ZipRecruiter

Log In

2

Remote Insurance Claims Adjuster Jobs in Michigan

CSAA

$59K - $77K/yr

Job Title Commercial Senior Auto Claims Adjuster- Remote Requisition Number R7890 Commercial Senior ... Our mission is to reinvent commercial insurance in the mobility space to offer our partners ...

CARS Protection Plus

Claims Adjuster II

Detroit, MI · On-site +1

Summary As a Claims VSC Adjuster II, you will play a key role in our operations by adjudicating multicomponent, moderately complex claims. This position is ideal for someone with a strong background ...

CSAA

Job Title Commercial Insurance Consultant, Claims Insights- Remote Requisition Number R7770 Commercial Insurance Consultant, Claims Insights- Remote (Open) Location California - Home Teleworkers ...

CSAA

Job Title Sr. Examiner, Homeowner Claims Multi-State - Remote Requisition Number R7899 Sr. Examiner ... Ability to obtain and maintain Department of Insurance (DOI) adjuster licenses in applicable states.

next page

Showing results 1-20

All JobsInsurance Claims Adjuster JobsRemote Insurance Claims Adjuster JobsRemote Insurance Claims Adjuster Jobs in Michigan

Remote Insurance Claims Adjuster information

See Michigan salary details

$29.6K

$62.8K

$103.3K

How much do remote insurance claims adjuster jobs pay per year?

As of Aug 9, 2026, the average yearly pay for remote insurance claims adjuster in Michigan is $62,844.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,600.00 and $77,600.00 per year, depending on experience, location, and employer.

Can remote insurance claims adjusters work remotely?

Yes, remote insurance claims adjusters typically work from home or a remote location, using digital tools and claims management software. They often need strong communication skills, computer proficiency, and sometimes specific certifications, but their work environment is generally flexible and location-independent.

How much do remote insurance claims adjusters make?

Remote insurance claims adjusters typically earn between $45,000 and $75,000 annually, with the median around $60,000. Compensation varies based on experience, location, and the complexity of claims handled, and many adjusters work independently or for insurance companies using claims management software.

Which claims adjuster makes the most money?

Senior claims adjusters, especially those with specialized skills in complex or high-value claims such as property or commercial insurance, tend to earn the highest salaries among claims adjusters. Factors like experience, certifications, and working in high-cost-of-living areas can also increase earning potential for remote insurance claims adjusters.

What are some common challenges faced by remote insurance claims adjusters, and how can they be addressed?

Remote insurance claims adjusters often face challenges such as effectively communicating with claimants and colleagues without in-person interaction, managing a high volume of claims, and ensuring accurate documentation from a distance. To address these, successful adjusters leverage strong organizational skills, utilize digital collaboration tools, and maintain clear, proactive communication. Many companies provide robust digital platforms and regular virtual team meetings to support remote adjusters in overcoming these obstacles and staying connected with their teams.

What are the key skills and qualifications needed to thrive as a remote insurance claims adjuster?

To thrive as a Remote Insurance Claims Adjuster, you need a solid understanding of insurance policies, analytical skills for evaluating claims, and typically a bachelor’s degree or relevant work experience. Familiarity with claims management software, industry regulations, and sometimes licensure or certifications such as AIC (Associate in Claims) are important. Strong communication, negotiation, and time management skills help you resolve claims efficiently and maintain customer satisfaction. These abilities are essential to ensure accurate, timely claim resolutions and to uphold the company’s standards while working independently from a remote environment.

What does a remote insurance claims adjuster do?

A Remote Insurance Claims Adjuster evaluates insurance claims from policyholders to determine the extent of the insurance company's liability. Working from a remote location, they review documents, conduct interviews, gather evidence, and communicate with claimants via phone or email. Their main tasks include investigating the circumstances of a claim, assessing damages, negotiating settlements, and ensuring claims are processed efficiently and fairly. Remote adjusters use digital tools and software to manage their workload and maintain communication with clients and colleagues. This role requires strong analytical, communication, and organizational skills.

What is the difference between Remote Insurance Claims Adjuster vs Remote Insurance Appraiser?

AspectRemote Insurance Claims AdjusterRemote Insurance Appraiser
Required CredentialsAdjuster license, insurance knowledgeAppraiser license, valuation expertise
Work EnvironmentInsurance companies, remote or fieldInsurance companies, remote or field
Industry UsageClaims processing, damage assessmentProperty valuation, damage estimation
Common Search IntentClaims handling, damage assessmentProperty valuation, damage estimation

The main difference between a Remote Insurance Claims Adjuster and a Remote Insurance Appraiser lies in their roles. Adjusters handle claims processing and damage assessment, often working remotely or in the field, while Appraisers focus on property valuation and damage estimation. Both roles require specific licenses and are integral to the insurance industry, but they serve different functions within the claims process.

What are the most commonly searched types of Insurance Claims Adjuster jobs in Michigan? The most popular types of Insurance Claims Adjuster jobs in Michigan are:
What are popular job titles related to Remote Insurance Claims Adjuster jobs in Michigan? For Remote Insurance Claims Adjuster jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Remote Insurance Claims Adjuster jobs in Michigan look for? The top searched job categories for Remote Insurance Claims Adjuster jobs in Michigan are:
What cities in Michigan are hiring for Remote Insurance Claims Adjuster jobs? Cities in Michigan with the most Remote Insurance Claims Adjuster job openings:
Remote Insurance Claims Adjuster jobs near you
Infographic showing various Remote Insurance Claims Adjuster job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $62,844 per year, or $30.2 per hour.

Senior Property Claims Adjuster (Complex, Large Loss Claims)

Tmhcc

Troy, MI • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago

Job description

Role Details

Job Title: Senior Property Claims Adjuster (Complex, Large Loss)

Location: Remote (MA, GA, MS, UT, AL, FL, IN, IA, LA, MO, NC, OK, PA, TX, WI)/ Hybrid (in Troy, MI)

Employment Type: Full-Time

Requisition Begin Date: 07/28/2026

Requisition End Date 10/28/2026 (Posting may close earlier if filled or business needs change.)

Help us insure it

Tokio Marine HCC - Public Risk Group,a member of the Tokio Marine group of companies, is a market leader in providing specialized insurance products for municipal entities. We cover counties, cities, townships, villages, police departments, prisons, fire departments and more. We serve the growing insurance and risk management needs of medium and large governmental entities and provide property and casualty insurance coverages in multiple states.

Role Overview

We are seeking a Senior Property Claims Adjuster to manage complex, multi-line first party claims with a high degree of autonomy and technical expertise. In this role, you will handle claims from initial investigation through resolution, applying advanced coverage knowledge and strong analytical judgment to deliver fair, timely outcomes while providing exceptional service to our insureds and partners.

Key Responsibilities

  • Analyze coverage issues, conduct investigations, and evaluate damages and liability to determine validity of complex property claims. Formulate and issue coverage position letters, seeking appropriate authority from management.

  • Communicate with insureds and agents and provide customer service to the high standards of the company.

  • Investigate claims by conducting interviews, assigning an Independent Adjuster to complete an on-site scene investigation, and preparing written correspondence to insureds, agents, and claimants.

  • Ability to analyze an estimate of structural damage written with Xactimate software.

  • Review contractor estimates, independent adjuster reports, appraiser reports, and engineering reports to determine extent of damages.

  • Recommend reserves and settlements that are in excess of the defined authority limit.

  • Recommend and present proposed settlement terms for claims that are in excess of the defined authority limit.

  • Negotiate claim settlements with insureds, contractors, and other parties in the claims process within defined authority limits.

  • Maintain claim files and documents in accordance with company policy and procedures.

  • Travel for meditations and other business/ company meetings.

What You Bring

  • Bachelor's degree or the equivalent combination of education and/or work experience.

  • Minimum of five (5) years of relevant and progressive professional experience in insurance claims.

  • Current Active State Adjuster's License(s).

  • Excellent written and verbal communication skills.

  • Consistently presents oneself professionally in varied business settings.

  • Advanced organizational and analytical focus with high attention to detail.

  • Effective at managing time and resources to accomplish multiple tasks in a fast-paced, deadline-oriented environment.

  • Problem-solving approach to business issues.

  • Self-motivated and able to work independently

  • Strong interpersonal and negotiation skills.

  • Proficiency in Microsoft Office Suite, specifically Outlook, Word, Excel, and PowerPoint.

What We Offer

  • Competitive salary and comprehensive benefit package

  • Strong learning culture with ongoing development opportunities

  • Opportunities for growth and career advancement

  • Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment

  • Basic life and disability insurance

  • 401(k) plan with 6% company match

  • 20 days of PTO and two floating holidays (prorated)

  • Approximately 11 paid holidays and volunteer time off

  • Paid parental leave

  • Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription

  • Student loan matching program

  • Employee discount program

  • An opportunity to do meaningful work and love what you do

Disclaimer

You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check, if the Company is concerned about a conviction that is directly related to the job, you will be given the chance to explain the circumstances surrounding the conviction or challenge the accuracy of the background report. The Company will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable federal, state and local laws, such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC 1033(e))(the "VCCLEA"), which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Where the hiring and employment of individuals is not restricted by the foregoing, the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act, the Los Angeles Fair Chance Initiative for Hiring Ordinance, the Los Angeles County Fair Chance Ordinance, the San Diego Fair Chance Ordinance, and the San Francisco Fair Chance Ordinance.]

About Us

Tokio Marine HCC is a global industry-leading specialty insurance group, backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance, we empower clients to pursue opportunities confidently through our "Mind Over Risk" philosophy. More than an insurance company, we are an organization built on innovation, unity, and trust.

At our core, we are Always Advancing, driven by innovation and an entrepreneurial spirit that keeps us moving forward. Our people are Experts in Tomorrow, using curiosity and smart working to anticipate what's next. With a culture rooted in Reaching Out, we foster genuine collaboration and support, ensuring every individual has the opportunity to succeed and make a difference.

Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking, unites us as a team, and differentiates us from our competitors. We are much more than just an insurance company; we are a good company.

Equal Opportunity Employer

TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, ancestry, citizenship, color, family or medical care leave, gender identity, genetic information, marital status, medical condition, national origin, physical or mental disability, protected veteran or military status, race, ethnicity, religion, sex (including pregnancy), sexual orientation, or any other characteristic protected by applicable local laws, regulations and ordinances.

#LI-NL1

#LI-Remote

Apply