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Legacy Protection Advisor | Remote Member Benefits & Insurance Services
Company: AO - American Income Division of Globe Life
Work Arrangement: 100% Remote | U.S. Applicants Only
Schedule: Flexible
Experience: Entry-Level Welcome | Training & Mentorship ProvidedEmpower Members. Protect Families. Build Your Legacy.
Are you looking for a career where your work has purpose, your performance creates opportunity, and you can build long-term professional success from home?
AO is seeking motivated, service-driven professionals to join our growing virtual team as Legacy Protection Advisors. In this role, you'll work with individuals and families who are seeking information about available life insurance and supplemental benefits, helping them understand their options and make informed decisions about protecting the people they care about most.
This opportunity combines member service, benefits education, relationship building, and consultative insurance sales within a fully remote environment.
No prior insurance experience is required. We provide comprehensive training, mentorship, licensing guidance, and ongoing professional development.About AO
AO operates within the American Income Division of Globe Life and has a long history of serving working families and members of various organizations throughout North America.
We help provide supplemental insurance protection to individuals and families, including members of labor unions, credit unions, associations, veterans, and other groups.
Our culture is centered on:

• Exceptional member service
• Integrity and professionalism
• Long-term client relationships
• Personal accountability
• Continuous learning
• Leadership development
• Performance-based advancement

Our goal isn't simply to enroll clients in coverage. It's to build relationships that allow us to continue serving families as their needs change over time.What You'll Do
As a Legacy Protection Advisor, you'll meet with members virtually to review available benefits, understand their protection needs, explain coverage options, and provide ongoing service.Member Consultations & Benefits Education

• Conduct scheduled virtual consultations through Zoom and phone
• Connect with members interested in learning about available benefits
• Identify individual and family financial protection needs
• Explain life insurance and supplemental benefit options clearly
• Answer questions regarding coverage, policy features, and available benefits
• Provide needs-based recommendations
• Guide members through applications and enrollment
• Assist with required documentation and account information

Long-Term Member Service
Your relationship with members doesn't end after enrollment.
You'll also help provide ongoing support through:

• Policy reviews
• Beneficiary information updates
• Coverage questions
• Account and policy service requests
• Claims-related guidance and assistance
• Follow-up communication
• Changes in family protection needs

This relationship-focused approach allows you to become a trusted resource for the families you serve.Qualified Member Opportunities
☎ Focus on Members Who Have Requested Information
Representatives receive access to qualified member opportunities, including individuals who have expressed interest in learning more about available benefits.
That means your time can be focused on:

• Scheduled member conversations
• Benefits education
• Needs analysis
• Virtual consultations
• Enrollment assistance
• Relationship building
• Ongoing member service

No purchasing leads is required.
Our approach emphasizes education, service, and trust-not high-pressure sales tactics.Compensation & Earning Potential
💰 Weekly Commission-Based Compensation
This is a performance-based, commission-driven opportunity rather than an hourly or salaried position.
Earning opportunities may include:

• Weekly commission payments
• Performance-based bonuses
• Renewal and residual income opportunities
• Leadership incentives
• Recognition programs
• Additional performance-based rewards

There is no predetermined hourly wage limiting earnings; however, compensation is directly tied to individual production and results.
Individual earnings vary based on activity, production, consistency, performance, and business results. No specific level of income is guaranteed.100% Remote Career
🏡 Work From Home
Build your career virtually while serving clients throughout approved markets.
Benefits of the remote environment include:

• No daily commute
• Flexible scheduling
• Virtual client appointments
• Digital business systems
• Remote team collaboration
• Greater control over your work environment

You'll need the discipline and accountability to manage your schedule and responsibilities independently while remaining connected to your team.Comprehensive Training & Mentorship
📚 We'll Teach You the Business
Previous insurance experience is not required.
Training and development may include:

• Structured onboarding
• Product and benefits education
• Client needs assessment
• Virtual presentation skills
• Consultative sales development
• Enrollment procedures
• Client relationship management
• Weekly virtual training
• One-on-one mentorship
• Leadership development
• Ongoing professional coaching

Candidates who are not currently licensed will receive guidance through the state licensing process.Leadership & Career Advancement
AO provides a performance-based development path for representatives interested in growing into leadership.
Opportunities may include:

• Advanced client responsibilities
• Mentoring newer representatives
• Training and development
• Team leadership
• Management development
• Leadership conferences
• Senior leadership opportunities

Advancement is based on performance, consistency, initiative, professional development, and demonstrated leadership ability.Recognition, Benefits & Incentives
Qualifying representatives may have access to:
🏆 Performance Recognition

• Performance awards and contests
• Leadership recognition
• Professional conferences
• Advancement opportunities

Incentive Travel
Top-performing representatives may qualify for company-sponsored incentive trips, leadership events, and other recognition experiences.
♥ Representative Programs
Depending on eligibility and applicable program requirements:

• Medical reimbursement program
• Company-supported life insurance
• Renewal income opportunities
• Professional and leadership development resources
• Virtual technology and business systems

🤝 Union-Supported Environment
Eligible representatives may receive professional representation and support through OPEIU Local 277.What We're Looking For
Successful candidates typically demonstrate:

• Excellent verbal and written communication
• Strong interpersonal and relationship-building skills
• Active listening and problem-solving abilities
• Self-motivation and personal accountability
• Strong organization and time management
• Professionalism, integrity, and reliability
• Confidence working independently
• Comfort using Zoom and virtual communication tools
• Ability to learn new technology and systems
• Results-oriented mindset
• Coachability and openness to feedback
• Commitment to providing exceptional member service

Experience That Transfers Well
Previous experience in these areas may be helpful, but is not required:

• Customer Service
• Sales
• Member Services
• Financial Services
• Insurance
• Banking
• Healthcare
• Recruiting
• Retail
• Hospitality
• Account Management
• Business Development
• Leadership or Management

We place significant value on communication skills, professionalism, coachability, work ethic, and willingness to learn.Minimum Requirements
Applicants must:

• Be at least 18 years of age
• Be legally authorized to work in the United States
• Be physically located within the United States
• Hold or be willing and able to obtain the appropriate state Life & Health Insurance License
• Have access to a computer or laptop with webcam capability
• Maintain reliable high-speed internet
• Have microphone capability
• Maintain a quiet, professional home workspace
• Be comfortable meeting with members virtually
• Be willing to complete required training and professional development

Licensing guidance is available for candidates who are not currently licensed.Interview Process
Qualified candidates will first complete a brief career overview covering the opportunity, responsibilities, compensation structure, licensing expectations, and career path.
Candidates interested in continuing will then be able to schedule a live Zoom interview with our hiring team.
All interviews are conducted virtually for convenience and accessibility.Ready to Build a Career with Lasting Impact?
If you're looking for a career where you can help families protect their futures, build meaningful relationships, develop professionally, and create long-term earning potential through your performance, we'd like to hear from you.
Apply today to be considered for the Legacy Protection Advisor opportunity with AO - American Income Division of Globe Life.Protect Families. Serve Members. Build Relationships. Create Your Legacy. 🚀