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Remote Consumer Lending Jobs in California (NOW HIRING)

Sekisui House U.S.

Loan Officer

Sacramento, CA · On-site +1

Experience in consumer lending sales or multi-product lending environments. * Familiarity with loan ... Working Conditions Work is performed in a general office or remote-office environment with regular ...

Qcells

Director, Compliance Risk

San Francisco, CA · On-site +1

$145K - $195K/yr

The role requires deep expertise in consumer lending regulations within a bank partnership (B2B2C ... Santa Clara, CA or Teaneck, NJ. Remote work may be considered for exceptional cases.

Qcells

Director, Compliance Risk

Irvine, CA · On-site +1

$145K - $195K/yr

The role requires deep expertise in consumer lending regulations within a bank partnership (B2B2C ... Santa Clara, CA or Teaneck, NJ. Remote work may be considered for exceptional cases.

Qcells

Director, Compliance Risk

Santa Clara, CA · On-site +1

$145K - $195K/yr

The role requires deep expertise in consumer lending regulations within a bank partnership (B2B2C ... Santa Clara, CA or Teaneck, NJ. Remote work may be considered for exceptional cases.

NextDeavor Inc.

Principal Data Architect

Irvine, CA · Remote

$126K - $214K/yr

Principal Data Architect Full-time Remote Exclusive confidential search -- details shared with ... Experience supporting loan origination, deposit account opening, or other consumer lending ...

Sunbit

Analytics Manager, Credit Cards

Los Angeles, CA · On-site +1

Remote Reports To: Head of Business Analytics The Company: Sunbit builds financial technology for ... or Consumer Lending. * 4+ years of working with and proficient in SQL and excited about acquiring ...

PNC

Institutional Trust Officer II (IAM)

Sacramento, CA · On-site +1

$63K - $127K/yr

This is a remote position. Work may be performed from a quiet, confidential space in a home ... Preferred Skills Asset Management, Client Relationship Building, Consumer Lending, Credit Risk ...

Qcells

Sr. Manager, Capital Markets

Irvine, CA · On-site +1

$130K - $170K/yr

Remote may be considered in exceptional cases. RESPONSIBILITIES: * Raise capital to fund the growth ... Basic understanding of consumer lending, credit underwriting, and renewable energy finance.

Qcells

Sr. Manager, Capital Markets

San Francisco, CA · On-site +1

$130K - $170K/yr

Remote may be considered in exceptional cases. RESPONSIBILITIES: * Raise capital to fund the growth ... Basic understanding of consumer lending, credit underwriting, and renewable energy finance.

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Showing results 1-20

All JobsConsumer Lending JobsRemote Consumer Lending JobsRemote Consumer Lending Jobs in California

Remote Consumer Lending information

See California salary details

$45.9K

$106.1K

$199.8K

How much do remote consumer lending jobs pay per year?

As of Aug 24, 2026, the average yearly pay for remote consumer lending in California is $106,147.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,000.00 and $129,300.00 per year, depending on experience, location, and employer.

What is a remote consumer lending?

A Remote Consumer Lending job involves evaluating, processing, and managing loan applications for individuals while working virtually. Professionals in this role assess creditworthiness, verify financial documents, and guide customers through loan options. They often work for banks, credit unions, or online lending platforms, providing customer support and ensuring compliance with lending regulations. Strong communication skills, financial knowledge, and attention to detail are essential for success in this role.

What does a remote consumer lending do?

In a Remote Consumer Lending position, your day-to-day tasks usually include reviewing loan applications, conducting credit analyses, and communicating with applicants to collect necessary documentation and clarify financial information. You’ll often work closely with underwriting teams, credit analysts, and customer service representatives to ensure applications move smoothly through each processing stage. Managing documentation electronically and remaining up to date with compliance requirements are also important aspects of the job. The remote nature of the role means strong self-management and proactive communication are key for staying connected with your team and meeting client needs efficiently.

What are the key skills and qualifications needed to thrive in remote consumer lending?

To excel in a Remote Consumer Lending role, candidates generally need strong knowledge of credit analysis, loan processing, and financial regulations, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems (LOS), CRM platforms, and compliance software is typically required, and certification such as NMLS can be advantageous. Outstanding communication, attention to detail, and problem-solving abilities are vital soft skills for building trust with clients and resolving complex lending scenarios. These skills and qualifications ensure efficient application processing, regulatory compliance, and an excellent customer experience in a remote setting.

What are the most commonly searched types of Consumer Lending jobs in California?

The most popular types of Consumer Lending jobs in California are:

What are popular job titles related to Remote Consumer Lending jobs in California?

For Remote Consumer Lending jobs in California, the most frequently searched job titles are:

What job categories do people searching Remote Consumer Lending jobs in California look for?

The top searched job categories for Remote Consumer Lending jobs in California are:

What cities in California are hiring for Remote Consumer Lending jobs?

Cities in California with the most Remote Consumer Lending job openings:

Remote Consumer Lending jobs near you
Infographic showing various Remote Consumer Lending job openings in California as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $106,147 per year, or $51 per hour.

Manager of Indirect Lending and Underwriting

Irwindale, CA • On-site, Remote

Rize Beyond Banking
See more jobs at Rize Beyond Bankingexternal

$100K - $125K/yr

Full-time

Re-posted 4 days ago

Job description

Manager of Indirect Lending and Underwriting - Consumer Lending
Remote Work - Hybrid: This hybrid remote role is based out of our Irwindale, California headquarters and offers a blend of in-office collaboration and remote work flexibility.
At Rize, we believe banking should be human, innovative, and continuously evolving. We are seeking a collaborative and forward-thinking Manager of Consumer Lending to lead our centralized underwriting operations across direct and indirect consumer lending programs.
This is an exciting opportunity for a lending leader who combines strong underwriting expertise with operational leadership, relationship-building skills, and a passion for innovation. We’re looking for someone who is energized by emerging technologies, including automation and AI-enabled tools, and excited about finding smarter, faster, and more consistent ways to enhance underwriting operations, decision quality, team effectiveness, and the member experience.
What You’ll Do
In this role, internally known as Manager of Consumer Lending, you’ll lead the day-to-day operations of our consumer underwriting function, overseeing direct and indirect lending workflows, coaching underwriting teams, and driving operational performance.
You’ll play a key role in:
  • Leading and developing a high-performing underwriting team
  • Managing underwriting operations for direct and indirect consumer loan products, including auto loans and leases
  • Supporting dealer and third-party lending partner relationships
  • Monitoring lending quality, service levels, workflow efficiency, and operational performance
  • Explore and leverage automation, analytics, workflow technologies, and AI-enabled tools to improve underwriting consistency, operational efficiency, decision quality, and team effectiveness
  • Help identify opportunities where emerging technologies and AI solutions can streamline processes, reduce manual effort, improve workflows, and enhance the overall lending experience
  • Partnering cross-functionally with Risk Management, Collections, Loan Production, and other operational teams
We’re looking for someone who thrives in a fast-paced environment, enjoys solving operational challenges, and can balance sound credit judgment with exceptional service and team leadership.

What Makes You Successful
You are:
  • Curious about emerging technologies and motivated to continuously improve operational processes
  • Comfortable experimenting with new tools, automation solutions, and AI-enabled technologies to enhance productivity and decision-making
  • Forward-thinking and adaptable, with a mindset focused on innovation, efficiency, and continuous improvement
  • An experienced consumer lending and underwriting professional with strong operational knowledge
  • A confident coach and leader who develops teams and reinforces accountability
  • Tech savvy and naturally curious about automation, AI tools, and operational innovation
  • Comfortable using data, dashboards, and metrics to drive decisions and improve performance
  • Skilled at building strong relationships with dealers, vendors, lending partners, and internal stakeholders
  • Adaptable, collaborative, and energized by continuous improvement
Qualifications
Required
  • 5+ years of experience in consumer lending, underwriting, loan production, or centralized lending operations within a financial institution
  • 2+ years of leadership or supervisory experience managing lending or underwriting teams
  • Experience making consumer credit decisions and exercising lending authority
  • Experience managing workflow, productivity, service levels, and operational performance in a high-volume environment
Preferred
  • Experience with direct and indirect lending programs, including auto lending and lease products
  • Experience with process improvement, workflow automation, or AI-enabled operational tools
  • Credit union experience
  • Bachelor’s degree in Business, Finance, or related field
  • Bilingual English/Spanish skills
Why Join Rize?
At Rize Credit Union, we’re building a modern, forward-thinking lending environment where innovation, collaboration, and member impact matter. We continue to invest in technology, automation, AI-enabled tools, and process improvement initiatives designed to create smarter workflows, stronger employee experiences, and more seamless member interactions. We’re looking for leaders who are excited to challenge traditional processes, embrace evolving technology, and help shape the future of consumer lending operations.
If you’re looking for an opportunity to help shape the future of consumer lending operations while leading a talented team in a growing and evolving organization, we’d love to hear from you.

The expected pay range for this role at Rize Federal Credit Union is $100,000 - $125,000/year. This range is based on candidates living locally in California.

Actual compensation is determined by experience, education, skills, internal equity, and other job-related factors.

As part of the hiring process, candidates who receive a contingent offer will undergo a background investigation, which may include employment verification, credit review, criminal records search, Social Security verification, and government registry checks. Candidates must also meet eligibility requirements to be bonded under a fidelity bond.

Rize Federal Credit Union is an Equal Opportunity Employer.

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