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Remote Federal Government Jobs in Michigan (NOW HIRING)

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

Reviews applications and all pertinent disclosures to ensure compliance with all Federal, State ... This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ...

Minimal administrative burden in a fully remote, outpatient model What your day-to-day practice ... E-Verify Talkiatry participates in E-Verify and will provide the federal government with your Form ...

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

Reviews applications and all pertinent disclosures to ensure compliance with all Federal, State ... This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ...

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Remote Federal Government information

See Michigan salary details

$11

$34

$64

How much do remote federal government jobs pay per hour?

As of Aug 6, 2026, the average hourly pay for remote federal government in Michigan is $34.93, according to ZipRecruiter salary data. Most workers in this role earn between $20.05 and $43.91 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in a remote federal government position?

To thrive in a Remote Federal Government role, you need strong organizational abilities, attention to detail, and a solid understanding of federal regulations, often supported by relevant degrees or prior government experience. Familiarity with government software systems such as USAJOBS, secure communication platforms, and compliance management tools is typically required. Excellent written communication, self-motivation, and problem-solving skills help individuals excel when working remotely with minimal supervision. These skills ensure the ability to manage sensitive information, achieve productivity standards, and maintain compliance with federal protocols while working off-site.

What are the biggest challenges of working remotely in a federal government position?

One of the main challenges of a remote federal government job is maintaining clear and consistent communication with your team and supervisors, as many assignments involve cross-departmental collaboration. Security and data privacy are also critical, so you'll need to follow strict protocols for handling sensitive information. Adapting to government-approved remote work technologies and staying proactive about project deadlines are essential for success. With the right organizational strategies and a commitment to ongoing communication, you can effectively navigate these challenges and contribute meaningfully to your agency's mission.

What is a remote federal government job?

A Remote Federal Government job is a position with a U.S. federal agency that allows employees to work from home or another off-site location instead of a traditional office. These roles span various fields, including IT, finance, project management, and customer support. Remote federal jobs provide the same benefits as in-office government positions, such as healthcare, retirement plans, and job stability. However, employees must meet security requirements and may need to attend occasional in-person meetings or travel as required.

What are the most commonly searched types of Federal Government jobs in Michigan? The most popular types of Federal Government jobs in Michigan are:
What cities in Michigan are hiring for Remote Federal Government jobs? Cities in Michigan with the most Remote Federal Government job openings:
Infographic showing various Remote Federal Government job openings in Michigan as of August 2026, with employment types broken down into 83% Full Time, 11% Part Time, and 6% Contract. Highlights an 100% Remote job distribution, with an average salary of $72,657 per year, or $34.9 per hour.

Government Senior Underwriter

AD Mortgage

Troy, MI • On-site, Remote

$93K - $110K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 8 days ago


Job description

About this opportunity
AD Mortgage is a leading nationwide mortgage lender with over 20 years of experience delivering residential and commercial loan solutions. With a team of 500+ professionals across the U.S., we proudly provide A+++ service in more than 45 states. Our success is driven by innovation, collaboration, and a commitment to excellence.
Key Responsibilities
  • Reviews all items and conditions provided by borrowers and ensures they meet the required guidelines by utilizing internal and external (e.g., agency) policies and procedures [e.g., automated underwriting systems such as Desktop Underwriter (DU)]
  • Knowledge of FHA, VA, and USDA guidelines is a must, including thorough knowledge of the 4000.1 HUD Handbook and VA Lender's Handbook.
  • Direct Endorsement (DE) is a must, and LAPP/SAR certifications are preferred.
  • Knowledge of Ginnie Mae, Fannie Mae, and Freddie Mac is a must.
  • Wholesale / Correspondent experience is preferred
  • Non-QM experience is preferred.
  • Ensures that Company operating standards are met for underwriting and compliance by utilizing internal and external (e.g., agency) policies and procedures
  • Reviews applications and all pertinent disclosures to ensure compliance with all Federal, State, and investor requirements are met and upheld
  • Monitors property appraisal process to ensure the value of a property is accurately presented
  • Analyzes documentation such as credit, income, assets, and appraisals to make sound underwriting decisions based on this analysis by using an internal checklist
  • Analyze loan applications to identify any risk issues and/or potential misrepresentation.
  • Reviews documentation and ensures documents are properly classified and organized
  • Makes quality underwriting decisions while maintaining Company turn-time expectations
  • Reviews and clears conditions on all loans to ensure a complete loan package prior to closing
  • Utilizes proprietary and online tools [e.g. WebLGY, FHA Connection, Mortgage Electronic Registration System (MERS), AVM's, etc.] to help combat fraudulent activity and ensure quality loan decisions
  • Have the ability to rework loans to new terms and identify additional conditions as needed.
  • Must be able to provide quick and accurate answers on multiple loan project guidelines.
  • Engages specific strategies (e.g., determines appropriate individuals to resolve escalated customer issues, etc.) to resolve customer questions and concerns
  • Continually reviews underwriting environment, and suggests improvement opportunities to management
  • Acts as a recognized subject matter expert within the Company and partners with management on underwriting-related issues by providing analytical support, and counseling advice for their functional areas
Location and Schedule
  • This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for candidates residing 50 miles or more from the office.
  • Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM.
Skills & Qualifications
  • Intermediate knowledge in Microsoft Word, Excel, Outlook, DocMagic, and Adobe
  • Expert knowledge of conventional and government loan underwriting and selling guidelines (e.g. Ginnie Mae, Fannie Mae, Freddie Mac, FHA, VA, etc.)
  • Exceptional customer service
  • Excellent attention to detail
  • Ability to communicate effectively with all levels
  • Ability to positively project the Company and department
What We Offer | Career and Culture
  • Company Culture: Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.
  • Growth Path: Defined paid training and clear pathways for career development.
  • Benefits: Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k).
    Take the first step towards a rewarding career in the mortgage industry with AD Mortgage.
    Our Recruitment team will reach out to you shortly!

Connect with us: Explore our social media to get a sense of our corporate culture.
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We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Department Mortgage Operations | Underwriting Role Government Senior Underwriter Locations Troy MI Remote status Fully Remote