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Recovery Collector Jobs (NOW HIRING)

Energy Service Experts

Debt Collector

Houston, TX · On-site

$19 - $22/hr

The Asset Recovery Collector will be detail-oriented, dependable, productive, and have strong work ethics and organizational skills, with the ability to manage complex account balances, resolve ...

Spruce Power

Debt Collector

Houston, TX · On-site

The Asset Recovery Collector will be detail-oriented, dependable, productive, and have strong work ethics and organizational skills, with the ability to manage complex account balances, resolve ...

Connexus Credit Union

Charge Off Recovery Collector

$17.50 - $23.25/hr

Our Charge Off Recovery Collectors are responsible for working accounts after they have reached a charged off status. From there, there are three courses of action, which could include payment plans ...

Connexus Credit Union

Charge Off Recovery Collector

$17.50 - $23.25/hr

Our Charge Off Recovery Collectors are responsible for working accounts after they have reached a charged off status. From there, there are three courses of action, which could include payment plans ...

PNP Recovery

Recovery Monitor

Xenia, OH · On-site

$16 - $20/hr

PNP Recovery is dedicated to providing exceptional recovery services to our clients. We specialize in recovery services, ensuring that our clients receive the support they need. Our team is committed ...

PNP Recovery

Recovery Monitor

Dresden, OH · On-site

$16 - $18/hr

PNP Recovery is dedicated to providing exceptional recovery services to our clients. We specialize in recovery services, ensuring that our clients receive the support they need. Our team is committed ...

Granite Recovery Centers

Recovery Support Specialist

Derry, NH · On-site

$16.25 - $20.25/hr

The Recovery Support Specialist is responsible for daily observations of each assigned patient and the completion of all daily notes into the patient's EMR. Recovery Support Specialist help guide the ...

Recovery Focus

$15.50 - $19.50/hr

Recovery Worker Location: Gosport and Covent. Working Hours: 37 hours per week Contract Type: Full-time, Permanent Salary : 25,877.80 - 30,868.31per annum Please note: You must hold a full UK driving ...

Nexus Recovery Center

Recovery Advocate - PT

Dallas, TX · On-site

$18.24/hr

About Nexus Family Recovery Center Nexus Family Recovery Center is a Dallas-based nonprofit dedicated to helping women and families heal from substance use disorder. We provide a comprehensive ...

Granite Recovery Centers

Recovery Support Specialist

Derry, NH · On-site

$16.25 - $20.25/hr

The Recovery Support Specialist is responsible for daily observations of each assigned patient and the completion of all daily notes into the patient's EMR. Recovery Support Specialist help guide the ...

Paramount Recovery Service

Recovery Agent

Oxnard, CA · On-site

$20/hr

About Paramount Recovery Services Inc. Paramount is the leading direct asset resolution company in America. Powered by state-of-the-art LPR technology, we value the smooth transition of assets, no ...

New Day Recovery

Recovery Support Specialist

Shreveport, LA · On-site

$15 - $19/hr

The Recovery Support Specialist is responsible for daily observations of each assigned patient and the completion of all daily notes into the patient's EMR. Recovery Support Specialist help guide the ...

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Recovery Collector information

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$25

How much do recovery collector jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for recovery collector in the United States is $17.90, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.23 per hour, depending on experience, location, and employer.

What is a recovery collector?

Recovery Collectors are professionals responsible for contacting individuals or businesses to recover overdue payments on accounts or loans. Their main duties include negotiating repayment plans, informing debtors of their outstanding balances, and maintaining records of collection activities. They often work for collection agencies, banks, or other financial institutions, and must follow legal and ethical guidelines while handling sensitive financial information. Recovery Collectors play a key role in helping organizations minimize financial losses due to unpaid debts.

What are the key skills and qualifications needed to thrive as a recovery collector, and why are they important?

To thrive as a Recovery Collector, you need a solid understanding of debt collection laws, negotiation techniques, and account management, often supported by a high school diploma or equivalent. Familiarity with collections software, CRM systems, and skip-tracing tools is typically required. Strong communication, persistence, and problem-solving skills help build rapport with debtors and resolve payment issues effectively. These abilities ensure the successful recovery of outstanding debts while maintaining compliance and positive customer relationships.

What are some common challenges faced by recovery collectors, and how can they be effectively managed?

Recovery Collectors frequently encounter challenges such as unresponsive debtors, high call volumes, and the need to balance assertiveness with empathy. Building strong communication skills and staying organized are key to overcoming these obstacles. Many organizations provide regular training and support, encouraging collectors to use negotiation techniques and digital tools that streamline their workflow. Collaborating with team members and supervisors also helps in sharing strategies and maintaining motivation, especially when dealing with difficult cases.

What is the difference between Recovery Collector vs Debt Collector?

AspectRecovery CollectorDebt Collector
Required CredentialsHigh school diploma; sometimes relevant certificationsHigh school diploma; often similar certifications
Work EnvironmentOffice setting, field visits, call centersCall centers, office, field visits
Industry UsageFinancial institutions, collection agenciesDebt collection agencies, financial services
Job FocusRecovering overdue accounts, negotiating paymentsCollecting unpaid debts, contacting debtors

Recovery Collectors and Debt Collectors share similar roles in recovering overdue payments, often working in similar environments and requiring comparable credentials. Recovery Collectors may focus more on negotiating and recovering specific accounts, while Debt Collectors generally handle a broader range of unpaid debts. Both roles are essential in the debt recovery industry and often overlap in daily tasks and employer usage.

Who are the top companies hiring for Recovery Collector jobs?

The top employers for Recovery Collector jobs are:

Recovery Collector jobs near you

Debt Collector

Energy Service Experts

Houston, TX • On-site

$19 - $22/hr

Full-time

Re-posted 19 days ago

Job description

Debt Collector
Spruce Power
THE ROLE: Debt Collector
Spruce Power, a leading provider of solar energy to over 53,000 customers, is the nation's #1 independent residential solar servicing company, and offers customers a comprehensive, end-to-end servicing solution including financial asset management, account services, billing, fleet management, and customer support to third-party asset owners and retail customers.
Spruce is headquartered in Houston, TX with a presence in New Jersey and California. This role is envisioned to be located in Houston, TX.
Spruce is seeking a Collections Specialist responsible for supporting and handling Spruce's billing and collections efforts. Its primary focus is to drive account resolution and maximize recovery by ensuring timely follow-up and effective solutions are provided to both internal and external billing and delinquency-related inquiries. The Asset Recovery Collector will be detail-oriented, dependable, productive, and have strong work ethics and organizational skills, with the ability to manage complex account balances, resolve discrepancies, and secure payment arrangements. The Asset Recovery Collector plays a crucial role in supporting internal operations by reducing delinquency, improving cash flow, and ensuring accounts are worked in alignment with company standards and recovery goals.
  • This role is located in Houston, TX | Compensation: $19-$21 (+ $1 if bilingual) | Schedule: Full time, 40 hours per week (Call Center hours Monday- Thursday 8:00am to 7:00pm, Fridays 8:00am to 6:00pm)
  • No Weekends
  • 40 hours per week with a structured 2 week training schedule (Monday - Friday, 8:00am - 6:00pm, 100% onsite during training)

Key Responsibilities Include:
  • Communicate with customers via inbound/outbound phone calls.
  • Manage assigned accounts and plan course of action to recover outstanding debts.
  • Update account status and database regularly
  • Validation of customer information including addresses, contact information, and right party authentication steps.
  • Review terms of sales and agreement documents and explain them to customers to increase customer understanding of contract obligations.
  • Adhere to FDCPA, state and federal laws and regulations.
  • Comply with policies and procedures as required.
  • Locate customers using skip trace sites, internet, and credit bureau!
  • Work from multiple servicing platforms to investigate and resolve discrepancies.
  • Communicate effectively with internal and external partners.
  • Comply with requirements when legal action is unavoidable.

Requirements:
  • Minimum 2 years collections experience.
  • Computer/Technical knowledge to change, add, or delete information in servicing platform
  • Ability to solve problems quickly and efficiently in the best interest of the company and customer
  • FDCPA Regulations
  • Critical thinking skills
  • Basic understanding of consumer agreement documents
  • Ability to type a minimum of 30 words per minute free of grammatical errors
  • Proficient in Microsoft Word, Excel, PowerPoint and email
  • Strong math skills
  • Partner well with teammates and other departments
  • Ability to work unsupervised after the initial training phase
  • Bilingual in Spanish is a plus

Desirable Skills:
  • Good attendance
  • Ability to adapt to changes
  • Customer Service
  • Problem Solving
EDUCATION
A high school diploma is required for this role.
BENEFITS
Spruce Power offers competitive benefits and a collaborative, purpose-driven, high-energy culture.
EQUAL OPPORTUNITY EMPLOYER
We value a diverse work environment. Spruce Power is an equal opportunity employer and hires without consideration to race, religion, national origin, age, gender, sexual orientation, marital status, veteran status or disability.

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