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Remote Insurance Adjuster Jobs in Minnesota (NOW HIRING)

HMG Careers

Remote Insurance Agent

Minneapolis, MN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Rochester, MN · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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All JobsInsurance Adjuster JobsRemote Insurance Adjuster JobsRemote Insurance Adjuster Jobs in Minnesota

Remote Insurance Adjuster information

See Minnesota salary details

$19.1K

$73.1K

$108.2K

How much do remote insurance adjuster jobs pay per year?

As of Jul 15, 2026, the average yearly pay for remote insurance adjuster in Minnesota is $73,142.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,000.00 and $97,900.00 per year, depending on experience, location, and employer.

What Does a Remote Insurance Adjuster Do?

A remote insurance adjuster investigates and analyzes insurance claims to determine eligibility for an insurance payout. In this career, you work from home, though some claims adjusters need to travel to customers’ locations to perform inspection or analysis duties. You can usually communicate with clients over the phone and research policy terms and incident information on the internet. As an insurance adjuster, you can work in different areas, such as life insurance, health insurance, auto insurance, and property or business insurance. In addition to making an assessment of each claim, your responsibilities also include negotiating with clients to settle the claim.

How much do remote adjusters make?

Remote insurance adjusters typically earn between $45,000 and $75,000 annually, with experienced professionals or those handling complex claims earning higher salaries. Compensation can vary based on experience, certifications, and the volume of claims processed.

How to become a remote adjuster?

To become a remote insurance adjuster, you typically need to complete relevant training or certification, such as the Property and Casualty Adjuster license, which varies by state. Strong communication skills, knowledge of insurance policies, and proficiency with claims management software are also important, along with the ability to work independently in a remote environment.

Is claim adjusting a dying field?

Claim adjusting is a stable profession with ongoing demand, especially as insurance companies require adjusters to evaluate claims efficiently. The field is evolving with technology, such as the use of claims management software and virtual inspections, but overall, it remains a viable career option for remote insurance adjusters. Continuous skill development and industry certifications can enhance job prospects in this field.

What companies hire remote claims adjusters?

Many insurance companies and third-party claims adjusting firms hire remote insurance adjusters, including large carriers like State Farm, Allstate, and Progressive, as well as independent adjusting firms. These roles often require knowledge of insurance policies, claims processing, and sometimes certifications such as the AIC or CPCU. Remote adjusters typically work from home using claims management software and may need to pass background checks and meet licensing requirements depending on the state.

What does a Remote Insurance Adjuster do?

A Remote Insurance Adjuster is responsible for investigating insurance claims, assessing damages, and determining the appropriate settlement amounts—all while working from a remote location. They review policy details, communicate with claimants, gather evidence, and sometimes conduct virtual inspections using phone calls, video conferencing, or digital tools. Remote adjusters typically handle claims for auto, property, or casualty insurance. Their role is crucial in ensuring that claims are processed accurately and efficiently, even without in-person contact.

How does a Remote Insurance Adjuster typically collaborate with team members and clients despite working off-site?

Remote Insurance Adjusters rely heavily on digital communication tools to maintain strong collaboration with colleagues, supervisors, and clients. They often use video conferencing, secure email, and specialized claims management platforms to share information, discuss case details, and provide updates. While physical meetings are rare, regular virtual check-ins and team meetings help ensure everyone is aligned and supported. This remote setup requires strong self-motivation and clear communication skills, but it also offers the flexibility to manage your workflow more independently.

What is the difference between Remote Insurance Adjuster vs Remote Claims Examiner?

AspectRemote Insurance AdjusterRemote Claims Examiner
Required CredentialsLicenses, certifications (e.g., AIC, CPCU)Certifications in claims or insurance (e.g., CPCU, ARM)
Work EnvironmentHome-based, insurance companies, adjusting claimsHome-based, insurance companies, reviewing claims
Employer & IndustryInsurance carriers, third-party administratorsInsurance carriers, third-party administrators
Common Search & ComparisonYesYes

The Remote Insurance Adjuster and Remote Claims Examiner roles both work within the insurance industry, often from home, and require relevant certifications. Adjusters focus on investigating and settling claims, while Claims Examiners review and process claims for accuracy. Both roles are essential for efficient claims management and often overlap in skills and work environment.

What are the key skills and qualifications needed to thrive as a Remote Insurance Adjuster, and why are they important?

To thrive as a Remote Insurance Adjuster, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies, often supported by a relevant degree or adjuster license. Familiarity with claims management software, virtual inspection tools, and digital documentation systems is typically required. Excellent communication, negotiation, and self-motivation are crucial soft skills for handling clients and resolving claims independently. These abilities ensure efficient, accurate claim processing and high customer satisfaction in a remote work environment.
More about Remote Insurance Adjuster jobs
What are the most commonly searched types of Insurance Adjuster jobs in Minnesota? The most popular types of Insurance Adjuster jobs in Minnesota are:
What are popular job titles related to Remote Insurance Adjuster jobs in Minnesota? For Remote Insurance Adjuster jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Remote Insurance Adjuster jobs in Minnesota look for? The top searched job categories for Remote Insurance Adjuster jobs in Minnesota are:
What cities in Minnesota are hiring for Remote Insurance Adjuster jobs? Cities in Minnesota with the most Remote Insurance Adjuster job openings:
Remote Insurance Adjuster jobs near you
Infographic showing various Remote Insurance Adjuster job openings in Minnesota as of July 2026, with employment types broken down into 35% Locum Tenens, 7% Internship, 53% Full Time, 1% Part Time, 2% Contract, and 2% Summer. Highlights an 81% Physical, 6% Hybrid, and 13% Remote job distribution, with an average salary of $73,142 per year, or $35.2 per hour.
Lead Litigation Adjuster

Lead Litigation Adjuster

American Family Mutual Insurance Company Si

Hopkins, MN • On-site, Remote

$88K - $145K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 13 days ago

American Family Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 135 frontline employees who took The Breakroom Quiz

202nd of 281 rated insurance

Job description

You will investigate and maintains highly complex property/casualty claims. You will determine liability, secure information, review coverages, arrange appraisals, and settles claims. You will report to a senior manager, litigation.
Internal candidates are encouraged to apply and should review the internal mobility guidelines in the hybrid policy reference guide for more information on potential relocation.
In this primarily home-based role, you will spend 80% of your time (4+ days per week) working from home, proximate to one of our office locations (within approximately 35-50 miles). On occasion you may be asked to travel to an office location for in person engagement activities such as team meetings, trainings, and culture events. Locations are: Madison, WI; Boston, MA; Denver, CO; Hopkins, MN; Keene, NH; St. Joseph; Phoenix, AZ.
#LI-remote

Position Compensation Range:

$88,000.00 - $145,000.00

Pay Rate Type:

Salary

Compensation may vary based on the job level and your geographic work location. Relocation support is offered for eligible candidates.

Why Choose American Family Insurance?

  • Purpose-Driven Work:Help real people navigate complex legal challenges. Your expertise will make a difference in their lives and communities

  • Career Growth:Build a long-term career with us. Gain valuable litigation experience, sharpen your trial skills, and develop specialty expertise in areas like auto, property, workers' compensation, and more

  • Supportive Team Culture:Collaborate with talented colleagues and report directly to a Senior Manager in our Legal department. We're committed to your professional development and success

  • Commitment to Excellence:Join a company recognized for integrity, innovation, and service. Be part of a team that sets the standard for legal representation in the insurance industry

What You'll Do:

  • Investigate origin and cause of high exposure claims by contacting the appropriate parties including insureds, claimants, agents, attorneys, contractors, experts, special investigation unit, other adjusters, public personnel, etc. Check for prior claims and recognizes environmental exposures.

  • Participate in High Damage Reviews (HDR) to address coverage issues and exposure. Handle claims on a good faith basis

  • Handle both 1st party and 3rd party claims under multiple policy types and numerous endorsements

  • Conduct on-site inspections when needed, evaluate damages and handle claim negotiations with insureds, claimants, attorneys, public adjusters

  • Respond to customer inquiries, make appropriate decisions, and close file as needed

  • Interpret and determine policies, leases, by-laws, declarations, articles, and contract coverages and applies to all parties for assigned losses. Interpret claim history coverages

  • Make independent decisions but recognize when assistance is needed

  • Proactively provide all parties with claim process and status as appropriate; answer questions or redirect to other areas

  • Serve as a mentor and subject matter expert for less experienced adjusters

  • May be required to complete other assignments, job duties, or participate in projects based upon skills, achievements, or experience

Who We're Looking For:

  • Professionals eager to grow, learn, and contribute to a dynamic legal team

  • Individuals committed to excellence, integrity, and collaboration

What we need from you:

  • Coverage experience preferred

  • Demonstrated ability to handle 1st and 3rd party, multi-line claims across our operating territories

  • Demonstrated experience providing customer-driven solutions, support or service

  • Demonstrated ability to efficiently and effectively handle complex claims

  • Extensive knowledge of policies and endorsements coverages

  • Successfully applied knowledge of each phase of the claim handling process

Licenses

  • Obtain state specific property casualty claims licensing as required

Travel Requirements

  • Up to 10%.

  • Catastrophe travel up to 75% as applicable


Physical Requirements

  • Work that primarily involves sitting/standing

Additional Information
  • To ensure a strong start, all employees participate in our New Employee Orientation during their first week. This experience is held in person at our Madison, WI Headquarters or one of our AmFam core locations to help you connect with our mission, meet key team members and build relationships that support your growth. At times, sessions may be delivered virtually based on scheduling and availability.
  • Offer to selected candidate will be made contingent on the results of applicable background checks
  • Offer to selected candidate is contingent on signing a non-disclosure agreement for proprietary information, trade secrets, and inventions
  • Sponsorship will not be considered for this position unless specified in the posting

We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits.

We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law.

American Family Insurance is committed to the full inclusion of all qualified individuals. If a reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please email AskHR@AmFam.com to request a reasonable accommodation.

#LI-MN2

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