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Credit Risk Management Jobs in Maryland (NOW HIRING)

Senior Credit Manager

Baltimore, MD · On-site

$90K - $110K/yr

Collaborate with corporate collections and other finance team members to ensure consistent application of credit policies and risk management practices. * Contribute to continuous improvement ...

Senior Credit Manager

Baltimore, MD · On-site

$90K - $110K/yr

Collaborate with corporate collections and other finance team members to ensure consistent application of credit policies and risk management practices. * Contribute to continuous improvement ...

Collaborate with corporate collections and other finance team members to ensure consistent application of credit policies and risk management practices. * Contribute to continuous improvement ...

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Credit Risk Management information

See Maryland salary details

$84K

$153.6K

$232.4K

How much do credit risk management jobs pay per year?

As of Jul 19, 2026, the average yearly pay for credit risk management in Maryland is $153,648.00, according to ZipRecruiter salary data. Most workers in this role earn between $129,600.00 and $172,300.00 per year, depending on experience, location, and employer.

Does credit risk pay well?

Credit risk management professionals typically earn competitive salaries that vary by experience, location, and industry. Entry-level roles may start lower, while experienced analysts and managers can earn higher compensation, often supplemented by bonuses and certifications such as CFA or FRM. Overall, it is considered a well-paying field within finance and risk management sectors.

What are some common challenges faced by professionals in Credit Risk Management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in Credit Risk Management, and why are they important?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What is the salary of credit risk officer?

The salary of a credit risk officer varies depending on experience, location, and the employer, but typically ranges from $70,000 to $130,000 annually. At firms like JP Morgan, entry-level positions may start around $80,000, with experienced officers earning over $120,000, often supplemented by bonuses and benefits.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Risk Executive typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and oversight of enterprise-wide risk strategies.

What does a credit risk manager do?

A credit risk manager assesses the creditworthiness of individuals or organizations to determine the likelihood of default on loans or credit agreements. They analyze financial data, develop risk mitigation strategies, and monitor credit portfolios using tools like credit scoring models and financial analysis software to minimize potential losses for their organization.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is Credit Risk Management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.
What are the most commonly searched types of Credit Risk Management jobs in Maryland? The most popular types of Credit Risk Management jobs in Maryland are:
What are popular job titles related to Credit Risk Management jobs in Maryland? For Credit Risk Management jobs in Maryland, the most frequently searched job titles are:
What job categories do people searching Credit Risk Management jobs in Maryland look for? The top searched job categories for Credit Risk Management jobs in Maryland are:
What cities in Maryland are hiring for Credit Risk Management jobs? Cities in Maryland with the most Credit Risk Management job openings:
Infographic showing various Credit Risk Management job openings in Maryland as of July 2026, with employment types broken down into 79% Full Time, 19% Part Time, and 2% Temporary. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $153,648 per year, or $73.9 per hour.

Vice President, Credit Risk & Asset Management

Climate United FUND

Bethesda, MD

Full-time

Posted 28 days ago


Job description

About Climate United 

Climate United will use funding from the EPA under the Inflation Reduction Act to rapidly deploy low- and zero-emission products, technologies, and services to all American communities in order to (1) reduce GHG emissions and other forms of air pollutants; (2) bring direct benefits to American communities in the form of energy security, energy savings, cleaner air, and quality jobs; and (3) transform the capital markets so they can drive an equitable clean energy transition at scale. Visit Climate United (weareclimateunited.org) for more information. Initially, Climate United will focus its investments in Distributed Power Generation and Storage, Building Decarbonization and Electric Transportation. Calvert Impact, Inc., a 501(c)(3) nonprofit ("Calvert Impact"), is sole member of Climate United. The successful candidate will be employed by Calvert Impact or one of its subsidiaries. 

Job Description: 

Climate United is seeking a seasoned and strategic leader to join our team as the VP of Credit Risk and Asset Management. This role will be pivotal in shaping and executing Climate United's credit extension, credit risk monitoring, asset servicing and management, risk analysis, and reporting programs across our portfolios. The Senior Director will play a key role in the development and execution of our credit and investment strategies. 

Preferred Location: We strongly prefer candidates in the New York or Washington, DC metro areas. 

Key Responsibilities: 

  • Strategic Leadership: Lead the on-going development and implementation of Climate United's investment and credit policies in order to ensure a balance between credit risk, financial return and impact across our lending portfolios Investment Strategy & Execution:  Ensure that investments align with strategic objectives, Climate United risk appetite and compliance requirements. Provide guidance to Investments Team during asset origination, due diligence and transaction execution. 

  • Loan Structuring, Underwriting, and Approval: Administer and review loans and loan commitments to ensure adherence to policy guidelines and adequate documentation for collateral security. Support the Investments Team in structuring and negotiating transactions. Review and provide guidance on term sheet proposals, ensuring alignment with credit policies, loan products, and underwriting standards. 

  • Risk Management & Financial Oversight: Develop and refine financial models to evaluate investment scenarios and mitigate risks. Implement robust risk assessment frameworks and oversee ongoing risk evaluation to safeguard the portfolio. Manage primary credit portfolio activities, including monitoring non-performing loans and providing regular updates on portfolio-level trends and risk ratings. 

  • Credit and Portfolio Risk Management: Oversee timely preparation and accuracy of quarterly and annual portfolio reporting for internal and external stakeholders. Monitor portfolio, sector, and geographic trends impacting client funding and operating environments. Manage concentration risk and oversee the management of non-performing loans, providing updates on risk ratings, defaults, charge-offs, and recovery estimates. 

  • Internal Policy Development: Design and implement investment and credit policies and guidelines tailored to each market segment. Ensure that internal processes and policies align with industry best practices and organizational goals. Oversee the continuous improvement of lending policies and practices to align with portfolio growth and sector diversity. 

  • Process, Policies, and Systems: Lead the development and implementation of credit extension and management policies, procedures, and systems. Assess and propose improvements to internal lending and portfolio management processes to increase efficiency and effectiveness. Ensure data and systems keep pace with growth and provide insights into trends and shifts in the loan portfolio. 

  • Loan Servicing:  Supervise loan operations team that will manages, processes and closes the Climate United portfolio of loans. 

  • Industry Engagement: Represent Climate United at industry conferences and through external communications. Advance our industry presence and thought leadership through networking, public speaking, and social media. 

  • Team Leadership: Provide leadership and mentorship to the Investments Team. Foster a collaborative environment and drive team performance to achieve organizational objectives. Offer responsive and creative problem-solving support and engage consistently with the team to ensure transactions move forward. 

  • Deal Management: Oversee the management of classified assets, including restructuring troubled loans and implementing work-outs as necessary. Ensure effective asset management and performance monitoring for current assets. 

  • Strategic Vision: Stay informed on industry trends, sectoral developments, and credit risk dynamics. Use this knowledge to inform strategic decisions and drive innovation within the investment portfolio. 

  • Investment Committee Participation: Serve as a member of Climate United's Investment Committee, contributing to decision-making processes and strategic planning. 

Required Qualifications: 

  • A minimum of 10 years of experience in commercial lending, renewable energy debt financing, structured finance, and/or project finance, with a proven track record of leading high-impact investment and credit initiatives. 

  • Demonstrated experience in leading teams, managing complex projects, and driving strategic outcomes. Strong leadership and decision-making abilities. 

  • Exceptional written, verbal, and presentation skills, with the ability to convey complex concepts clearly and persuasively to diverse audiences. 

  • Deep understanding of renewable energy sectors, investment trends, and risk management strategies. 

  • Proven ability to work effectively with cross-functional teams and stakeholders. A collaborative and strategic mindset, with a focus on achieving shared goals. 

  • Comfortable with ambiguity and capable of managing multiple priorities in a dynamic environment. Solutions-oriented with a positive and adaptable attitude. 

  • A strong commitment to inclusive greenhouse gas reduction and a passion for driving impactful investments in underserved markets.