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Ramp Software Engineer Jobs in New York (NOW HIRING)

Software Engineer, Credit

New York, NY ยท On-site

$189K - $330K/yr

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... reliable software. What You Need * 2+ years of backend engineering experience. * Proficiency in ...

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... This is a frontend-focused role for an engineer who obsesses over interaction design and complex ...

Software Engineer, Growth Platform

New York, NY ยท On-site

$168K - $275K/yr

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... As an engineer on this team, you'll own foundational problems ranging from high volume data ...

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... We work across the full software development lifecycle, including local development, CI/CD, testing ...

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... Strong software engineering fundamentals - you write clean, well-tested, production-ready code

Software Engineer, Onboarding

New York, NY ยท On-site

$168K - $275K/yr

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... As an engineer here, you'll own workstreams that expand Ramp's total serviceable market and improve ...

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... About the Role We are hiring a Software Engineer to build systems across Fraud, UIM (User ...

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... About the Role As a software engineer on the AI Soltuions team, you will co-lead customer ...

Software Engineer, Developer API

New York, NY ยท On-site

$168K - $330K/yr

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... Build software factories -- autonomous tooling and agents that accelerate endpoint creation ...

Software Engineer, Security, Stablecoin

New York, NY ยท On-site +1

$189K - $330K/yr

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... We are looking for a Software Engineer to join our engineering team with a dedicated focus on ...

Software Engineer, Core Product

New York, NY ยท On-site

$168K - $275K/yr

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... of software engineering experience (backend or fullstack with a backend focus) * Strong ...

Software Engineer, Frontend

New York, NY ยท On-site +1

$143K - $284K/yr

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... Check out our Engineering Blog for more on our tech stack, mission and values! What You'll Do

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... We're looking for a backend engineer who loves complex systems, obsesses over correctness, and ...

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... Check out our Engineering Blog and Emerging Talent Blog for more on our tech stack, mission and ...

Software Engineer, Data Platform

New York, NY ยท On-site

$168K - $324K/yr

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction ... You'll partner with applied scientists, AI engineers, Risk engineers, and other ML developers on ...

Software Engineer Client: Cognizant/JPMC Location: NYC,NY Visa: Any Interview Process: Video (2 ... to ramp into agent development with minimal hand-holding. Preferred experience (strong ...

Software Engineer

New York, NY ยท On-site

$150K - $350K/yr

About the company Moab is a seed stage company founded by early employees of Ramp and Uber. We're ... About the role Moab is hiring engineers to build software alongside Patrick Anderson and his team.

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Ramp Software Engineer information

See New York salary details

$26.3K

$114.7K

$206.8K

How much do ramp software engineer jobs pay per year?

As of Sep 2, 2026, the average yearly pay for ramp software engineer in New York is $114,724.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,100.00 and $131,300.00 per year, depending on experience, location, and employer.

What is a Ramp software engineer?

A Ramp Software Engineer is a developer who works at Ramp, a financial technology company focused on expense management and corporate cards. They are responsible for designing, building, and maintaining software products that help businesses automate and optimize their financial processes. Ramp Software Engineers typically work with modern technologies and collaborate closely with product, design, and data teams to deliver scalable and user-friendly solutions. This role requires strong problem-solving skills, experience in software development, and a passion for building impactful financial tools.

How does a Ramp software engineer typically collaborate with cross-functional teams to deliver product features?

As a Ramp Software Engineer, you will frequently work alongside product managers, designers, and fellow engineers to deliver new features and improve existing systems. Collaboration often involves participating in sprint planning meetings, code reviews, and design discussions to ensure alignment on technical requirements and business goals. Clear communication and a willingness to iterate based on feedback are key, as you'll be part of a fast-paced environment where priorities can shift quickly. This role offers the opportunity to make a significant impact by contributing to both backend and frontend projects, often requiring you to quickly learn new technologies and adapt to evolving team needs.

What are the key skills and qualifications needed to thrive as a Ramp software engineer, and why are they important?

A Ramp Software Engineer should have a solid background in computer science, proficiency in programming languages like Python, Go, or TypeScript, and experience with distributed systems and APIs. Familiarity with cloud platforms (such as AWS or GCP), CI/CD tools, and version control systems like Git is typically required. Strong problem-solving skills, effective communication, and a collaborative mindset help engineers work efficiently within fast-paced, cross-functional teams. These skills are crucial to building reliable, scalable financial software solutions that meet the high standards of security and performance in fintech.

What is the difference between Ramp Software Engineer vs Fintech Software Engineer?

AspectRamp Software EngineerFintech Software Engineer
Required CredentialsBachelor's in CS or related field, coding skillsBachelor's in CS, finance, or related field, coding skills
Work EnvironmentTech startups, fintech companies, e-commerceFinancial institutions, fintech firms, banks
Employer & Industry UsageRamp focuses on corporate spend management and expense automationFintech engineers work on financial services, payments, and banking tech

The Ramp Software Engineer and Fintech Software Engineer roles share similar technical requirements and work environments, often requiring a background in computer science and experience in financial technology. However, Ramp Software Engineers typically focus on developing expense management solutions within a startup or fintech company, while Fintech Software Engineers work on broader financial services and banking technology. Both roles are in high demand in the fintech industry, but their specific focus areas differ based on company goals and product offerings.

Infographic showing various Ramp Software Engineer job openings in New York as of August 2026, with employment types broken down into 92% Full Time, 6% Part Time, and 2% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $114,724 per year, or $55.2 per hour.

Software Engineer, Credit

Ramp

New York, NY โ€ข On-site

$189K - $330K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 14 days ago


Job description

About Ramp
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
The problems are high-stakes, data-dense, and unforgiving.
We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you've built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.
The median Ramp customer saves 5% and grows revenue 16% in their first year - far in excess of businesses operating without Ramp. We believe every ambitious company deserves the same.
If you want to build systems that directly shape how companies move and manage billions, Ramp is the place to do it.
About the Role
The Credit Engineering team builds the systems that enable Ramp to manage credit lifecycles for businesses end-to-end, from initial underwriting through ongoing portfolio strategy optimization. As an engineer on Credit, you'll own systems that influence $100+ billion in annual payment volume through millions of decisions across our product stack in support of the most ambitious FinTech portfolio in the United States.
We are looking for a backend engineer to own the technical roadmap for underwriting, limit management, portfolio optimization, and agentic workflows. You will build robust systems, automate complex operational tasks, and maintain the high-frequency controls that power all of Ramp's products. If you are obsessed with correctness, excited by ambiguity, and passionate about problems at the intersection of distributed systems and financial strategy, this role is for you.
What You'll Do
  • Architect scalable, stateful systems for automated limit management to optimize Ramp's charge card portfolio.
  • Envision and build the next generation of agents and tools that automate manual credit decisions and increase operational efficiency.
  • Develop high-volume, low-latency risk controls to support Ramp's expansion into new products, customer segments, and geographies.
  • Design and build real-time decisioning systems spanning the entirety of a business's credit lifecycle on Ramp.
  • Partner closely with analysts, data scientists, and product to translate risk strategies into reliable software.

What You Need
  • 2+ years of backend engineering experience.
  • Proficiency in Python or a comparable backend language.
  • Experience working with distributed systems and async frameworks.
  • Proficiency with converting abstract business problems into robust data models and technical specs.
  • Experience building or operating systems with strict auditability, observability, and correctness guarantees.
  • High ownership mentality - you care deeply about the systems you build.
  • Ability to work closely with non-engineering partners (Risk Strategy, Ops, Sales) to create impact.

Nice to Haves
  • Experience leveraging AI/LLMs for development or for internal workflows.
  • Interest in financial optimization problems.
  • Willingness to learn and move fast while holding the bar on correctness.
  • Defensive programming aptitude.
  • Experience using feature stores, rule engines, and ML platforms in production.

Benefits available to all full-time Ramp employees (Global)
  • Flexible PTO
  • Centralized home-office equipment ordering
  • Health and wellness stipend
  • Budget for intra-office travel
  • Weekly coffee stipend

United States
  • 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
  • One Medical annual membership
  • 401(k), including employer match on contributions made while employed by Ramp
  • Fertility HRA (up to $10,000 per year)
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
  • Pet insurance
  • In-office perks: lunch, snacks, drinks, and more
  • Relocation expense coverage to NYC or SF (if needed)
Canada
  • Group medical, dental, and vision coverage through Sun Life
  • Life, AD&D, and disability coverage
  • Fertility drug coverage (up to $4,000 lifetime)
  • Group Retirement Plan with employer match (RRSP + DPSP)
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay, with additional time available at reduced pay
  • Employee Assistance Program and virtual care through Lumino Health

United Kingdom
  • Private medical insurance through Freedom Elite
  • Virtual GP and at-home care via eMed x Livi
  • Workplace pension through Penfold, with salary sacrifice option
  • Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay with additional time available at reduced pay

Referral Instructions
If you are being referred for the role, please contact that person to apply on your behalf.
Other notices
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process.
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