Underwriter (Post-Close/QC)
OR · Remote
... Closing Underwriter to join our growing Operations team. This role is designed for a mortgage ... collateral completeness. This is a fully remote position , within a collaborative, high ...
Underwriter (Post-Close/QC)
OR · Remote
... Closing Underwriter to join our growing Operations team. This role is designed for a mortgage ... collateral completeness. This is a fully remote position , within a collaborative, high ...
Senior Manager, Machine Learning
OR · Remote
... collateral, and recovery modeling for dealership-based auto lending. * Underwriting: Managing MLE ... US Remote Time Zone Requirements - This team operates on the East/West Coast time zones. Travel ...
Senior Manager, Machine Learning
OR · Remote
... collateral, and recovery modeling for dealership-based auto lending. * Underwriting: Managing MLE ... US Remote Time Zone Requirements - This team operates on the East/West Coast time zones. Travel ...
Credit Risk SME
$75 - $150/hr
... models, collateral, and underwriting decisions. * Ensure individual loan transactions are ... Remote Primary Location Salary Range: $75/hr - $150/hr Treliant offers a comprehensive, total ...
Credit Risk SME
$75 - $150/hr
... models, collateral, and underwriting decisions. * Ensure individual loan transactions are ... Remote Primary Location Salary Range: $75/hr - $150/hr Treliant offers a comprehensive, total ...
Remote Collateral Underwriter information
What are some common challenges faced by remote collateral underwriters and how can they be addressed?
Remote Collateral Underwriters often face the challenge of limited access to physical property inspections and must rely heavily on digital documentation and third-party appraisal reports. Maintaining effective communication with appraisers, loan officers, and other stakeholders is crucial to ensure the accuracy and completeness of information. Additionally, staying up-to-date with changing underwriting guidelines and leveraging secure technology platforms can help streamline workflow and minimize errors. Building strong organizational habits and proactively seeking clarification when needed are key strategies for success in this remote role.
What is the difference between Remote Collateral Underwriter vs Remote Mortgage Underwriter?
| Aspect | Remote Collateral Underwriter | Remote Mortgage Underwriter |
|---|---|---|
| Credentials | Typically requires mortgage underwriting certifications and knowledge of collateral evaluation | Requires mortgage underwriting licenses and familiarity with loan documentation |
| Work Environment | Performs analysis remotely, often for banks or mortgage lenders | Works remotely or in office, assessing loan applications and documentation |
| Industry Usage | Used mainly in mortgage lending and real estate finance | Common in mortgage banking and loan processing |
| Comparison Focus | Focuses on collateral valuation and risk assessment | Focuses on overall loan approval and compliance |
The Remote Collateral Underwriter primarily evaluates collateral value and risk in mortgage transactions, while the Remote Mortgage Underwriter reviews entire loan files for approval. Both roles require mortgage-related certifications and are integral to the mortgage lending industry, but they focus on different aspects of the underwriting process.
What are the key skills and qualifications needed to thrive as a remote collateral underwriter?
To thrive as a Remote Collateral Underwriter, you need a solid understanding of mortgage underwriting guidelines, risk assessment, and property valuation, typically backed by experience in residential or commercial lending. Proficiency with loan origination systems, automated underwriting software (such as DU or LP), and familiarity with relevant certifications like DE or SAR is often required. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These skills and qualities are crucial for accurately assessing collateral risk, ensuring compliance, and facilitating smooth loan processing in a remote environment.
What is a remote collateral underwriter?
A Remote Collateral Underwriter is a financial professional who evaluates and verifies the value and quality of collateral, such as real estate or other assets, for loan applications while working from a remote location. Their primary responsibility is to assess whether the collateral offered by borrowers meets the lender’s standards and mitigates risk. They analyze appraisals, property reports, and sometimes work with automated valuation tools to ensure the security and accuracy of the collateral value. This role is crucial in mortgage lending, refinancing, and other secured loans, and it typically involves close coordination with loan officers, appraisers, and risk management teams.
What are popular job titles related to Remote Collateral Underwriter jobs in Oregon? For Remote Collateral Underwriter jobs in Oregon, the most frequently searched job titles are:
What job categories do people searching Remote Collateral Underwriter jobs in Oregon look for? The top searched job categories for Remote Collateral Underwriter jobs in Oregon are:
Other
Medical, Dental, Vision, Retirement, PTO
Posted 24 days ago
Job description
About the Role
Lendz Financial is seeking an experienced and detail-oriented Post-Closing Underwriter to join our growing Operations team. This role is designed for a mortgage professional with a strong understanding of loan documentation, post-closing processes, and investor delivery requirements who can ensure loans are accurately completed, purchased, and delivered with the highest level of quality and efficiency.
Rather than serving solely as an administrative reviewer, this individual will play a critical role in protecting loan salability, maintaining file integrity, and supporting operational excellence throughout the post-closing lifecycle. The ideal candidate brings a thorough understanding of residential mortgage documentation-particularly within Non-QM lending-and can proactively identify and resolve issues that may impact investor purchase, compliance, or collateral completeness.
This is a fully remote position, within a collaborative, high-accountability environment that values ownership, continuous improvement, and professional growth.
What You'll Do
- Conduct detailed post-closing reviews of residential mortgage loan files to ensure accuracy, completeness, and salability
- Review executed loan documents for compliance with company, investor, agency, and regulatory requirements
- Audit closed loan packages to identify missing documentation, document discrepancies, signature deficiencies, and data inconsistencies
- Coordinate with Closing, Processing, Underwriting, Account Management, and external settlement partners to obtain required corrections and trailing documents
- Manage post-closing conditions and clear outstanding deficiencies in a timely manner
- Ensure collateral files are complete, accurately imaged, and prepared for investor purchase and delivery
- Review final loan documentation for adherence to product guidelines, closing instructions, and internal policies
- Monitor and track trailing documents, including recorded mortgages, final title policies, assignments, and other collateral-related items
- Assist with investor purchase suspense resolution and respond to post-purchase documentation requests
- Support loan boarding, shipping, and investor delivery processes as applicable
- Maintain accurate records of post-closing activity, exception tracking, and document status reporting
- Partner cross-functionally with Operations, Underwriting, Secondary Marketing, Compliance, and Quality Control teams to resolve file-level issues efficiently
- Identify recurring documentation or process deficiencies and provide recommendations for operational improvements
- Support internal audits, due diligence reviews, regulatory examinations, and investor inquiries as needed
- Stay current on Non-QM product requirements, investor guidelines, and applicable federal and state regulations
- Contribute to a collaborative team environment focused on accountability, operational excellence, and continuous improvement
What We're Looking For
- 3+ years of mortgage underwriting, post-closing, closing, collateral, funding, quality control, or related mortgage operations experience
- Strong understanding of residential mortgage loan documentation and post-closing workflows
- Experience reviewing closed loan packages for accuracy, completeness, and investor compliance
- Familiarity with Non-QM loan products, including Bank Statement programs, DSCR, Asset Utilization, and 1099 income loans
- Working knowledge of mortgage compliance regulations, including TRID, RESPA, ECOA, ATR/QM, and applicable federal and state requirements
- Understanding of collateral management, trailing document processes, investor delivery requirements, and loan salability standards
- Ability to identify documentation deficiencies, assess materiality, and resolve issues efficiently
- Excellent organizational skills with strong attention to detail and accuracy
- Strong written and verbal communication skills, with the ability to work effectively across multiple departments and external partners
- Ability to manage multiple priorities and deadlines in a fast-paced environment
- High level of accountability, professionalism, and ownership
- Experience with mortgage loan origination systems, document management platforms, and Microsoft Office Suite
- Previous experience with Non-QM lending, investor delivery, collateral review, or quality control preferred
What We Offer
- Highly subsidized medical insurance
- Low-cost dental and vision insurance
- 401(k) program
- Health Savings Account (HSA)
- Generous paid time off and company holidays
- Ongoing training, mentorship, and professional development opportunities
- A collaborative and supportive work environment that values ownership, innovation, and growth
About Lendz Financial
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
1 - 10 Employees
Headquarters location
Fort Lauderdale, FL, US
Year founded
2019