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Public Insurance Adjuster Jobs in Michigan (NOW HIRING)

Tokio Marine HCC

Property Claims Adjuster

Troy, MI · On-site

... insure it Tokio Marine HCC - Public Risk Group, a member of the Tokio Marine group of companies, is a market leader in providing specialized insurance products for municipal entities. We cover ...

Tmhcc

Property Claims Adjuster

Troy, MI · On-site +1

... insure it Tokio Marine HCC - Public Risk Group, a member of the Tokio Marine group of companies, is a market leader in providing specialized insurance products for municipal entities. We cover ...

thg

Sr Field Adjuster

Grand Rapids, MI · On-site

$62K - $83K/yr

Strong knowledge of local geography, regulations, and public safety agencies, as well as the ... navigate the insurance and legal climate. Strong working knowledge of applicable statues ...

thg

Sr Field Adjuster

Traverse City, MI · On-site

$65K - $86K/yr

Strong knowledge of local geography, regulations, and public safety agencies, as well as the ... navigate the insurance and legal climate. Strong working knowledge of applicable statues ...

thg

Sr Field Adjuster

Traverse City, MI · On-site

$65K - $86K/yr

Strong knowledge of local geography, regulations, and public safety agencies, as well as the ... navigate the insurance and legal climate. Strong working knowledge of applicable statues ...

thg

Sr Field Adjuster

Grand Rapids, MI · On-site

$62K - $83K/yr

Strong knowledge of local geography, regulations, and public safety agencies, as well as the ... navigate the insurance and legal climate. Strong working knowledge of applicable statues ...

Ray Laethem Buick GMC

Body Shop Estimator

Detroit, MI · On-site

Work directly with insurance adjusters and suppliers * Create estimates using industry software CCC ... from public and private sources about, but not limited to your: workers' compensation injuries ...

Ray Laethem Buick GMC

Body Shop Estimator

Detroit, MI · On-site

Work directly with insurance adjusters and suppliers * Create estimates using industry software CCC ... from public and private sources about, but not limited to your: workers' compensation injuries ...

Ray Laethem Buick GMC

Body Shop Estimator

Detroit, MI · On-site

Work directly with insurance adjusters and suppliers * Create estimates using industry software CCC ... from public and private sources about, but not limited to your: workers' compensation injuries ...

Ray Laethem Buick GMC

Body Shop Estimator

Detroit, MI · On-site

Work directly with insurance adjusters and suppliers * Create estimates using industry software CCC ... from public and private sources about, but not limited to your: workers' compensation injuries ...

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Showing results 1-20

All JobsPublic Insurance Adjuster JobsPublic Insurance Adjuster Jobs in Michigan

Public Insurance Adjuster information

See Michigan salary details

$17K

$65.1K

$96.3K

How much do public insurance adjuster jobs pay per year?

As of Sep 3, 2026, the average yearly pay for public insurance adjuster in Michigan is $65,090.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,800.00 and $87,200.00 per year, depending on experience, location, and employer.

What is a public insurance adjuster?

Public insurance adjusters are licensed professionals who help policyholders navigate the process of filing and settling insurance claims. Unlike company adjusters, who represent the insurance company, public adjusters work on behalf of the policyholder to ensure they receive a fair settlement. They assess damages, prepare claim documentation, and negotiate with insurers to maximize the payout. Public insurance adjusters typically charge a fee based on a percentage of the settlement. Hiring a public adjuster can be especially beneficial for large or complex claims.

What are the key skills and qualifications needed to thrive as a public insurance adjuster?

To thrive as a Public Insurance Adjuster, you need strong analytical skills, knowledge of insurance policies, and often a state-specific license or certification. Familiarity with claims management software, estimating tools like Xactimate, and digital documentation systems is typically required. Exceptional negotiation, interpersonal communication, and attention to detail help build trust with clients and effectively resolve claims. These skills are essential for accurately representing policyholders’ interests and ensuring fair claim settlements in a complex regulatory environment.

What are some common challenges faced by public insurance adjusters during the claims process?

Public insurance adjusters often encounter challenges such as negotiating with insurance companies, managing complex documentation, and ensuring clients understand the claims process. They must meticulously evaluate property damage, prepare detailed reports, and advocate for fair settlements, which can involve navigating disagreements or delays from insurers. Additionally, adjusters need strong communication and organizational skills to balance multiple cases while maintaining client trust and satisfaction throughout the claims process.

What is the difference between Public Insurance Adjuster vs Independent Insurance Adjuster?

AspectPublic Insurance AdjusterIndependent Insurance Adjuster
CredentialsLicensing required in most states, insurance knowledgeLicensing varies, often requires insurance or claims knowledge
Work EnvironmentWorks on behalf of policyholders, often in offices or on-siteWorks for insurance companies or as freelancers, on-site inspections
Employer & Industry UseHired by policyholders to negotiate claimsEmployed by insurance companies or as independent contractors
Search & Comparison IntentPublic Insurance Adjuster vs Independent Insurance Adjuster

The main difference between a Public Insurance Adjuster and an Independent Insurance Adjuster lies in whom they represent. Public Adjusters advocate for policyholders during claims, while Independent Adjusters typically work for insurance companies or as contractors. Both roles require licensing and insurance knowledge, but their work environment and employer relationships differ significantly.

Is hiring a public insurance adjuster a good idea?

Hiring a public insurance adjuster can be beneficial for policyholders who need assistance navigating complex insurance claims, as they advocate for the insured's interests and help maximize claim settlements. They typically have expertise in insurance policies, claim procedures, and may hold relevant certifications. However, their fees are usually a percentage of the settlement, so it is important to weigh the potential benefits against the costs.

What does a public insurance adjuster get paid?

Public insurance adjusters typically earn a fee based on a percentage of the insurance claim settlement, commonly ranging from 5% to 15%. Their income depends on the size of claims they handle and their experience, with some earning a substantial income for complex or large claims. They often work on a contingency basis and may need licensing and certification to practice legally.

What are popular job titles related to Public Insurance Adjuster jobs in Michigan?

For Public Insurance Adjuster jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Public Insurance Adjuster jobs in Michigan look for?

The top searched job categories for Public Insurance Adjuster jobs in Michigan are:

Public Insurance Adjuster jobs near you
Infographic showing various Public Insurance Adjuster job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 21% Part Time, 2% Temporary, 5% Contract, and 1% Nights. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $65,090 per year, or $31.3 per hour.

Field Adjuster - Detroit, MI (Local Only)

Universal Insurance Holdings, Inc.

Detroit, MI • On-site, Remote

$64K - $85K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 22 days ago

Job description

Know your rights

Inform yourself of your rights and responsibilities by reviewing the content provided in the list below.

  • Employment Eligibility (e-Verify):English & Spanish
  • Right to work:English/Spanish

It's fun to work in a company where people truly BELIEVE in what they're doing!

We're committed to bringing passion and customer focus to the business.

Position Overview:

The primary duties of a field adjuster are to inspect the loss and prepare documents detailing the claim.

Essential Job Functions

  • Communicate with desk examiners, insureds, attorneys, and other experts to gather information on claims
  • Negotiate settlements with the insured and/or their representatives
  • Prepare reports based on the policy language and submit payment recommendations to the desk examiners
  • Prepare detailed estimates of the damage
  • Manage workload and submit closing documents in a timely fashion
  • Regular and reliable attendance

Marginal Job Functions

  • Answer incoming telephone calls from attorneys, agents, public adjusters and insureds
  • Rely on training as well as guidance from management to plan and accomplish goals
  • Other duties as assigned

Skill, Experience and Licensure Requirements

  • Working knowledge of Microsoft Office including Word, Excel and Outlook
  • Some degree of creativity and latitude is a plus
  • Must possess a Florida 6-20 Insurance License
  • Possession of out of state license as required by management
  • Ability to work independently as well as a team player
  • Ability to multi-task#ZR

Benefit Highlights

  • Industry leading medical, dental and vision insurance plan
  • 401(k) Retirement Plan with a company match of 100% on up to 5% of compensation (match is fully-vested immediately)
  • Generous PTO policy
  • Eligible for performance based bonuses

Apply