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Public Insurance Adjuster Jobs (NOW HIRING)

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Adjust First Public Insurance Adjusters is expanding in Arizona and we are looking for a small number of motivated sales professionals to join our growing team in: Yuma Flagstaff Tucson Maricopa ...

Public Adjuster

Duluth, GA · On-site

$52K - $55K/yr

... insurance carriers regarding coverage, scope, pricing, and settlement. • Attend inspections and ... Public Adjuster license (required). • Experience handling residential property claims; roofing ...

Stay in the know about key insurance industry changes and policy updates to complete insurance ... Act as the licensed public adjuster on assigned residential property claims. * Communicate directly ...

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Public Insurance Adjuster information

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$19.5K

$74.7K

$110.5K

How much do public insurance adjuster jobs pay per year?

As of Jun 9, 2026, the average yearly pay for public insurance adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is the difference between an adjuster and a public adjuster?

A public insurance adjuster is a licensed professional who represents policyholders in negotiating insurance claims, helping clients maximize their settlements. An insurance adjuster, often employed by insurance companies, evaluates claims on behalf of the insurer to determine coverage and settlement amounts. The key difference is that public adjusters work for the policyholder, while company adjusters work for the insurance company.

What are the key skills and qualifications needed to thrive as a Public Insurance Adjuster, and why are they important?

To thrive as a Public Insurance Adjuster, you need strong analytical skills, knowledge of insurance policies, and often a state-specific license or certification. Familiarity with claims management software, estimating tools like Xactimate, and digital documentation systems is typically required. Exceptional negotiation, interpersonal communication, and attention to detail help build trust with clients and effectively resolve claims. These skills are essential for accurately representing policyholders’ interests and ensuring fair claim settlements in a complex regulatory environment.

What are some common challenges faced by public insurance adjusters during the claims process?

Public insurance adjusters often encounter challenges such as negotiating with insurance companies, managing complex documentation, and ensuring clients understand the claims process. They must meticulously evaluate property damage, prepare detailed reports, and advocate for fair settlements, which can involve navigating disagreements or delays from insurers. Additionally, adjusters need strong communication and organizational skills to balance multiple cases while maintaining client trust and satisfaction throughout the claims process.

What is the difference between Public Insurance Adjuster vs Independent Insurance Adjuster?

AspectPublic Insurance AdjusterIndependent Insurance Adjuster
CredentialsLicensing required in most states, insurance knowledgeLicensing varies, often requires insurance or claims knowledge
Work EnvironmentWorks on behalf of policyholders, often in offices or on-siteWorks for insurance companies or as freelancers, on-site inspections
Employer & Industry UseHired by policyholders to negotiate claimsEmployed by insurance companies or as independent contractors
Search & Comparison IntentPublic Insurance Adjuster vs Independent Insurance Adjuster

The main difference between a Public Insurance Adjuster and an Independent Insurance Adjuster lies in whom they represent. Public Adjusters advocate for policyholders during claims, while Independent Adjusters typically work for insurance companies or as contractors. Both roles require licensing and insurance knowledge, but their work environment and employer relationships differ significantly.

What are public insurance adjusters?

Public insurance adjusters are licensed professionals who help policyholders navigate the process of filing and settling insurance claims. Unlike company adjusters, who represent the insurance company, public adjusters work on behalf of the policyholder to ensure they receive a fair settlement. They assess damages, prepare claim documentation, and negotiate with insurers to maximize the payout. Public insurance adjusters typically charge a fee based on a percentage of the settlement. Hiring a public adjuster can be especially beneficial for large or complex claims.

Is getting a public adjuster worth it?

A public insurance adjuster is a professional who helps policyholders navigate insurance claims and maximize their settlements. Their expertise can be valuable in complex or disputed claims, but their fees are typically a percentage of the settlement, so clients should weigh the potential benefits against costs. Whether hiring one is worth it depends on the claim's complexity and the policyholder's confidence in handling the process alone.
More about Public Insurance Adjuster jobs
What cities are hiring for Public Insurance Adjuster jobs? Cities with the most Public Insurance Adjuster job openings:
What states have the most Public Insurance Adjuster jobs? States with the most job openings for Public Insurance Adjuster jobs include:
Infographic showing various Public Insurance Adjuster job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $74,680 per year, or $35.9 per hour.
Licensed Public Insurance Adjuster - Central/Southern New Jersey & PA

Licensed Public Insurance Adjuster - Central/Southern New Jersey & PA

United Claims Specialists

Newark, NJ • On-site

$60K - $120K/yr

Full-time

Posted 11 days ago


Job description

We are looking for experienced Insurance Adjusters interested in switching sides and representing insureds as a Public Adjuster within our growing team. This role focuses on handling property damage claims in Pennsylvania and Central/Southern New Jersey.

Appropriate licensing/bonds are required. Please forward a copy of your Adjuster’s License along with your resume.

APPLY HERE IF:

  • You are the type of person who wants to help people in their time of need.
  • You are looking for job satisfaction and career security.
  • You want a position that does not get negatively affected by a downturn in the economy.
  • You want an income and a career you can be proud of.

United Claims Specialists provides its adjusters with a team-oriented atmosphere and the assistance needed to succeed.

Compensation: Salaried + incentives, based on experience.
Employment type: Full-time

Experience & Requirements

  • 1-3 years’+ experience as a property adjuster or 1-3+ years of insurance claim restoration experience.
  • Adjuster’s License and Bond (if applicable) required.
  • Highly motivated, self-starter who can work independently with strong team support.
  • Clean driving record and valid driver’s license.
  • Quick with technology: emails, photos, and photo upload are a must.

Skills & Qualifications

  • Self-motivated skilled negotiator, able to work independently or as part of a team.
  • Knowledge of property insurance policies and their interpretation.
  • Excellent follow-up and organizational skills.
  • Positive attitude and strong customer service orientation.
  • Knowledge of residential and commercial construction.
  • Strong written and verbal communication skills.
  • Property policy knowledge, scoping, and sketching.
  • Experience with Xactimate and writing property damage repair estimates is a must.

Job Type: Full-time
Service Area: Central & Southern New Jersey + Pennsylvania
License/Certification: Adjuster License (Required)
Work Location: In person

The company provides a company vehicle, along with reimbursement for travel-related expenses.

Job Type: Full-time

Benefits:


  • Company car
  • Flexible schedule


Application Question(s):


  • Please indicate your Public Adjuster License and indicate the State where you hold the license


Work Location: On the road

Company Description

United Claims Specialists is a team of experienced and professional public adjusters who will work for property owners to ensure they get the settlement deserved when their property has suffered an insured loss.