Remote Credit Risk Jobs in Maryland (NOW HIRING)

SUMMARY:
The Construction Monitoring Specialist is responsible for reviewing and managing construction loan activity to ensure projects progress in accordance with approved budgets, timelines, and bank requirements. This role partners closely with Lenders, Credit Officers, and Portfolio Managers to support timely draw processing, maintain compliance, and proactively identify and mitigate risk.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Reviews and processes construction loan draw requests for accuracy, completeness, and compliance with loan terms.
Analyzes project budgets, lien waivers, inspection reports, title updates, and related documentation.
Ensures disbursements align with verified project progress and percentage of completion.
Collaborates with Lenders, Credit Officers, and Portfolio Managers to obtain required information and resolve discrepancies.
Communicates with borrowers, builders, inspectors, and title companies Through lending team to support efficient processing.
Reviews third-party inspection reports to confirm work completion.
Maintains accurate loan records, including disbursements, communications, and status updates.
Monitors project timelines and supports adherence to approved construction schedules.
Manages multiple loans simultaneously while meeting established turnaround times.
Supports internal audits and ensures compliance with bank policies and regulatory requirements.
OTHER REQUIREMENTS:
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
Strong analytical, organizational, and problem-solving skills
Effective written and verbal communication skills in a remote environment
Ability to work in a fast-paced work environment.
Professional appearance and demeanor.
Ability to research problem situations and recommend appropriate action.
Maintains positive relations with all customers both internal and external while discussing legal matters in a professional, yet tactful manner.
Must be able to work in team environment with interaction amongst other members.
Effective organizational skills with attention to detail and promptness.
Experience using Microsoft Products including Word, Excel, and Outlook.
Ability to understand and utilize banking industry technology.
Proficiency in loan processing systems.
ADDITIONAL INFORMATION:
The wage range for the Construction Monitoring Specialist position is $21.00 - $24.00 per hour. The position includes 17 days of PTO (Paid Time Off), 5 days of STD (Short Term Disability), 11 annual paid holidays and 1 float holiday.
WesBanco has an excellent benefits package to include medical, dental, and vision, Health Care Flexible Spending, Dependent Care Flexible Spending, Transportation Fringe Benefit Plan, Group Life, Long Term Disability, Optional Life, access to voluntary benefit products such as Cancer, Term & Universal Life, Accident, Short-Term Disability and Critical Illness policies, and other ancillary benefit products. WesBanco also offers 401(k) with employee match.
High school diploma or general education degree (GED), required.
Associate's degree in Finance, Business, Construction Management, or related field, preferred.
Minimum of 2 years of experience in construction lending, loan operations, banking, or construction project management required.
Knowledge of construction draw processes and documentation preferred