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Remote Consumer Loan Underwriter Jobs (NOW HIRING)

Infinia Search Inc

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Consumer Loan Underwriter - (Debt Resolution), Remote

Philadelphia, PA · Remote

$60K - $70K/yr

Credit Underwriter - Remote, Philadelphia, PA Job Summary: The Credit Underwriter is responsible for evaluating and assessing loan and credit applications to determine the creditworthiness of ...

Hanscom Inc

Consumer Loan Processor

$22.23 - $27.79/hr

Assists the consumer loan underwriters by entering and updating loan applications in systems to prepare them for booking. Books loans at the appropriate time. * Reviews the document packages that ...

Huntington

Consumer Loan Consultant Sr

Covington, KY · On-site +1

Interacts directly with customers, internal partners such as bankers and underwriters, and third ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Consumer Loan Consultant Sr

Covington, KY · On-site +1

Interacts directly with customers, internal partners such as bankers and underwriters, and third ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

Huntington

Consumer Loan Consultant Sr

Covington, KY · On-site +1

Interacts directly with customers, internal partners such as bankers and underwriters, and third ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

STCU

Senior Home Loan Underwriter

Liberty Lake, WA · On-site +1

$40.03 - $56.04/hr

This is a remote position with the exception of the training period. Preference to those who live ... The Senior Home Loan Underwriter is responsible for analyzing and rendering home loan lending ...

STCU

Senior Home Loan Underwriter

Liberty Lake, WA · On-site +1

$40.03 - $56.04/hr

This is a remote position with the exception of the training period. Preference to those who live ... The Senior Home Loan Underwriter is responsible for analyzing and rendering home loan lending ...

Connexus Credit Union

Consumer Lending Specialist

$30K/mo

We are a remote first employer with the majority of our employees residing in the upper Midwest. As ... They analyze credit reports, and underwrite consumer loans within established lending authority ...

Connexus Credit Union

Consumer Lending Specialist

$30K/mo

We are a remote first employer with the majority of our employees residing in the upper Midwest. As ... They analyze credit reports, and underwrite consumer loans within established lending authority ...

COLONIAL MORTGAGE SERVICE CO

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Consumer Direct Loan officer

Montgomeryville, PA · Remote

$1.7K - $2.5K/mo

Consumer Direct Mortgage Loan Officer **Experience:** Minimum 3 years of origination experience ... Streamlined compliance and underwriting processes to maximize both the customer and employee ...

COLONIAL MORTGAGE SERVICE CO

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Consumer Direct Loan officer

Montgomeryville, PA · Remote

$1.7K - $2.5K/mo

Consumer Direct Mortgage Loan Officer **Experience:** Minimum 3 years of origination experience ... Streamlined compliance and underwriting processes to maximize both the customer and employee ...

SVS Group

Due Diligence Underwriter

Santa Ana, CA · Remote

$30/hr

This role is fully remote and is a 1099 contract roleThe Due Diligence Underwriter will be ... Loan File Inventory: Ensuring residential mortgage loan packagescontain all necessary documentation ...

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How much do remote consumer loan underwriter jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for remote consumer loan underwriter in the United States is $24.09, according to ZipRecruiter salary data. Most workers in this role earn between $20.43 and $26.92 per hour, depending on experience, location, and employer.

What is a remote consumer loan underwriter?

A Remote Consumer Loan Underwriter evaluates loan applications to determine creditworthiness while working from a remote location. They analyze applicants' financial history, income, credit reports, and other factors to assess risk and ensure compliance with lending guidelines. This role requires strong analytical skills, attention to detail, and knowledge of lending regulations. Underwriters collaborate with loan officers and may communicate with applicants to clarify information. Their decisions impact loan approvals, interest rates, and terms.

What are the key skills and qualifications needed to thrive as a remote consumer loan underwriter?

A Remote Consumer Loan Underwriter should have a solid understanding of credit risk assessment, loan documentation review, and knowledge of financial regulations, supported by a degree in finance, business, or a related field. Familiarity with loan origination systems (LOS), automated underwriting software, and often certifications like Certified Mortgage Underwriter (NAMU) are important technical requirements. Excellent attention to detail, strong analytical thinking, effective communication, and the ability to work independently are crucial soft skills. These skills and qualities are vital to accurately evaluate loan applications, minimize risks for lenders, and ensure regulatory compliance in a remote work environment.

What are some common challenges faced by remote consumer loan underwriters and how can they be overcome?

Remote Consumer Loan Underwriters often face challenges such as limited in-person collaboration, clarity in communication with applicants or team members, and the need to stay updated with shifting lending regulations or market conditions. Staying organized, leveraging digital collaboration tools, and participating in ongoing professional development are effective ways to overcome these hurdles. Additionally, building a strong rapport with colleagues through regular virtual meetings and prompt communication helps ensure smooth workflow. Ultimately, staying proactive and adaptable can lead to success in a remote setting and foster opportunities for career advancement.

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What cities are hiring for Remote Consumer Loan Underwriter jobs?

Cities with the most Remote Consumer Loan Underwriter job openings:

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Remote Consumer Loan Underwriter jobs near you
Infographic showing various Remote Consumer Loan Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $50,109 per year, or $24.1 per hour.

Consumer Loan Underwriter

Public Service Credit Union

Romulus, MI • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago

Job description

Description

Public Service Credit Union is seeking a detail-oriented and member-focused Consumer Loan Underwriter to join our lending team. This position is responsible for evaluating consumer loan applications, analyzing credit risk, and making sound lending decisions in accordance with established policies, procedures, and regulatory requirements.


The Consumer Loan Underwriter plays a critical role in balancing the responsible extension of credit with exceptional member service while supporting PSCU's mission of improving members' financial well-being.


Essential Duties and Responsibilities:

  • Review and underwrite consumer loan applications including auto loans, personal loans, home equities, and lines of credit.
  • Analyze credit reports, income documentation, debt-to-income ratios, loan-to-value ratios, and overall financial profiles.
  • Make lending decisions within assigned authority levels or recommend decisions to senior underwriters or managers when required.
  • Ensure compliance with internal policies, regulatory requirements (e.g., BSA, Fair Lending, ECOA, TILA), and secondary lending guidelines if applicable.
  • Communicate loan decisions clearly and effectively to internal staff and occasionally to members, offering alternative solutions when appropriate.
  • Collaborate with Branch staff to gather required documentation and provide guidance on loan structures.
  • Maintain accurate loan records and documentation in the loan origination system (LOS).
  • Support training and mentoring as needed.
  • Participate in quality reviews, audits, and process improvement initiatives. 
  • Performs other duties as assigned.


Requirements

Education and Experience:

  • High school diploma or GED.
  • 1+ year of experience in a financial institution 
  • Consumer lending or underwriting experience preferred.  

Other Requirements:

  • Knowledge of lending regulations and compliance requirements.
  • Ability to analyze financial information and assess credit risk.
  • Strong attention to detail, organization and decision-making skills.
  • Excellent verbal and written communication skills.
  • Proficiency with Microsoft 365 applications, including Outlook, Word, Excel, Teams, and SharePoint.
  • Ability to manage multiple priorities in a fast-paced environment.
  • Demonstrated integrity, professionalism, and strong work ethic.
  • Ability to work independently and as part of a team.
  • Commitment to providing exceptional service and supporting PSCU's culture and values. 

What we offer

  • Competitive wages
  • Career Growth / Robust Training Program
  • Work Life Balance
  • Top quality health insurance (Full Time)
  • Paid Time Off (accrued and available for use immediately)
  • Paid holidays 
  • Banking hours / Closed on Sunday's
  • Tuition Reimbursement
  • Employer Provided Retirement Benefits
  • 401(K) Plan
  • Dental & Vision Insurance (Full Time)
  • Short & Long-Term Disability (Full Time)
  • Life Insurance (Full Time)

Why join us? At PSCU, we are dedicated to our mission of educating, equipping, and empowering both our team and the communities we serve. By joining us, you'll be part of a culture that listens to your ideas, supports your growth, elevates and celebrates your achievements, cares for your well-being, and serves with purpose. Together, we create a meaningful impact, and we invite you to be a part of our journey!


To apply, please complete the online application and submit an up-to-date resume.


Apply