ZipRecruiter

Log In

2

Remote Fha Jobs (NOW HIRING)

TEKsystems

Remote Mortgage Underwriter

Atlanta, GA · Remote

$22.02 - $39.93/hr

Conventional, FHA, VA, desktop underwriter/processing experience (certifications are preferred, not required ) Work environment: Remote Pay range listed is based on years of experience ...

TEKsystems

Remote Mortgage Underwriter

Tampa, FL · Remote

$22.02 - $39.93/hr

Conventional, FHA, VA, desktop underwriter/processing experience (certifications are preferred, not required ) Work environment: Remote Pay range listed is based on years of experience ...

TEKsystems

Remote Mortgage Underwriter

Trenton, NJ · On-site +1

$22.02 - $39.93/hr

Conventional, FHA, VA, desktop underwriter/processing experience (certifications are preferred, not required) Work environment: Hybrid or Remote depending on location Pay range listed is based on ...

New

next page

Showing results 1-20

All JobsRemote Fha Jobs

Remote Fha information

What is a Remote FHA Underwriter?

A Remote FHA Underwriter is a professional responsible for evaluating and approving mortgage loan applications that are insured by the Federal Housing Administration (FHA), while working from a remote location. They assess borrowers' creditworthiness, review financial documents, and ensure that all loans meet FHA guidelines and regulatory requirements. Remote FHA underwriters use specialized software and communication tools to collaborate with loan officers, processors, and other stakeholders. Their role is essential in facilitating homeownership for buyers who may not qualify for conventional loans.

What are the key skills and qualifications needed to thrive as a Remote FHA Underwriter, and why are they important?

To thrive as a Remote FHA Underwriter, you need a solid understanding of mortgage underwriting guidelines, FHA regulations, and experience with loan processing, typically supported by relevant certifications or training. Proficiency with loan origination systems (LOS), automated underwriting systems (AUS), and secure file-sharing platforms is essential. Strong attention to detail, analytical thinking, and effective remote communication set top performers apart in this role. These skills ensure accurate loan evaluations, regulatory compliance, and efficient collaboration in a remote work environment.

What is the difference between Remote Fha vs Remote Mortgage Underwriter?

AspectRemote FhaRemote Mortgage Underwriter
CertificationsFHA Certification, Mortgage LicenseMortgage License, Underwriting Certifications
Work EnvironmentRemote, primarily in mortgage lending companiesRemote, in mortgage lending or banking institutions
Industry UsageUsed in FHA loan processing and approvalUsed in evaluating all types of mortgage applications, including FHA

Remote Fha and Remote Mortgage Underwriter roles both involve mortgage processing but differ mainly in scope. Remote Fha specialists focus specifically on FHA loans, requiring FHA certifications, while Remote Mortgage Underwriters evaluate various loan types, including FHA, often holding broader underwriting certifications. Both roles are remote and integral to mortgage lending companies, but their specific responsibilities and certifications vary.

What are some common challenges faced by Remote FHA Underwriters, and how can applicants prepare to address them?

Remote FHA Underwriters often face challenges related to managing complex loan files while complying with strict FHA guidelines, all without in-person collaboration. Staying organized, maintaining clear communication with loan officers and processors, and keeping up with frequently updated FHA regulations are crucial. Applicants can prepare by familiarizing themselves with FHA handbooks, leveraging digital tools for secure document management, and actively participating in virtual team meetings to stay aligned with underwriting standards.
More about Remote Fha jobs
What cities are hiring for Remote Fha jobs? Cities with the most Remote Fha job openings:
What are the most commonly searched types of Fha jobs? The most popular types of Fha jobs are:
What states have the most Remote Fha jobs? States with the most job openings for Remote Fha jobs include:
What job categories do people searching Remote Fha jobs look for? The top searched job categories for Remote Fha jobs are:
Remote Fha jobs near you
Infographic showing various Remote Fha job openings in the United States as of June 2026, with employment types broken down into 96% Full Time, and 4% Contract. Highlights an 4% In-person, and 96% Remote job distribution.

Senior Mortgage Underwriter - (Remote)

Enterprise Services

The Woodlands, TX • On-site, Remote

$39.56 - $58.03/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

Job description

Location Options:  This position is fully remote within Zions Bancorporation footprint: AZ, CA, CO, ID, NV, NM, OR, TX, UT, WA, or WY.  

We are seeking a highly skilled Senior Mortgage Underwriter with active FHA DE and VA SAR designations to join our team. In this role, you will apply advanced underwriting expertise to evaluate and decision residential loan applications while ensuring adherence to company guidelines and regulatory requirements. This position involves working with partners on complex matters, making strong communication skills, professionalism, and sound judgment essential.

 

Key Responsibilities

 

         Review, analyze, and underwrite residential mortgage applications according to company policies, investor standards, and regulatory requirements.

         Analyze income, assets, credit documentation, employment history, credit reports, debt ratios, and loan-to-value (LTV) metrics to determine borrower creditworthiness.

         Evaluate the collateral/property appraisal when applicable.

         Recommend loan terms or conditions as necessary.

         Review system-generated documentation and ensure completeness and accuracy.

         Gather additional information when needed to support loan decisions.

         Communicate lending decisions and respond to inquiries from affiliate banks, loan centers, and branch personnel.

         Maintain accountability for risk elevation and adherence to underwriting policies and procedures.

         Exercise independent judgment on unusually complex problems.

         Stay abreast of changes to federal and state laws/regulations affecting consumer lending.

         Perform other duties as assigned.

 

Qualifications

 

         5+ years' experience with government mortgage underwriting (FHA and VA).

         5+ years' experience with agency and/or portfolio mortgage underwriting.

         Active FHA DE and VA SAR designations are required.

         Proficiency with mortgage software and related tools, including Encompass 360 (LOS), Desktop Underwriter (DU), and Loan Product Advisor (LPA).

         Extensive knowledge of mortgage credit, underwriting concepts, and loan documentation.

         Proven ability to review and analyze complex income scenarios, assets, credit reports, debt ratios, and LTV calculations.

         Strong understanding of federal and state consumer lending regulations.

         Ability to make sound, consistent credit decisions with a high degree of accuracy.

         Exceptional attention to detail and ability to maintain quality while managing high loan volume.

         Strong written and verbal communication and customer service skills.

         Ability to handle confidential information professionally.

 

Benefits

 

         Salary range: $39.56 - $58.03 per hour depending on experience plus a performance-based incentive plan.

         Medical, Dental and Vision Insurance - START DAY ONE!

         Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.

         Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.

         Paid Training, Paid Time Off (PTO). (PTO covers both sick and vacation days without distinguishing between them), 11 Paid Federal Holidays, and any applicable state holidays.

         401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.

         Mental health benefits including coaching and therapy sessions.

         Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.

         Employee Ambassador preferred banking products.

Apply