Remote Insurance Rater Jobs in Ohio (NOW HIRING)

Summary: This position is responsible for owning and strategically positioning Grange's Businessowners and Contractors & Tradesmen (BOP and CT) product lines to meet customer and agent needs, driving profitable growth, and delivering sustained competitive differentiation. Based on relevant experience could be a Manager or Director level.
What You'll Be Doing:

• Profit and Loss Ownership: Own full product line profit and loss accountability; develop and execute business plans that optimize growth, profitability, and portfolio health across BOP and CT lines.
• Analytical Expectation: Leverage data and analytical insights to identify trends, diagnose performance drivers, and drive data-informed product strategy and underwriting actions.
• Leadership: Lead, motivate, and influence a cross-functional team to achieve business objectives, including direct reports and key partners across underwriting, sales, claims, IT, and marketing.
• Strategy and Execution: Define and execute end-to-end product strategy, including product development, pricing, underwriting guidelines, portfolio management, and go-to-market execution. Drive disciplined portfolio management, including mix optimization, expense management (e.g., commissions), and catastrophe risk mitigation.
• Distribution and Agency Influence: Partner with Sales & Marketing and underwriting to influence agency behavior, driving adoption of new technologies, products, and best practices in the distribution and servicing of Commercial Lines offerings.
• Compliance: Ensure full regulatory compliance for BOP and CT products, leading rate, rule, and form filings in accordance with applicable laws and regulations.
• Competitive Intelligence: Lead competitive intelligence efforts, translating market trends and competitor actions into actionable insights that inform product and pricing strategy.
• Communication: Own product communication strategy, delivering clear, compelling messaging to internal stakeholders and agency partners to drive understanding, alignment, and adoption.

What You'll Bring To The Company:
Bachelor's degree required; advanced degree and/or professional designation (e.g., CPCU) preferred.
Demonstrated experience with product management P&L accountability, preferably in Small Commercial or BOP segments. Strong background in commercial underwriting and/or portfolio management highly desirable.
Proven ability to apply advanced analytical thinking to drive data-informed decisions and business outcomes.
Demonstrated success leading in a highly collaborative, cross-functional environment with the ability to influence without direct authority. Ability to develop and execute a clear product vision and strategy.
About Us:
Grange Insurance Company, with $3.2 billion in assets and more than $1.5 billion in annual revenue, is an insurance provider founded in 1935 and based in Columbus, Ohio. Through its network of independent agents, Grange offers auto, home and business insurance protection. Grange Insurance Company and its affiliates serve policyholders in Georgia, Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Carolina, Tennessee, Virginia, and Wisconsin and holds an A.M. Best rating of "A" (Excellent).
Grange understands that life requires flexibility. We promote geographical diversity, allowing hybrid and remote options and flexibility in work hours (role dependent). In addition to competitive traditional benefits, Grange has also created unique benefits based on employee feedback, including a cultural appreciation holiday, family formation benefits, compassionate care leave, and expanded categories of bereavement leave.
Who We Are:
We are committed to an inclusive work environment that welcomes and values diversity, equity and inclusion. We hire great talent from various backgrounds, and our associates are our biggest strength. We seek individuals that represent the diversity of our communities, including those of all abilities. A diverse workforce's collective ideas, opinions and creativity are necessary to deliver the innovative solutions and service our agency partners and customers need. Our core values: Be One Team, Deliver Excellence, Communicate Openly, Do the Right Thing, and Solve Creatively for Tomorrow.
Our Associate Resource Groups help us create a more diverse and inclusive mindset and workplace. They also offer professional and personal growth opportunities. These voluntary groups are open to all associates and have formed to celebrate similarities of ethnicity/race, nationality, generation, gender identity, and sexual orientation and include Multicultural Professional Network, Pride Partnership & Allies, Women's Group, and Young Professionals.
Our Inclusive Culture Council, created in 2016, is focused on professional development, networking, business value and community outreach, all of which encourage and facilitate an environment that fosters learning, innovation, and growth. Together, we use our individual experiences to learn from one another and grow as professionals and as people.
We are committed to maintaining a discrimination-free workplace in all aspects, terms and conditions of employment and welcome the unique contributions that you bring from education, opinions, culture, beliefs, race, color, religion, age, sex, national origin, handicap, disability, sexual orientation, gender identity or expression, ancestry, pregnancy, veteran status, and citizenship.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.