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Remote Director Credit Risk Management Jobs in California

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

Conduct ad-hoc analysis related to risk management, product, and operations * Analyze portfolio ... Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote ...

Prosper

Credit Risk Analyst

San Francisco, CA · On-site +1

$122K - $140K/yr

Conduct ad-hoc analysis related to risk management, product, and operations * Analyze portfolio ... Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote ...

New

Guild Mortgage

VP, Credit Risk

San Diego, CA · On-site +1

The primary responsibilities are managing the company's underwriting guidelines, credit risk policies and loan eligibility parameters. The VP of Credit Risk ensures that the company's lending ...

Achieve

Sr. Data Scientist (Credit Risk)

San Mateo, CA · On-site +1

You will be a key contributor to our risk management processes. Key Responsibilities * Building ... Hybrid and remote work opportunities * 401 (k) with employer match * Medical, dental, and vision ...

Achieve

Sr. Data Scientist (Credit Risk)

San Mateo, CA · On-site +1

You will be a key contributor to our risk management processes. Key Responsibilities * Building ... Hybrid and remote work opportunities * 401 (k) with employer match * Medical, dental, and vision ...

Sunbit

Analytics Manager, Credit Cards

Los Angeles, CA · On-site +1

Remote Reports To: Head of Business Analytics The Company: Sunbit builds financial technology for ... risk management, and executive decision making. Success in this role requires far more than ...

Qcells

Counterparty Risk Analyst (Credit Analyst)

Irvine, CA · On-site +1

$75K - $95K/yr

... direct manager's discretion in accordance with the company policies and procedures. Remote work may ... Recommend internal credit ratings and risk-based limits, partner payment terms, and prepare written ...

Gallagher

Risk Management Analyst

San Jose, CA · Remote

$80K - $120K/yr

Remote work environment flexibility. About You * Minimum of 5 years of experience with workers ... At least 2 years of experience in Risk Management or an equivalent combination of education and ...

BNY

Vice President, Model Risk Management

Los Angeles, CA · On-site +1

$129K - $179K/yr

May work in one of five disciplines, each responsible for a different type of modeling: 1) Credit ... Remote work may be permitted within a commutable distance from the worksite. REQUIREMENTS: Master ...

BNY

Vice President, Model Risk Management

Los Angeles, CA · On-site +1

$129K - $179K/yr

May work in one of five disciplines, each responsible for a different type of modeling: 1) Credit ... Remote work may be permitted within a commutable distance from the worksite. REQUIREMENTS: Master ...

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All JobsCredit Risk Management JobsRemote Director Credit Risk Management JobsRemote Director Credit Risk Management Jobs in California

Remote Director Credit Risk Management information

What is the difference between Remote Director Credit Risk Management vs Remote Credit Risk Analyst?

AspectRemote Director Credit Risk ManagementRemote Credit Risk Analyst
CredentialsTypically requires advanced degrees (e.g., MBA, Finance) and extensive experience in credit riskUsually requires a bachelor's degree in finance, economics, or related field; certifications like CFA are common
Work EnvironmentStrategic leadership, overseeing teams, policy development, high-level decision makingData analysis, risk assessment, reporting, supporting senior management
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services firms

The main difference is that the Remote Director Credit Risk Management focuses on strategic leadership and policy oversight, while the Remote Credit Risk Analyst handles data analysis and risk assessment tasks. Both roles are essential in credit risk management but differ in scope, responsibilities, and experience requirements.

What is a Remote Director of Credit Risk Management?

A Remote Director of Credit Risk Management is a senior professional responsible for overseeing and guiding an organization’s credit risk policies and procedures while working from a remote location. Their main duties include analyzing credit data, setting risk limits, developing risk mitigation strategies, and ensuring compliance with regulations. They collaborate with other departments, provide leadership to credit risk teams, and use advanced analytics to assess and manage credit exposures. This role is vital for maintaining the financial health and stability of a company, particularly in industries like banking and financial services.

What are some common challenges faced by a Remote Director of Credit Risk Management, and how can they be addressed?

A major challenge for a Remote Director of Credit Risk Management is ensuring effective oversight and communication across geographically dispersed teams and stakeholders. Building reliable processes for remote data analysis, risk assessment, and policy enforcement is key. Leveraging collaborative digital tools, maintaining regular virtual meetings, and establishing clear reporting protocols help address these challenges. Additionally, staying updated on emerging risks and regulatory changes requires proactive coordination with cross-functional teams and ongoing professional development.

What are the key skills and qualifications needed to thrive as a Remote Director of Credit Risk Management, and why are they important?

To thrive as a Remote Director of Credit Risk Management, you need deep expertise in credit risk analysis, portfolio management, regulatory compliance, and a relevant degree such as finance or economics, often supported by significant experience in risk leadership roles. Familiarity with credit risk modeling tools, data analytics platforms like SAS or SQL, and knowledge of regulatory frameworks (e.g., Basel III) are typically required. Strong leadership, strategic thinking, and excellent communication skills are essential for managing remote teams and influencing executive decision-making. These skills and qualifications are vital for effectively identifying risks, ensuring compliance, and driving sound credit policies across distributed teams.
What are popular job titles related to Remote Director Credit Risk Management jobs in California? For Remote Director Credit Risk Management jobs in California, the most frequently searched job titles are:
What job categories do people searching Remote Director Credit Risk Management jobs in California look for? The top searched job categories for Remote Director Credit Risk Management jobs in California are:
What cities in California are hiring for Remote Director Credit Risk Management jobs? Cities in California with the most Remote Director Credit Risk Management job openings:
Remote Director Credit Risk Management jobs near you
Credit Risk Analyst

Credit Risk Analyst

Prosper

San Francisco, CA • On-site, Remote

$122K - $140K/yr

Full-time

Medical, Retirement

Posted 8 days ago

Job description

Your role in our mission

As the first peer to peer lending marketplace in the states, Prosper has a history of innovation.  As a growth company that generates cash, Prosper also has a history of generating results.  We are looking for team members that share our passion for applied analysis and who would be excited to be part of a mission-driven team.

The successful candidate will join Prosper's Credit Risk team. The Credit Risk team uses analytics tools to develop strategies that govern automated decisions in Prosper's online marketplace. A Senior Credit Risk Analyst at Prosper has the opportunity to utilize advanced analytical skills to develop verification and fraud strategies using models and data in order to manage credit decisions. An ideal candidate should have strong hands-on analytical skills and a passion for solving problems in innovative and effective ways.  The faster and more agile risk strategies keep our marketplace competitive and ensure that we continue to deliver on our mission of advancing financial well-being.

How you'll make an impact
  • Develop credit and fraud strategies to improve the credit performance by using data, machine learning models and advanced analytics tools to optimize risk decisions
  • Bring innovative/out of the box thinking to make recommendations and to approaching/solving problems
  • Design A/B tests and understand the risk and customer experience trade-offs
  • Continue to innovate by testing new data, analytics approaches and models
  • Partner with Data Science, Product, Engineering and other partner teams to implement credit and fraud prevention strategies, test and validate pre and post performance
  • Conduct ad-hoc analysis related to risk management, product, and operations
  • Analyze portfolio performance at a granular segment level on an ongoing basis.
  • Identify trends and conduct root-cause analysis to isolate key performance drivers. 
  • Communicate findings and recommendations to the Risk Management and broader Prosper community
Skills that will help you thrive
  • Bachelors degree in Business, Statistics, Mathematics, Computer Science, Engineering or Economics.
  • 2+ years of experience with a Bachelors (or less with Masters) managing credit risk and/or fraud and/or data science in consumer lending industry, consumer personal loan / credit card experience is a plus
  • Strong analytical and problem-solving skills
  • Must have strong proficiency in SQL and Python, Experience with DBT and  Looker will be a plus.
  • Strong communication skills - ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team
  • Knowledge and experience of segmentation, statistical procedures, and financial analytic tools are required
  • Curious to ask questions, probe into reasons and challenge the status quo
  • Strong ownership and motivation to drive business result
  • Ability to work in fast-paced environment and meet deadlines without sacrificing quality
  • We will also consider candidates who don't have financial services experience but have strong technology background and analytical skills
  • Self-starter; comfort dealing with ambiguity
Resources to help you prosper
  • A connected experience: We prioritize high-touch collaboration and flexibility. Whether you are working from our San Francisco or Phoenix offices or joining us as a fully remote team member, we provide the digital-first tools and intentional culture to keep you synced and supported.
  • Invested in your future: A competitive salary and a 401(k) with a 5% company match to help you build long-term financial security.
  • Holistic well-being: We provide the resources you need to thrive, from flexible time off and paid parental leave to an annual wellness allowance and comprehensive health coverage.
  • Professional & personal growth: Take advantage of a suite of premium perks, including Udemy access, childcare assistance, pet insurance, and a bevy of additional savings through Beneplace.
$122,000 - $140,000 a year
Compensation details: The salary for this position is $122k - $140k annually, plus bonus and generous benefits. In determining your salary, we will consider your location, experience, and other job-related factors.
#LI-AW1
#IND1
 

About Us

Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country. Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products.

Prosper's flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper Card provides essential access to credit and flexibility for those managing their financial journey. Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions. Learn more at www.prosper.com.

We're on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity. We realize that new ideas can come from everywhere. It is important to us that every hire connects with our vision, mission, and core values. Join a leading fintech company that's democratizing finance for all!  
 
Our Values
  • Diversity expands opportunities
  • Collaboration creates better solutions
  • Curiosity fuels our innovation
  • Integrity defines all our relationships
  • Excellence leads to longevity 
  • Simplicity guides our user experience 
  • Accountability at all levels drives results
 
www.prosper.com
Our Story & Team  //   Our Blog 
 
Applicants have rights under Federal Employment Laws.
Family & Medical Leave Act (FMLA)
Equal Employment Opportunity (EEO)
Employee Polygraph Protection Act (EPPA) 
 
California applicants: please click here to view our California Consumer Privacy Act ("CCPA") Notice for Applicants, which describes your rights under the CCPA.
 
Illinois applicants: please click here to view our Artificial Intelligence Notice for Applicants.
 
At Prosper, we're looking for people with passion, integrity, and a hunger to learn. We encourage you to apply even if your experience doesn't precisely match the job description. Your unique skill set and diverse perspective will stand out and set you apart from other candidates. Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo. We invite you to join us on our mission to advance financial well-being.
 
Prosper is committed to an inclusive and diverse workplace. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance. Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.
 

*All personal loans are made by WebBank.

The Prosper Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard International.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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