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Remote Insurance Rater Jobs in Newberg, OR (NOW HIRING)

Sentry Insurance

Account Executive

Portland, OR · Remote

$137K - $171K/yr

Self-discipline and ability to thrive in a remote work environment * Ability to multitask ... mutual insurance companies in the United States. We're rated A+ by A.M. Best, the industry ...

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Remote Insurance Rater information

What does a remote insurance rater do?

A Remote Insurance Rater is responsible for evaluating insurance applications and calculating premiums based on risk assessment guidelines, but they perform their work from a remote location rather than an office. They review data such as client history, coverage requests, and relevant financial or personal information to determine the appropriate insurance rate. Their work ensures that premiums are fair and aligned with company policies and regulatory requirements. Remote Insurance Raters typically use specialized software and communicate with agents or clients via phone or email.

What are the key skills and qualifications needed to thrive as a remote insurance rater?

To thrive as a Remote Insurance Rater, you need strong analytical abilities, attention to detail, and typically a background in insurance or a relevant certification such as the Associate in Personal Insurance (API). Familiarity with rating software, policy management systems, and spreadsheet tools like Excel is usually required. Excellent written communication, time management, and problem-solving skills help remote raters collaborate effectively and process applications efficiently. These skills and qualifications ensure accurate policy rating, minimize errors, and support seamless remote workflow in the insurance industry.

What are some common challenges faced by remote insurance raters and how can they be addressed?

Remote Insurance Raters often encounter challenges such as interpreting complex policy language, maintaining accuracy while reviewing high volumes of applications, and staying updated on varying state regulations. To address these, it's important to develop strong attention to detail, utilize digital tools for efficient document management, and participate in regular training sessions. Clear communication with underwriters and other team members is also key to resolving ambiguous cases and ensuring consistency across ratings.

Are remote insurance rater jobs legit?

Remote insurance rater jobs are legitimate positions that involve evaluating insurance applications and risk factors from home. They typically require attention to detail, good communication skills, and sometimes specific industry knowledge or certifications. As with any remote job, it is important to verify the employer's credibility before applying.

What is the best insurance company to work for remotely?

For remote insurance raters, companies like State Farm, Progressive, and Liberty Mutual are known for offering remote positions with flexible schedules and competitive pay. These companies often provide training, require strong attention to detail, and may prefer candidates with relevant insurance or rating experience.
Remote Insurance Rater jobs near you
Infographic showing various Remote Insurance Rater job openings in Newberg, OR as of August 2026, with employment types broken down into 54% Full Time, and 46% Part Time. Highlights an 100% Remote job distribution.

Life Insurance Sales Agent - Fully Remote

True North Recruiters

Portland, OR • Remote

$50K - $100K/yr

Full-time, Part-time, Contractor

Posted 28 days ago

Job description

Life Insurance Sales Agent — 100% Commission, Uncapped Income, Fully Remote

Job Type: Full-time, commission-only (1099)
Location: Remote (U.S.-based, work from anywhere)
Compensation: Commission only · No income cap

The Opportunity

We're looking for motivated, self-driven individuals to join our growing team of licensed life insurance agents. This is a true entrepreneurial role — you control your schedule, your income, and your ceiling. There are no quotas to chase and no commission caps to hit. The harder and smarter you work, the more you earn.

Whether you're an experienced producer looking for a better split or someone hungry to break into the industry, you'll get the training, lead support, and carrier access you need to build a book of business that pays you for years.

No license yet? No problem. If you're not currently licensed, we'll connect you with an exceptional pre-licensing program at a discounted rate, so you can get licensed and start earning quickly.

What You'll Do

  • Connect with individuals and families to understand their financial protection needs.
  • Present and sell term, whole, and universal life insurance products from top-rated carriers.
  • Manage your own pipeline, schedule, and client follow-up.
  • Stay current on products, underwriting guidelines, and industry best practices.
  • Optional: Recruit, mentor, and lead a team of your own agents and earn overrides on their production.

Why Join Us

  • Taubman Financial Management — Taubman Financial Management is a leader in providing clients with cradle to grave financial planning as well as strong coaching and mentoring for people looking to change their lives while serving others. With over 30 years’ experience in the financial services field, we have the tools and the knowledge to help you reach goals you set for your family and yourselves.
  • Uncapped commission — first-year commissions plus renewals and residuals that compound over time.
  • Fully remote — sell nationwide from your home office; no commute, no territory restrictions.
  • Flexible schedule — part-time or full-time, your call.
  • Build a team — leadership and override opportunities for agents who want to scale beyond personal production. Note: building a team is not necessary if you want to remain a solo producer. Either path is absolutely fine with us!
  • Carrier access — contracted with multiple A-rated carriers so you can fit the right product to the right client.
  • Training & support — product training, sales systems, and mentorship for new and experienced agents alike.
  • License support — discounted pre-licensing program for candidates who need to get licensed before going live.

Income Potential

Agents who fully engage with the system consistently reach six-figure incomes after their first year in the business. Your results depend on your effort, activity, and follow-through — there's no cap on what you can earn, and renewals keep paying you long after the initial sale.

Earning examples are not guaranteed. Individual results vary based on effort, market, and persistence.

What We're Looking For

  • Self-motivated, coachable, and comfortable with commission-based income.
  • Strong communication skills and genuine care for client outcomes.
  • Active life insurance license or willingness to obtain one — we'll help you access a discounted, high-quality pre-licensing program to get started.
  • Reliable internet, a quiet workspace, and the discipline to work independently.
  • Sales experience is a plus but not required; character and drive matter more.

Compensation Details

  • Commission-only, independent contractor (1099).
  • First-year commissions, renewals, and residual income on persisting policies. Note: this varies by products sold.
  • Override and bonus structure for team leaders.
  • No base salary or draw — your effort directly determines your earnings.

How to Apply

Click the link and you will be taken to a portal where you will be directed through the application process.

Equal opportunity. We welcome applicants from all backgrounds and experience levels. Independent contractor role — no employment benefits are provided.