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Remote Auto Damage Appraiser Jobs in Iowa (NOW HIRING)

... damage and method of repair. Recover salvage and sell to appropriate salvage buyer. • Keep ... Must have knowledge of the law (civil, traffic, contractual), construction, medicine, auto and ...

Remote Auto Damage Appraiser information

See Iowa salary details

$36.6K

$63.9K

$93.5K

How much do remote auto damage appraiser jobs pay per year?

As of Aug 21, 2026, the average yearly pay for remote auto damage appraiser in Iowa is $63,850.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,500.00 and $71,400.00 per year, depending on experience, location, and employer.

What is a remote auto damage appraiser?

A Remote Auto Damage Appraiser assesses vehicle damage for insurance claims by reviewing photos, videos, and reports submitted online. They estimate repair costs, determine claim validity, and ensure compliance with policy guidelines, all while working remotely. This role requires knowledge of auto repair, estimating software, and insurance procedures. Strong attention to detail and excellent communication skills are essential for collaborating with claimants, repair shops, and insurance adjusters.

What does a remote auto damage appraiser do?

As a Remote Auto Damage Appraiser, most of your day is spent reviewing digital photos and documentation of vehicle damage submitted by policyholders, body shops, or inspectors. You'll assess repair estimates, write detailed reports, communicate with claimants and repair facilities, and sometimes join video calls to clarify findings or provide support. The role often involves managing a caseload independently, prioritizing urgent claims, and collaborating with claims adjusters and underwriters. Working remotely allows for flexibility, but also requires excellent self-organization and strong digital communication skills to ensure timely and accurate appraisals.

What skills and qualifications are needed to be a remote auto damage appraiser?

To thrive as a Remote Auto Damage Appraiser, you need in-depth knowledge of automotive repair, insurance policies, and damage assessment procedures, generally supported by relevant experience or certification. Familiarity with industry-standard estimating software such as CCC ONE, Mitchell, or Audatex, as well as digital communication tools, is crucial. Excellent attention to detail, strong analytical abilities, time management, and effective customer service skills set top candidates apart. These skills enable accurate assessments, efficient claim processing, and positive client interactions in a remote, fast-paced environment.

What are the most commonly searched types of Auto Damage Appraiser jobs in Iowa?

The most popular types of Auto Damage Appraiser jobs in Iowa are:

What cities in Iowa are hiring for Remote Auto Damage Appraiser jobs?

Cities in Iowa with the most Remote Auto Damage Appraiser job openings:

Infographic showing various Remote Auto Damage Appraiser job openings in Iowa as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $63,850 per year, or $30.7 per hour.

Auto Material Damage Adjuster

Midwest Family Mutual Insurance Company

Des Moines, IA • On-site, Remote

$48K - $62K/yr

Full-time

Posted 8 days ago


Job description

Job Type
Full-time
Description
Midwest Family Mutual Insurance Company (MFM), headquartered in West Des Moines, IA, has been a trusted insurance provider since 1891. As a super-regional mutual insurer, we deliver top-tier personal and commercial coverage across multiple states. We prioritize financial stability, customer service excellence, and innovation, fostering a collaborative and forward-thinking work environment. MFM is proud to be a full-time, work-from-home company, providing employees with the flexibility and support to thrive remotely.
Position Summary
Midwest Family Mutual Insurance Company is seeking an experienced Auto Material Damage Adjuster to handle non-injury automobile claims, including total-loss claims, in multiple jurisdictions. The adjuster investigates losses, determines coverage and liability, evaluates vehicle damage, establishes appropriate reserves, and resolves covered claims promptly and fairly. This role requires sound judgment, strong negotiation skills, attention to detail, and a commitment to superior customer service.
Primary Responsibilities
  • Investigate personal and commercial automobile claims and determine applicable coverage and liability.
  • Obtain recorded statements from policyholders, claimants, witnesses, and other involved parties.
  • Review policy language, endorsements, applicable statutes, and state-specific claim-handling requirements.
  • Evaluate automobile damage using repair estimates, photographs, valuation reports, and other supporting documentation.
  • Handle total-loss claims, including vehicle valuation, settlement negotiations, title documentation, salvage coordination, and communication with lienholders.
  • Establish and maintain accurate claim reserves.
  • Negotiate and settle covered claims promptly, accurately, and fairly.
  • Coordinate with policyholders, claimants, agents, repair facilities, appraisers, vendors, lienholders, and other involved parties.
  • Maintain timely, professional communication through telephone calls, email, and written correspondence.
  • Prepare thoughtful, accurate, and detailed claim-file documentation and reports.
  • Manage a high-volume workload while meeting company standards and regulatory deadlines.
  • Provide professional customer service and resolve conflicts effectively.
  • Maintain all required state adjuster licenses and complete continuing education requirements.
  • Adapt to changing laws, policy provisions, procedures, and technology.
  • Comply with company policies, procedures, and internal controls.
  • Perform other duties as assigned.

Requirements
Education and Experience
  • At least two years of experience handling automobile total loss or material- damage claims is required.
  • Experience handling claims in multiple states is highly desirable.
  • A college degree is a plus.
  • An AIC, CPCU, or other insurance-related designation is a plus.

Knowledge and Skills
  • Thorough understanding of personal and commercial automobile policy coverages and their application.
  • Working knowledge of automobiles, repair procedures, repair estimates, vehicle valuations, and total-loss settlements.
  • Knowledge of motor carrier damage and cargo losses.
  • Strong analytical, investigative, critical-thinking, and problem-solving abilities.
  • Excellent negotiation and conflict-resolution skills.
  • Excellent verbal and written communication skills.
  • Strong organizational and time-management abilities.
  • Ability to prioritize and complete tasks accurately in a high-pressure, high-volume environment.
  • Strong computer skills and the ability to work effectively in a paperless claims-management system.
  • Proficiency with Microsoft Word and basic proficiency with Microsoft Excel.
  • Ability to work independently and collaborate effectively as part of a team.
  • Ability to learn and adapt to new technologies and changing claim-handling requirements.
  • Ability to work effectively and efficiently in a work-from-home environment.

Work Environment and Physical Requirements
  • This is a work-from-home position. The employee must maintain a suitable home-office workspace and reliable high-speed internet service.
  • The regular schedule is 40 hours per week, consisting of eight-hour days, five days per week. Overtime may be required during periods of high claim volume.
  • This is primarily a sedentary position involving prolonged computer and telephone use.
  • The employee must have sufficient hand and finger dexterity to operate a keyboard, mouse, telephone, and other office equipment.
  • Regular and reliable attendance is required.
  • The employee must be able to travel when necessary and participate in training sessions, presentations, and meetings.