ZipRecruiter

Log In

2

Remote Collateral Underwriter Jobs (NOW HIRING)

Lendz Financial

Quality Control Underwriter

This is a fully remote position within a collaborative, high-accountability environment that values ... Evaluate borrower credit, income, assets, and collateral documentation with an underwriting-level ...

South State Bank

Senior Mortgage Underwriter

Winter Haven, FL · Remote

$101K/yr

Reviews property appraisals to ensure collateral acceptability in accordance with corporate, agency ... Must be able to work in a team environment. #LI-REMOTE In accordance with Colorado law: Colorado ...

Equity Resources, Inc

Mortgage Underwriter

Newark, OH · On-site +1

Remote work is available for candidates located outside of Central Ohio. Candidates local to ... Capacity, Credit, Collateral, and Cash. * Deliver high-quality service with 24-hour turn times and ...

Equity Resources, Inc

Mortgage Underwriter

Newark, OH · On-site +1

Remote work is available for candidates located outside of Central Ohio. Candidates local to ... Capacity, Credit, Collateral, and Cash. * Deliver high-quality service with 24-hour turn times and ...

Silverton Mortgage

Senior Mortgage Underwriter

Atlanta, GA · Remote

$112K/yr

Remote Eligible Pay: The total expected pay range including bonus for this position is from $110 ... Collateral Review: * Reviews title reports to confirm legal ownership, as well as any liens or ...

OnPath Credit Union

Consumer Loan Underwriter

Metairie, LA · On-site +1

$22.80 - $28.50/hr

This position is classified as Remote. SCOPE: As a dedicated member of the OnPath FCU team, this ... collateral documentation) and determine if additional documentation is required in order to ...

PNC Bank

Underwriter IV- Agency (Affordable)

Dallas, TX · On-site +1

$91K - $202K/yr

This position may be eligible for remote work in select geographic locations, subject to approval ... collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ...

Sutherland

In this position, you will review and analyze all credit and collateral documents, then issue ... Minimum of 8 years current mortgage underwriting experience, jumbo mortgage preferred * BA/BS ...

PNC Bank

Underwriter IV - Commercial

Home, WA · On-site +1

This position may be eligible for remote work in select geographic locations, subject to approval ... collateral strength and financial worthiness of loan/transaction parties. If relevant, performs ...

Huntington

Credit Underwriter- Inventory Finance

Detroit, MI · On-site +1

$52K - $101K/yr

Perform collateral analysis including accounts receivable, inventory, real estate and investments ... Remote roles will also have the opportunity to come together in our offices for moments that matter.

next page

Showing results 1-20

All JobsRemote Collateral Underwriter Jobs

Remote Collateral Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do remote collateral underwriter jobs pay per year?

As of Jun 19, 2026, the average yearly pay for remote collateral underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Remote Collateral Underwriters and how can they be addressed?

Remote Collateral Underwriters often face the challenge of limited access to physical property inspections and must rely heavily on digital documentation and third-party appraisal reports. Maintaining effective communication with appraisers, loan officers, and other stakeholders is crucial to ensure the accuracy and completeness of information. Additionally, staying up-to-date with changing underwriting guidelines and leveraging secure technology platforms can help streamline workflow and minimize errors. Building strong organizational habits and proactively seeking clarification when needed are key strategies for success in this remote role.

What is the difference between Remote Collateral Underwriter vs Remote Mortgage Underwriter?

AspectRemote Collateral UnderwriterRemote Mortgage Underwriter
CredentialsTypically requires mortgage underwriting certifications and knowledge of collateral evaluationRequires mortgage underwriting licenses and familiarity with loan documentation
Work EnvironmentPerforms analysis remotely, often for banks or mortgage lendersWorks remotely or in office, assessing loan applications and documentation
Industry UsageUsed mainly in mortgage lending and real estate financeCommon in mortgage banking and loan processing
Comparison FocusFocuses on collateral valuation and risk assessmentFocuses on overall loan approval and compliance

The Remote Collateral Underwriter primarily evaluates collateral value and risk in mortgage transactions, while the Remote Mortgage Underwriter reviews entire loan files for approval. Both roles require mortgage-related certifications and are integral to the mortgage lending industry, but they focus on different aspects of the underwriting process.

What are the key skills and qualifications needed to thrive as a Remote Collateral Underwriter, and why are they important?

To thrive as a Remote Collateral Underwriter, you need a solid understanding of mortgage underwriting guidelines, risk assessment, and property valuation, typically backed by experience in residential or commercial lending. Proficiency with loan origination systems, automated underwriting software (such as DU or LP), and familiarity with relevant certifications like DE or SAR is often required. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These skills and qualities are crucial for accurately assessing collateral risk, ensuring compliance, and facilitating smooth loan processing in a remote environment.

What is a Remote Collateral Underwriter?

A Remote Collateral Underwriter is a financial professional who evaluates and verifies the value and quality of collateral, such as real estate or other assets, for loan applications while working from a remote location. Their primary responsibility is to assess whether the collateral offered by borrowers meets the lender’s standards and mitigates risk. They analyze appraisals, property reports, and sometimes work with automated valuation tools to ensure the security and accuracy of the collateral value. This role is crucial in mortgage lending, refinancing, and other secured loans, and it typically involves close coordination with loan officers, appraisers, and risk management teams.
More about Remote Collateral Underwriter jobs
What cities are hiring for Remote Collateral Underwriter jobs? Cities with the most Remote Collateral Underwriter job openings:
What are the most commonly searched types of Collateral Underwriter jobs? The most popular types of Collateral Underwriter jobs are:
What states have the most Remote Collateral Underwriter jobs? States with the most job openings for Remote Collateral Underwriter jobs include:
What job categories do people searching Remote Collateral Underwriter jobs look for? The top searched job categories for Remote Collateral Underwriter jobs are:
Remote Collateral Underwriter jobs near you
Infographic showing various Remote Collateral Underwriter job openings in the United States as of June 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 100% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.
Quality Control Underwriter

Quality Control Underwriter

Lendz Financial

Remote

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 28 days ago

Job description

Lendz Financial offers a full-service direct wholesale residential mortgage lending platform, focused on helping mortgage brokers grow their loan origination volume with simplified processes and intuitive, tech-based solutions. We emphasize a modern, customer-centric approach, offering competitive rates, a diverse range of products, and rapid turnaround times. Committed to delivering a world-class experience for our broker partners, we streamline the lending process to ensure a smooth journey from application to closing.
Our core values, Thrive Together, Act Like an Owner, and Exceed Expectations, cultivate a collaborative, high-performance culture that drives our pursuit to become the undeniable leader in mortgage lending. Lendz is proud to be Great Place to Work certified and recognized as a Scotsman Guide Top Workplace
About the Role
Lendz Financial is seeking an experienced and detail-oriented Quality Control Underwriter to join our growing team. This role is designed for a mortgage professional with a strong underwriting foundation who can apply critical thinking, guideline interpretation, and risk analysis throughout the quality control process.
Rather than performing checklist-based audits alone, this individual will serve as a key partner in maintaining loan quality, identifying trends, mitigating risk, and supporting operational excellence across the organization. The ideal candidate brings a deep understanding of mortgage underwriting-particularly within Non-QM lending-and can evaluate loan files with the mindset of an underwriter while ensuring compliance with investor, regulatory, and internal standards.
This is a fully remote position within a collaborative, high-accountability environment that values ownership, continuous improvement, and professional growth.
What You'll Do
  • Conduct detailed pre-closing and post-closing quality control reviews of residential mortgage loan files
  • Evaluate borrower credit, income, assets, and collateral documentation with an underwriting-level understanding of risk assessment
  • Review complex Non-QM income scenarios, including Bank Statement programs, DSCR loans, Asset Utilization, 1099 income, and self-employed borrowers
  • Analyze loan documentation for accuracy, completeness, consistency, and adherence to company, investor, and regulatory guidelines
  • Identify discrepancies, documentation gaps, calculation errors, and compliance concerns, while determining overall materiality and loan-level risk
  • Provide thoughtful feedback and recommendations to Underwriting, Processing, and Operations teams to support loan quality and process improvement
  • Document audit findings clearly and professionally, including rationale for identified defects or required corrective actions
  • Partner cross-functionally with Underwriting, Sales, Account Management, Processing, and Closing teams to resolve file-level issues efficiently
  • Monitor loan quality trends and recurring defects, escalating concerns and recommending process enhancements where appropriate
  • Support internal and external audit initiatives, including regulatory reviews and third-party due diligence requests
  • Maintain detailed and accurate QC reporting and audit records
  • Stay current on Non-QM guideline updates, investor overlays, and federal and state regulatory requirements
  • Contribute to a collaborative team environment focused on accountability, operational excellence, and continuous improvement

What We're Looking For
  • 3+ years of mortgage underwriting experience, preferably with exposure to Non-QM or alternative documentation loan products
  • Strong working knowledge of residential mortgage underwriting guidelines and risk assessment practices
  • Experience reviewing complex borrower income scenarios, including self-employed borrowers and alternative income documentation
  • Familiarity with Non-QM products such as Bank Statement programs, DSCR, Asset Utilization, and 1099 income
  • Strong understanding of mortgage compliance regulations, including TRID, RESPA, ECOA, ATR/QM, and applicable federal and state requirements
  • Ability to identify material loan-level risk and exercise sound judgment beyond checklist-based review processes
  • Excellent analytical, organizational, and problem-solving skills
  • Strong written and verbal communication skills, with the ability to clearly articulate findings and recommendations
  • Ability to manage multiple priorities and deadlines in a fast-paced environment
  • High level of accountability, professionalism, and attention to detail
  • Experience with mortgage loan origination systems and Microsoft Office Suite
  • Previous experience in quality control, auditing, underwriting, or post-closing review preferred
  • Mortgage-related certifications or designations are a plus

What We Offer
  • Highly subsidized medical insurance
  • Low-cost dental and vision insurance
  • 401(k) program
  • Health Savings Account (HSA)
  • Generous paid time off and company holidays
  • Ongoing training, mentorship, and professional development opportunities
  • A collaborative and supportive work environment that values ownership, innovation, and growth

Apply