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Credit Risk Management Jobs in Maryland (NOW HIRING)

M-L Holdings Company

Credit Specialist

Halethorpe, MD · On-site

Generate weekly reports that help identify and communicate key areas of credit risk. * Manage the shared Credit Department inbox and respond to inquiries in a timely and professional manner. * Answer ...

New

Florida Crystals

Regional Credit Manager

Baltimore, MD · On-site

Provide credit management with a dynamic perspective of issues affecting the successful execution of our risk analysis process and goals. Order-to-Cash Process Oversight * Serve as primary Finance ...

ASR Group

Regional Credit Manager

Baltimore, MD

Provide credit management with a dynamic perspective of issues affecting the successful execution of our risk analysis process and goals. Order-to-Cash Process Oversight * Serve as primary Finance ...

M&T Bank

Commercial Credit Analyst CRE

Baltimore, MD · On-site

Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...

M&T Bank

Commercial Credit Analyst CRE

Baltimore, MD · On-site

Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...

M&T Bank

Commercial Credit Analyst CRE

Baltimore, MD

Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions ...

Medium

VP, First Line Risk & Compliance

Chevy Chase, MD · On-site

$130 - $160/hr

This role partners closely with Commercial Lending, Credit Administration, Legal, Compliance, BSA, and Enterprise Risk Management to ensure key risks are proactively identified and controlled through ...

Deloitte

Financial Risk Manager

Baltimore, MD · On-site

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

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Credit Risk Management information

See Maryland salary details

$84K

$153.6K

$232.4K

How much do credit risk management jobs pay per year?

As of Aug 10, 2026, the average yearly pay for credit risk management in Maryland is $153,648.00, according to ZipRecruiter salary data. Most workers in this role earn between $129,600.00 and $172,300.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in credit risk management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in credit risk management?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What does credit risk management do?

Credit risk management involves identifying, assessing, and monitoring the risk of borrowers defaulting on their financial obligations. Professionals in this field analyze credit data, use risk assessment tools, and develop strategies to minimize potential losses for lenders or financial institutions.

What is the average salary of a credit risk management analyst?

The average salary of a credit risk management analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is credit risk management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.
What are the most commonly searched types of Credit Risk Management jobs in Maryland? The most popular types of Credit Risk Management jobs in Maryland are:
What are popular job titles related to Credit Risk Management jobs in Maryland? For Credit Risk Management jobs in Maryland, the most frequently searched job titles are:
What job categories do people searching Credit Risk Management jobs in Maryland look for? The top searched job categories for Credit Risk Management jobs in Maryland are:
What cities in Maryland are hiring for Credit Risk Management jobs? Cities in Maryland with the most Credit Risk Management job openings:
Credit Risk Management jobs near you
Infographic showing various Credit Risk Management job openings in Maryland as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 13% Part Time, and 3% Contract. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $153,648 per year, or $73.9 per hour.

Credit Specialist

M-L Holdings Company

Halethorpe, MD • On-site

Other

Posted yesterday

New

Job description

Credit Specialist
Department: Accounting
Reports To: Credit Manager
FLSA Status: Non-Exempt
Work Schedule: Hybrid (Eligible to work remotely onMondays and Fridays after successfully completing a 30-day training period. In-office schedule is Tuesday through Thursday.)
Position Purpose:
The Credit Specialist is responsible for managing an assigned portfolio of customer accounts while achieving monthly and annual collection goals. This position works closely with customers, branch personnel, and company leadership to minimize credit risk, maintain positive customer relationships, and support the company's overall financial performance.
The Credit Specialist reviews and approves customer credit limits, monitors delinquent accounts, prepares collection reports, resolves account issues, and provides exceptional customer service. This role also collaborates with cross-functional departments to improve credit processes and support company initiatives that enhance operational efficiency.
Essential Job Functions:
  • Review and approve new customer accounts by establishing appropriate credit limits and payment terms.
  • Manage an assigned accounts receivable portfolio by reviewing delinquent accounts and collection opportunities on a weekly basis.
  • Partner with the Credit Manager to identify collection risks and develop strategies to improve collection performance.
  • Maintain consistent communication with customers regarding outstanding balances while preserving positive business relationships.
  • Process customer credit card payments and resolve unapplied cash and long-standing credit issues.
  • Prepare bi-weekly, monthly, and quarterly accounts receivable and collection reports for management.
  • Coordinate monthly meetings with branch leadership to review at-risk accounts and collection efforts.
  • Generate weekly reports that help identify and communicate key areas of credit risk.
  • Manage the shared Credit Department inbox and respond to inquiries in a timely and professional manner.
  • Answer incoming calls through the Credit Hotline.
  • Establish new customer accounts and maintain accurate customer credit information.
  • Review and approve customer credit releases for rental, service, and parts transactions.
  • Respond to customer and internal employee inquiries regarding invoices, account reconciliations, payment discrepancies, and credit-related concerns.
  • Work closely with Sales, Product Support, Branch Managers, and Executive Leadership to resolve collection issues and improve communication across departments.
  • Serve as the primary liaison between the company and outside collection agencies or collection attorneys, providing monthly updates to leadership regarding collection activities.
  • Support continuous improvement initiatives by identifying opportunities to enhance credit policies, procedures, and operational efficiencies.
  • Perform other duties as assigned.
Education and/or Experience:
  • High School Diploma or equivalent required.
  • Associate's degree in Accounting, Finance, Business Administration, or a related field preferred, or an equivalent combination of education and experience.
  • Minimum of 2-3 years of experience in credit, collections, accounts receivable, or a related accounting function preferred.
  • Strong understanding of credit and collection principles and accounts receivable processes.
  • Excellent customer service and relationship management skills.
  • Strong organizational, analytical, and problem-solving abilities.
  • Ability to prioritize multiple tasks and meet deadlines in a fast-paced environment.
  • Ability to maintain confidentiality and exercise sound judgment.
  • Excellent written and verbal communication skills.
Computer Skills:
  • Proficient in Microsoft Windows and Microsoft Office Suite, with intermediate to advanced Microsoft Excel skills.
  • Experience using ERP systems, accounting software, and accounts receivable management systems preferred.
  • Ability to learn company-specific software and reporting tools.
Physical Demands:
  • Standing, walking, talking, sitting, and frequent use of hands.
  • This position primarily involves sitting or standing for extended periods but may occasionally require lifting or moving objects weighing up to 25 pounds.
Work Environment:
  • This position is primarily performed in a professional office environment.
  • The work environment includes frequent interaction with customers, internal employees, and management through phone, email, and in-person communication.
  • Hybrid work schedule available following successful completion of the initial 30-day training period and in accordance with company policy.
Certificates, Licenses, Registrations:
  • Professional certifications related to credit or accounts receivable (such as Certified Credit and Collection Professional (CCCP) or Credit Business Associate (CBA)) are a plus but not required.

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