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Remote Government Underwriter Jobs (NOW HIRING)

AD Mortgage

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ... Expert knowledge of conventional and government loan underwriting and selling guidelines (e.g.

TEKsystems

Remote Mortgage Underwriter

Trenton, NJ · On-site +1

$22.02 - $39.93/hr

Skills Underwriting, mortgage, loans, appraisal, equity, debt to income rations Description To ... government agencies that impact the processing of mortgage loan products Additional Skills ...

AD Mortgage

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ... Expert knowledge of conventional and government loan underwriting and selling guidelines (e.g.

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

... FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented ... You'll be responsible for reviewing both government and conventional mortgage loan applications to ...

Ruoff Mortgage

Remote DE FHA Underwriter

Fort Wayne, IN · Remote

$70K - $80K/yr

... FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented ... You'll be responsible for reviewing both government and conventional mortgage loan applications to ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · Remote

$40.86 - $50.48/hr

Confirm government required documents are complete and accurate * Review title information and ... This is a remote position. Compensation and Benefits: Estimated Rate of Pay: $40.86 - $50.48 This ...

Silverton Mortgage

Senior Underwriter

Atlanta, GA · Remote

$94K - $112K/yr

Remote Eligible Pay: The total expected pay range including bonus for this position is from $110 ... Stays abreast of current trends in the mortgage industry (investor, agency, and government ...

ProAg

Associate Underwriter

USA - Remote Reports To: Underwriter Supervisor Employment Type: Full Time Job Requisition ID: 2026 ... Ensure compliance with organization policies and government regulations including all deadlines ...

WPS

Part Time Senior Underwriter (Seasonal)

Madison, WI · On-site +1

$40/hr

Schedule - Part Time Shift between: (8:00 AM CT - 5:00 PM CT) Work Location We are open to remote ... government contractor headquartered in Madison, Wisconsin. WPS offers health insurance plans for ...

Silverton Mortgage

Underwriter III

Atlanta, GA · Remote

Remote Eligible Pay: The total expected pay range including bonus for this position is from $110 ... Stays abreast of current trends in the mortgage industry (investor, agency, and government ...

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Remote Government Underwriter information

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$32.5K

$78.9K

$139.5K

How much do remote government underwriter jobs pay per year?

As of Jul 14, 2026, the average yearly pay for remote government underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Government Underwriter, and why are they important?

To thrive as a Remote Government Underwriter, you need a deep understanding of mortgage underwriting guidelines (FHA, VA, USDA), strong analytical skills, and relevant experience or certification such as DE (Direct Endorsement) for FHA loans. Proficiency with loan origination systems (LOS), automated underwriting systems (AUS), and secure remote work technologies is typically required. Exceptional attention to detail, strong organizational skills, and effective written communication set top candidates apart. These skills ensure accurate risk assessment, regulatory compliance, and efficient processing of government-backed loans in a remote environment.

What is a Remote Government Underwriter?

A Remote Government Underwriter is a financial professional who evaluates and approves loan applications for government-backed mortgage programs, such as FHA, VA, or USDA loans, while working from a remote location. Their main responsibility is to assess the risk of lending to applicants by reviewing credit histories, employment details, and property information to ensure compliance with government regulations. Remote underwriters use digital tools to collaborate with loan officers, processors, and other team members. This role requires a deep understanding of government loan guidelines, attention to detail, and strong analytical skills. Working remotely allows underwriters to perform these tasks from home or another location outside of a traditional office.

What are some common challenges faced by remote government underwriters, and how can they be overcome?

Remote government underwriters often face challenges such as staying updated with frequently changing federal guidelines and maintaining clear communication with their team and clients. Working remotely also requires strong self-discipline to manage deadlines and ensure the accuracy of loan evaluations. To overcome these challenges, it’s helpful to participate in regular virtual training sessions, utilize collaboration tools for real-time updates, and establish a consistent daily routine. Proactively reaching out to colleagues and sharing best practices can also foster stronger team connections and help maintain high-quality underwriting standards.
More about Remote Government Underwriter jobs
What cities are hiring for Remote Government Underwriter jobs? Cities with the most Remote Government Underwriter job openings:
What are the most commonly searched types of Government Underwriter jobs? The most popular types of Government Underwriter jobs are:
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Remote Government Underwriter jobs near you
Infographic showing various Remote Government Underwriter job openings in the United States as of July 2026, with employment types broken down into 90% Full Time, 8% Part Time, and 2% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Government Mortgage Underwriter III (Remote)

Government Mortgage Underwriter III (Remote)

Agility 360

Houston, TX • On-site, Remote

$50 - $55/hr

Contractor

Posted 3 days ago

Job description

Government Mortgage Underwriter III - Remote, TX
Agility 360 is searching for remote Government Underwriters within the State of Texas for a contract position. The ideal candidates will have experience Underwriting Mortgage Loans (Conventional, FHA, VA) with a high-level attention to detail. You will be responsible for reviewing the credit, capacity and collateral characteristics of loan files to ensure they meet company and quality standards. Candidates must be currently living in Texas for consideration.
Responsibilities:
  • Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable.
  • Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
  • Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
  • Other duties as assigned.
Qualifications:
  • 5+ years of mortgage industry experience
  • Certifications a plus, not required (DE, LAPP, SAR)
  • 3+ years recent underwriting or loan review experience
  • Bachelors Degree preferred, High School or GED equivalent required
  • Experience in Retail or Non-Delegated Underwriting
  • Ability to communicate effectively and professionally
  • Basic proficiency in Microsoft Office products (Excel, Word, etc.)
  • Loan quality and risk management
  • Knowledge of FNMA and FHLMC guidelines a plus
  • Knowledge of FHA, VA and USDA guidelines
  • Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector
  • Excellent Customer and Client service skills
  • Ability to work in a fast-paced production environment
  • Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
  • Excellent written and verbal communication skills
  • Prioritization and Time Management skills
  • Ability to learn and adapt to guideline change
Details:
  • 3-6 Month Contract (contract extension possible based on performance / company needs)
  • REMOTE role
  • MUST have access to high-speed internet
  • Pay rate range between $50-$55
  • Employment consideration is contingent on passing a background, credit, and drug test

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