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Full Time Government Underwriter Jobs (NOW HIRING)

AD Mortgage

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ... Expert knowledge of conventional and government loan underwriting and selling guidelines (e.g.

AD Mortgage

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ... Expert knowledge of conventional and government loan underwriting and selling guidelines (e.g.

SERVION INC

Underwriter II

New Brighton, MN

$31.43 - $39.29/hr

Underwrite government loans submissions in accordance with all handbooks, mortgage letters and ... All full-time employees are eligible for Medical Insurance, Telehealth Services, Dental Insurance ...

SERVION INC

Underwriter II

Saint Paul, MN · On-site

$31.43 - $39.29/hr

Underwrite government loans submissions in accordance with all handbooks, mortgage letters and ... All full-time employees are eligible for Medical Insurance, Telehealth Services, Dental Insurance ...

MVSB

Residential Underwriter - 3

Concord, NH · On-site

$37.50 - $47/hr

New Hampshire Position Details: Full Time, Monday-Friday, 8:00AM-5:00PM FLSA: Non-Exempt, Non ... Apply bank, investor, secondary-market, mortgage insurance, and government lending guidelines ...

MVSB

Residential Underwriter - 3

Meredith, NH · On-site

$37.50 - $47/hr

New Hampshire Position Details: Full Time, Monday-Friday, 8:00AM-5:00PM FLSA: Non-Exempt, Non ... Apply bank, investor, secondary-market, mortgage insurance, and government lending guidelines ...

MVSB

Residential Underwriter - 3

Keene, NH · On-site

$37.50 - $47/hr

New Hampshire Position Details: Full Time, Monday-Friday, 8:00AM-5:00PM FLSA: Non-Exempt, Non ... Apply bank, investor, secondary-market, mortgage insurance, and government lending guidelines ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · On-site

$40.86 - $50.48/hr

This role is full-time; non-exempt and is remote. This position has no supervisory responsibilities ... Confirm government required documents are complete and accurate * Review title information and ...

ProAg

Associate Underwriter

Underwriter Supervisor Employment Type: Full Time Job Requisition ID: 2026-782 Requisition Begin ... Ensure compliance with organization policies and government regulations including all deadlines ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · Remote

$40.86 - $50.48/hr

This role is full-time; non-exempt and is remote. This position has no supervisory responsibilities ... Confirm government required documents are complete and accurate * Review title information and ...

ProAg

Associate Underwriter

Underwriter Supervisor Employment Type: Full Time Job Requisition ID: 2026-782 Requisition Begin ... Ensure compliance with organization policies and government regulations including all deadlines ...

Tmhcc

Associate Underwriter

Underwriter Supervisor Employment Type: Full Time Job Requisition ID: 2026-782 Requisition Begin ... Ensure compliance with organization policies and government regulations including all deadlines ...

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Full Time Government Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do full time government underwriter jobs pay per year?

As of Aug 22, 2026, the average yearly pay for full time government underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is the difference between Full Time Government Underwriter vs Full Time Private Sector Underwriter?

AspectFull Time Government UnderwriterFull Time Private Sector Underwriter
Work EnvironmentGovernment agencies, public sector officesPrivate insurance companies, financial institutions
Required CredentialsOften requires certifications like CPCU, state-specific licensesSimilar certifications, may include CFA or specific industry licenses
Industry UsageUsed mainly in government loan programs, public sector projectsCommon in commercial insurance, banking, and private lending

Full Time Government Underwriters focus on evaluating applications for government-backed loans and programs, often working within public agencies. In contrast, Full Time Private Sector Underwriters assess risk for private insurance and financial firms. While both roles require similar certifications and involve risk assessment, their work environments and client bases differ significantly.

What cities are hiring for Full Time Government Underwriter jobs?

Cities with the most Full Time Government Underwriter job openings:

What are the most commonly searched types of Government Underwriter jobs?

The most popular types of Government Underwriter jobs are:

What states have the most Full Time Government Underwriter jobs?

States with the most job openings for Full Time Government Underwriter jobs include:

Full Time Government Underwriter jobs near you

Government Senior Underwriter

AD Mortgage

Troy, MI • On-site, Remote

$93K - $110K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 24 days ago

Job description

About this opportunity
AD Mortgage is a leading nationwide mortgage lender with over 20 years of experience delivering residential and commercial loan solutions. With a team of 500+ professionals across the U.S., we proudly provide A+++ service in more than 45 states. Our success is driven by innovation, collaboration, and a commitment to excellence.
Key Responsibilities
  • Reviews all items and conditions provided by borrowers and ensures they meet the required guidelines by utilizing internal and external (e.g., agency) policies and procedures [e.g., automated underwriting systems such as Desktop Underwriter (DU)]
  • Knowledge of FHA, VA, and USDA guidelines is a must, including thorough knowledge of the 4000.1 HUD Handbook and VA Lender's Handbook.
  • Direct Endorsement (DE) is a must, and LAPP/SAR certifications are preferred.
  • Knowledge of Ginnie Mae, Fannie Mae, and Freddie Mac is a must.
  • Wholesale / Correspondent experience is preferred
  • Non-QM experience is preferred.
  • Ensures that Company operating standards are met for underwriting and compliance by utilizing internal and external (e.g., agency) policies and procedures
  • Reviews applications and all pertinent disclosures to ensure compliance with all Federal, State, and investor requirements are met and upheld
  • Monitors property appraisal process to ensure the value of a property is accurately presented
  • Analyzes documentation such as credit, income, assets, and appraisals to make sound underwriting decisions based on this analysis by using an internal checklist
  • Analyze loan applications to identify any risk issues and/or potential misrepresentation.
  • Reviews documentation and ensures documents are properly classified and organized
  • Makes quality underwriting decisions while maintaining Company turn-time expectations
  • Reviews and clears conditions on all loans to ensure a complete loan package prior to closing
  • Utilizes proprietary and online tools [e.g. WebLGY, FHA Connection, Mortgage Electronic Registration System (MERS), AVM's, etc.] to help combat fraudulent activity and ensure quality loan decisions
  • Have the ability to rework loans to new terms and identify additional conditions as needed.
  • Must be able to provide quick and accurate answers on multiple loan project guidelines.
  • Engages specific strategies (e.g., determines appropriate individuals to resolve escalated customer issues, etc.) to resolve customer questions and concerns
  • Continually reviews underwriting environment, and suggests improvement opportunities to management
  • Acts as a recognized subject matter expert within the Company and partners with management on underwriting-related issues by providing analytical support, and counseling advice for their functional areas
Location and Schedule
  • This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for candidates residing 50 miles or more from the office.
  • Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM.
Skills & Qualifications
  • Intermediate knowledge in Microsoft Word, Excel, Outlook, DocMagic, and Adobe
  • Expert knowledge of conventional and government loan underwriting and selling guidelines (e.g. Ginnie Mae, Fannie Mae, Freddie Mac, FHA, VA, etc.)
  • Exceptional customer service
  • Excellent attention to detail
  • Ability to communicate effectively with all levels
  • Ability to positively project the Company and department
What We Offer | Career and Culture
  • Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.
  • Growth Path: Defined paid training and clear pathways for career development.
  • Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).
    Take the first step towards a rewarding career in the mortgage industry with AD Mortgage.
    Our Recruitment team will reach out to you shortly!

Connect with us: Explore our social media to get a sense of our corporate culture.
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We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Department Mortgage Operations | Underwriting Role Government Senior Underwriter Locations Troy MI Remote status Fully Remote

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