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Remote Mlo Jobs in Ohio (NOW HIRING)

Director of HELOC Operations

Cleveland, OH ยท Remote

$160K - $210K/yr

This is a remote role based out of the Cleveland area, and the ideal candidate is a process-driven ... State-specific mortgage loan originator (MLO) licenses, (California DRE Real Estate Salesperson ...

Remote Self-Producing Loan Officer - Hybrid Bank/Broker Model Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential We're hiring experienced, self-motivated Loan Officers ...

Remote Self-Producing Loan Officer - Hybrid Bank/Broker Model Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential We're hiring experienced, self-motivated Loan Officers ...

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Showing results 1-20

Remote Mlo information

See Ohio salary details

$21.9K

$75.9K

$128.8K

How much do remote mlo jobs pay per year?

As of Jul 26, 2026, the average yearly pay for remote mlo in Ohio is $75,889.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,400.00 and $95,100.00 per year, depending on experience, location, and employer.

What does a typical day look like for a Remote Mortgage Loan Officer (MLO)?

A typical day for a Remote Mortgage Loan Officer involves reaching out to prospective clients, evaluating loan applications, collecting and verifying financial documents, and communicating closely with borrowers, underwriters, and other team members via phone, email, or video calls. You'll often use digital tools to track application progress, manage your pipeline, and ensure smooth processing from application to closing. The remote aspect allows flexibility in managing your schedule but also requires strong organization and proactive communication to stay aligned with your team and meet client needs. You may also spend time building referral relationships with real estate agents and following up with past clients to generate new business.

What are the key skills and qualifications needed to thrive in the Remote Mlo position, and why are they important?

To thrive as a Remote MLO (Mortgage Loan Officer), you need a thorough understanding of mortgage products, lending regulations, and credit analysis, usually supported by an NMLS license and relevant industry experience. Familiarity with loan origination software, CRM platforms, and secure document management tools is crucial for efficient remote work. Excellent communication, self-motivation, and customer service skills set top performers apart in this client-focused, virtual environment. These competencies ensure Remote MLOs can effectively guide clients through loan processes, maintain regulatory compliance, and meet sales goals from a distance.

What is a Remote MLO job?

A Remote MLO (Mortgage Loan Originator) job involves working from home or any location outside of a traditional office to assist clients in securing mortgage loans. Remote MLOs communicate with borrowers, gather financial information, assess loan eligibility, and guide clients through the mortgage application process using digital tools. They typically work for banks, credit unions, or mortgage lenders and must be licensed according to state and federal regulations. Strong communication, sales, and knowledge of lending guidelines are essential for success in this role.

What are the most commonly searched types of Mlo jobs in Ohio? The most popular types of Mlo jobs in Ohio are:
What cities in Ohio are hiring for Remote Mlo jobs? Cities in Ohio with the most Remote Mlo job openings:
Infographic showing various Remote Mlo job openings in Ohio as of July 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $75,889 per year, or $36.5 per hour.
Director of HELOC Operations

Director of HELOC Operations

Splash Financial

Cleveland, OH โ€ข Remote

$160K - $210K/yr

Other

Posted 15 days ago


Job description

ABOUT THE ROLE:

Splash Financial is seeking a driven, detail-oriented operations leader to build and scale the day-to-day operational infrastructure of its HELOC business. Reporting to the SVP of Operations, the Director of HELOC Operations will bridge strategy and execution-translating business objectives into high-performing workflows, compliance frameworks, and seamless lending partner and borrower experiences. This leader will own the full operational lifecycle of the HELOC product, from origination and processing through closing and post-close handoffs, while continuously improving efficiency and quality at scale.
This is a remote role based out of the Cleveland area, and the ideal candidate is a process-driven operator with deep HELOC expertise, a bias for action, and the ability to build from the ground up in a fast-moving, entrepreneurial environment.
If you have hands-on experience managing HELOC operations at scale-from underwriting and processing to vendor management and regulatory compliance-this role is for you!

WHAT YOU'LL DO AT SPLASH:

  • Own end-to-end HELOC operational processes including loan origination, processing, underwriting support, closing, and post-close servicing handoffs. Ensure every step runs with consistency, speed, and quality
  • Build and continuously improve scalable workflows, SOPs, and quality control frameworks that can support rapid volume growth without sacrificing the borrower or partner experience
  • Partner closely with Product and Technology teams to identify operational bottlenecks and drive process automation, tooling improvements, and efficiency gainsย 
  • Manage, develop, and grow a high-performing operations team; recruit, coach, and retain A-players capable of scaling with the business and owning their domains
  • Oversee lending partner onboarding and operational integration, ensuring seamless connectivity, clear communication, and a consistently high-quality partner experienceย 
  • Monitor key operational metrics-cycle times, pull-through rates, error rates, and satisfaction scores-and drive continuous improvement initiatives to consistently hit business targetsย 
  • Ensure operational compliance with applicable federal and state regulations (TILA, RESPA, HMDA, state licensing), working cross-functionally with Legal and Compliance to embed regulatory rigor into every processย 
  • Serve as the primary escalation point for complex operational issues and partner inquiries, resolving problems quickly, systematically, and with a root-cause mindsetย 

WHAT YOU'LL BRING TO SPLASH:

  • Must reside within 75 miles of our Cleveland office for occasional in-office collaboration and to support state licensing/compliance requirements
  • 7+ years of experience in HELOC or mortgage operations (TPO experience a plus), with at least 3 years in a leadership role managing teams and building or improving operational processes at scale
  • State-specific mortgage loan originator (MLO) licenses, (California DRE Real Estate Salesperson License MLO License Endorsement Preferred)
  • Deep knowledge of HELOC origination workflows, regulatory requirements (TILA, RESPA, HMDA, state licensing), and industry best practices across the full loan lifecycle
  • Proven track record of building and scaling operational teams and processes in a high-growth, technology-forward lending environment; experience standing up new operations from scratch is a plusย 
  • Strong analytical skills with ability to use data to diagnose bottlenecks, forecast capacity needs, and drive measurable, sustained operational improvement ย 
  • Excellent cross-functional communication skills; able to translate operational complexity into clear priorities for product, technology, and business stakeholdersย 
  • Experience managing vendor and lending partner relationships with a focus on performance, compliance, and long-term partnership health
  • Hands-on, action-oriented leadership style with a relentless focus on quality, efficiency, and delivering an exceptional experience for borrowers and partners alikeย 

COMPENSATION:

The base salary range for this role is $160,000 to $210,000 annually, based on market data and internal compensation practices. This role may also be eligible for a bonus component tied to individual and company performance. Final compensation will be determined by factors such as location, experience, and skill level.