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Remote Insurance Underwriter Trainee Jobs in California

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · Remote

$40.86 - $50.48/hr

This role is full-time; non-exempt and is remote. This position has no supervisory responsibilities ... Plaza also offers additional benefits such as Accident, Hospital, and Critical Illness insurance ...

Plaza Home Mortgage, Inc.

Non-QM Underwriter

San Diego, CA · Remote

$43.27 - $55.29/hr

This is a remote position . Compensation and Benefits: Estimated Rate of Pay: $43.27 - $55.29 This ... Plaza also offers additional benefits such as Accident, Hospital, and Critical Illness insurance ...

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Remote Insurance Underwriter Trainee information

What is the difference between Remote Insurance Underwriter Trainee vs Remote Insurance Underwriter?

AspectRemote Insurance Underwriter TraineeRemote Insurance Underwriter
Required CredentialsTypically a bachelor's degree; some certifications beneficialRelevant certifications (e.g., CPCU, AIC) often required or preferred
Work EnvironmentTraining phase, supervised, entry-levelFull responsibilities, independent decision-making
Job ResponsibilitiesLearning underwriting processes, assisting with risk assessmentAssessing risks, approving policies, managing complex cases

The Remote Insurance Underwriter Trainee is an entry-level role focused on learning and supporting underwriting tasks, often requiring minimal experience. In contrast, the Remote Insurance Underwriter handles full underwriting responsibilities, making independent decisions. The trainee position is ideal for those starting their career, while the underwriter role is suited for experienced professionals with relevant certifications.

What are the most commonly searched types of Insurance Underwriter Trainee jobs in California? The most popular types of Insurance Underwriter Trainee jobs in California are:
What are popular job titles related to Remote Insurance Underwriter Trainee jobs in California? For Remote Insurance Underwriter Trainee jobs in California, the most frequently searched job titles are:
What job categories do people searching Remote Insurance Underwriter Trainee jobs in California look for? The top searched job categories for Remote Insurance Underwriter Trainee jobs in California are:
What cities in California are hiring for Remote Insurance Underwriter Trainee jobs? Cities in California with the most Remote Insurance Underwriter Trainee job openings:
Remote Insurance Underwriter Trainee jobs near you
Infographic showing various Remote Insurance Underwriter Trainee job openings in California as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, 2% Temporary, and 4% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.

Underwriter

NovaFi Mortgage, Inc.

Santa Ana, CA • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 14 days ago

Job description

Underwriter
Department: Operations
Employment Type: Full Time
Location: Remote Home Office - KMS
Description
The Wholesale Underwriter is responsible for reviewing and evaluating residential mortgage loan applications submitted through third-party brokers to ensure compliance with company guidelines, investor requirements, and applicable regulations. This role analyzes borrower creditworthiness, income, assets, collateral, and overall loan risk to make sound underwriting decisions while maintaining service level expectations.
Key Responsibilities
  • Review and analyze loan applications, credit reports, and financial documents to determine borrower eligibility.
  • Assess risk factors associated with mortgage loans, including income verification, debt-to-income ratios, and creditworthiness.
  • Ensure compliance with federal and state regulations as well as company policies throughout the underwriting process.
  • Collaborate with brokers, Account Managers, Account Executives, and other stakeholders to resolve any issues or discrepancies in documentation.
  • Prepare detailed financial reports summarizing findings and recommendations for loan approvals or denials.
  • Experience with Encompass is required
  • Conduct quantitative analysis to evaluate borrower profiles and market conditions impacting loan decisions.
  • Stay updated on industry trends, changes in regulations, and best practices in mortgage underwriting.

Preferred Skills, Knowledge and Expertise
  • Active Underwriter designation certificate (DE) required
  • Experience using Encompass required
  • Proven experience in mortgage underwriting or a related field within financial services.
  • Strong knowledge of HUD underwriting guidelines.
  • Excellent analytical skills with attention to detail to ensure accuracy in assessments.
  • Strong communication skills for effective collaboration with team members and clients.
  • Ability to work independently while managing multiple tasks in a fast-paced environment.

Benefits
Kings Mortgage Services, Inc. offers a full suite of benefits including:
  • Medical Insurance
  • Dental insurance
  • Vision insurance
  • Life insurance
  • Paid time off
  • 401(k) with company match

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