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Property Risk Management Jobs in Houston, TX (NOW HIRING)

Cotton Holdings

Risk Analyst

Houston, TX · On-site

$55K - $65K/yr

... property restoration, recovery, construction, and more. Whether we're responding to natural disasters or managing large-scale development projects, our innovative team combines world-class talent ...

Southwest Water Company

Risk Manager

Sugar Land, TX · On-site

Prepare reports and analysis for underwriting, budgeting, and claim management. * Secure project ... Familiarity with property, casualty, and liability insurance programs. * Proficiency in Microsoft ...

ON.energy

Risk and Insurance Manager

Houston, TX

ARM (Associate in Risk Management), CPCU (Chartered Property Casualty Underwriter), or CRM (Certified Risk Manager). Experience * Minimum 4-6 years of experience in insurance management, risk ...

Berkley

Risk Services Specialist

Houston, TX

$95K/yr

Berkley Corporation, founded in 1967, is one of the nation's premier commercial lines of property ... Serve as technical resource to underwriters, claims handlers, and managers. This includes being a ...

ON.energy

Risk and Insurance Manager

Houston, TX · On-site

ARM (Associate in Risk Management), CPCU (Chartered Property Casualty Underwriter), or CRM (Certified Risk Manager). Experience * Minimum 4-6 years of experience in insurance management, risk ...

Berkley

Risk Services Specialist

Houston, TX · On-site

$95K/yr

Berkley Corporation, founded in 1967, is one of the nation's premier commercial lines of property ... Serve as technical resource to underwriters, claims handlers, and managers. This includes being a ...

Berkley

Risk Services Specialist

Houston, TX · On-site

$95K/yr

Berkley Corporation, founded in 1967, is one of the nation's premier commercial lines of property ... Serve as technical resource to underwriters, claims handlers, and managers. This includes being a ...

Prime Communications

Risk Coordinator

Sugar Land, TX · On-site

$40K - $55K/yr

... in risk management, insurance, or claims. Key Responsibilities - Support claims intake, documentation, and file organization for workers' compensation, general liability, and property incidents ...

Brookfield

Catastrophe & Exposure Manager

Houston, TX · On-site

... management efforts across Property, Marine, and Energy portfolios. Your expertise will directly impact business performance by helping underwriters, executives, and risk leaders make informed ...

Avenue5 Residential, LLC

Property Manager

Houston, TX · On-site

... risk management initiatives * Other duties as assigned Education and Experience: * High school diploma is required. Bachelor's degree is preferred * Two to three years of experience in property ...

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All JobsProperty Risk Management JobsProperty Risk Management Jobs in Houston, TX

Property Risk Management information

See Houston, TX salary details

$41.5K

$99K

$160K

How much do property risk management jobs pay per year?

As of Jul 1, 2026, the average yearly pay for property risk management in Houston, TX is $99,034.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,200.00 and $126,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Property Risk Management, and why are they important?

To thrive in Property Risk Management, you need expertise in risk assessment, property valuation, and knowledge of insurance principles, often supported by a degree in finance, business, or a related field. Familiarity with risk analysis software, property management systems, and certifications like ARM (Associate in Risk Management) are typically required. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for success in this role. These competencies ensure accurate risk evaluation, effective mitigation strategies, and clear collaboration with stakeholders to protect property assets.

What is property risk management?

Property risk management is the process of identifying, assessing, and mitigating risks that could negatively impact real estate assets, such as commercial buildings or residential properties. This field involves evaluating potential hazards like fire, theft, natural disasters, or liability issues and implementing strategies to minimize financial losses. Property risk managers work with insurance, safety protocols, and compliance regulations to protect the value and usability of properties. Their responsibilities often include conducting risk assessments, recommending preventative measures, and ensuring that properties comply with relevant laws and standards.

What is the difference between Property Risk Management vs Property Insurance Underwriting?

AspectProperty Risk ManagementProperty Insurance Underwriting
Primary FocusIdentifying and mitigating property risks to prevent lossesAssessing and evaluating insurance applications to determine coverage and premiums
Work EnvironmentCorporate, industrial, or commercial settingsInsurance companies, brokerage firms, or underwriting agencies
CredentialsRisk management certifications, industry experienceInsurance licenses, underwriting certifications
Employer & Industry UsageUsed by organizations to reduce property-related risksUsed by insurers to decide policy terms and pricing

While Property Risk Management focuses on proactively reducing property risks within organizations, Property Insurance Underwriting involves evaluating insurance applications to determine coverage and premiums. Both roles require industry knowledge and relevant certifications but serve different functions in managing property-related risks and insurance policies.

What are some common challenges faced by professionals in property risk management, and how can they be addressed?

Property risk management professionals often encounter challenges such as staying current with evolving regulations, accurately assessing diverse property risks, and communicating potential exposures to non-technical stakeholders. To address these, it's important to engage in ongoing professional development, utilize up-to-date risk assessment tools, and develop strong communication skills to translate technical findings into actionable recommendations. Collaborating closely with property owners, insurers, and other internal teams also helps ensure comprehensive risk mitigation strategies are implemented.
What are popular job titles related to Property Risk Management jobs in Houston, TX? For Property Risk Management jobs in Houston, TX, the most frequently searched job titles are:
What job categories do people searching Property Risk Management jobs in Houston, TX look for? The top searched job categories for Property Risk Management jobs in Houston, TX are:
Property Risk Management jobs near you
Risk Analyst

Risk Analyst

Cotton Holdings

Houston, TX • On-site

$55K - $65K/yr

Full-time

Medical, Retirement

Posted 12 days ago

Job description

Description

Join Our Team!
Are you passionate about navigating and mitigating risks in a dynamic environment? At Cotton Holdings, Inc., we believe in empowering individuals, driving meaningful change, and fostering success through innovative risk management strategies. As a Risk Analyst, you’ll play a vital role in ensuring operational and financial stability while helping us achieve our mission of total recovery and comprehensive solutions.


Who We Are
Cotton Holdings, Inc. is a global leader providing comprehensive solutions for property restoration, recovery, construction, and more. Whether we’re responding to natural disasters or managing large-scale development projects, our innovative team combines world-class talent with a vast inventory of company-owned assets to achieve exceptional results. Ready to be part of our dynamic, mission-driven team? Let’s get started!


Key Responsibilities

As a Risk Analyst, you’ll support our Enterprise Risk Management (ERM) team by analyzing and managing risks across Cotton’s diverse divisions, from Disaster Restoration to Culinary. Working closely with our Risk Manager and cross-functional teams, you’ll contribute to loss reduction, financial efficiencies, and operational resilience. Here’s a snapshot of your responsibilities:
  • Vendor and Subcontractor Evaluation: Ensure compliance with Cotton’s insurance requirements for all new vendors and subcontractors.
  • Certificates of Insurance Program: Lead and maintain the certificates of insurance program for Cotton and its affiliates.
  • Bonding and Surety Management: Manage our bonding and surety program to align with project needs.
  • Insurance Contract Review: Evaluate contract language to ensure adherence to Cotton insurance standards.
  • Claims and Risk Analysis: Support claims management and risk analysis projects to identify improvement opportunities.
  • Policy Development: Assist in developing and updating company and departmental policies and procedures.
  • Documentation and Reporting: Prepare and maintain required documentation for underwriting renewals and risk assessments.
  • Contract Assistance: Collaborate with clients and vendors on contract preparation, review, and revisions.
  • Impactful Work: Play a critical role in mitigating risks and ensuring financial and operational efficiency.
  • Collaborative Culture: Work alongside industry leaders and dedicated professionals who thrive in a fast-paced environment.
  • Career Growth: Expand your skills in risk management, insurance, and cross-functional collaboration.
  • Comprehensive Benefits: Enjoy competitive compensation, health insurance, and opportunities for professional development.


Skills, Knowledge and Expertise

What You Bring to the Table

  • Education & Designations: Bachelor’s degree in Risk Management, Insurance, or Business.  ARM, CRM or CPCU preferred or willing to obtain.
  • Experience: Recent college graduates are encouraged to apply. We offer real-world experience, exposure to senior leadership, and a clear path for professional growth within our organization. 

Skills:
  • Strong communication and computer skills.
  • Proficiency in insurance and risk management practices.
  • Familiarity with contract review, vendor management, and certificates of insurance.
  • Ability to handle multiple projects and adapt to shifting priorities.
  • Industry Knowledge: Familiarity with the construction, restoration, culinary, or trucking industry is a plus.



Benefits
  • Impactful Work: Make a difference by helping businesses prepare for and recover from disasters.
  • Collaborative Culture: Work alongside passionate, talented professionals in a fast-paced environment.
  • Career Growth: Expand your skills and grow within a dynamic, industry-leading company.
  • Competitive Compensation & Benefits: Enjoy a strong benefits package, including healthcare, retirement plans, and more.