations
  • Knowledge of DSCR calculations and commercial underwriting metrics

This is a remote position.