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Property Risk Management Jobs in Houston, TX (NOW HIRING)

Hanover Company

Risk Management Specialist

Houston, TX · On-site

Based in Hanover's Houston Corporate Office, the Risk Management Specialist plays a critical role ... Direct involvement with development, construction, property management, and corporate operations

Aon Corporation

Senior Broker, Large Property

Houston, TX · Hybrid

$145K - $185K/yr

What the day will look like In this role, you'll design, market, and manage complex property insurance programs, playing a central part in identifying exposures, mitigating risk, and ensuring ...

Waste Connections

Risk Specialist

The Woodlands, TX · On-site

$90K/yr

This role plays a critical part in supporting our insurance, claims, and risk management operations ... Generate and analyze loss runs, property schedules, fleet schedules, and other ad hoc reports

Fort Management

Property Manager - Houston

Houston, TX · On-site

Property Name: S2 Industrial RESPONSIBILITIES * Perform weekly, monthly, and quarterly property ... Awareness of safety, risk management, and preventative maintenance procedures. * Project planning ...

Fort Management

Property Manager - Houston

Houston, TX · On-site

Property Name: S2 Industrial RESPONSIBILITIES * Perform weekly, monthly, and quarterly property ... Awareness of safety, risk management, and preventative maintenance procedures. * Project planning ...

Cotton Holdings

Risk Analyst

Houston, TX · On-site

... property restoration, recovery, construction, and more. Whether we're responding to natural disasters or managing large-scale development projects, our innovative team combines world-class talent ...

SouthWest Water Company

Risk Manager

Sugar Land, TX

Prepare reports and analysis for underwriting, budgeting, and claim management. * Secure project ... Familiarity with property, casualty, and liability insurance programs. * Proficiency in Microsoft ...

Cotton Holdings

Risk Analyst

Houston, TX

... property restoration, recovery, construction, and more. Whether we're responding to natural disasters or managing large-scale development projects, our innovative team combines world-class talent ...

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All JobsProperty Risk Management JobsProperty Risk Management Jobs in Houston, TX

Property Risk Management information

See Houston, TX salary details

$41.5K

$99K

$160K

How much do property risk management jobs pay per year?

As of Jul 1, 2026, the average yearly pay for property risk management in Houston, TX is $99,034.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,200.00 and $126,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Property Risk Management, and why are they important?

To thrive in Property Risk Management, you need expertise in risk assessment, property valuation, and knowledge of insurance principles, often supported by a degree in finance, business, or a related field. Familiarity with risk analysis software, property management systems, and certifications like ARM (Associate in Risk Management) are typically required. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for success in this role. These competencies ensure accurate risk evaluation, effective mitigation strategies, and clear collaboration with stakeholders to protect property assets.

What is property risk management?

Property risk management is the process of identifying, assessing, and mitigating risks that could negatively impact real estate assets, such as commercial buildings or residential properties. This field involves evaluating potential hazards like fire, theft, natural disasters, or liability issues and implementing strategies to minimize financial losses. Property risk managers work with insurance, safety protocols, and compliance regulations to protect the value and usability of properties. Their responsibilities often include conducting risk assessments, recommending preventative measures, and ensuring that properties comply with relevant laws and standards.

What is the difference between Property Risk Management vs Property Insurance Underwriting?

AspectProperty Risk ManagementProperty Insurance Underwriting
Primary FocusIdentifying and mitigating property risks to prevent lossesAssessing and evaluating insurance applications to determine coverage and premiums
Work EnvironmentCorporate, industrial, or commercial settingsInsurance companies, brokerage firms, or underwriting agencies
CredentialsRisk management certifications, industry experienceInsurance licenses, underwriting certifications
Employer & Industry UsageUsed by organizations to reduce property-related risksUsed by insurers to decide policy terms and pricing

While Property Risk Management focuses on proactively reducing property risks within organizations, Property Insurance Underwriting involves evaluating insurance applications to determine coverage and premiums. Both roles require industry knowledge and relevant certifications but serve different functions in managing property-related risks and insurance policies.

What are some common challenges faced by professionals in property risk management, and how can they be addressed?

Property risk management professionals often encounter challenges such as staying current with evolving regulations, accurately assessing diverse property risks, and communicating potential exposures to non-technical stakeholders. To address these, it's important to engage in ongoing professional development, utilize up-to-date risk assessment tools, and develop strong communication skills to translate technical findings into actionable recommendations. Collaborating closely with property owners, insurers, and other internal teams also helps ensure comprehensive risk mitigation strategies are implemented.
What are popular job titles related to Property Risk Management jobs in Houston, TX? For Property Risk Management jobs in Houston, TX, the most frequently searched job titles are:
What job categories do people searching Property Risk Management jobs in Houston, TX look for? The top searched job categories for Property Risk Management jobs in Houston, TX are:
Property Risk Management jobs near you
Risk Management Specialist

Risk Management Specialist

Hanover Company

Houston, TX • On-site

Full-time

Medical, Dental, Vision, Life

Posted 25 days ago

Job description

If you are looking for an opportunity to apply your insurance and risk management expertise within a nationally recognized real estate platform, Hanover offers a unique and highly visible career opportunity.
Based in Hanover's Houston Corporate Office, the Risk Management Specialist plays a critical role in supporting the company's development, construction, and property management operations across the United States. This position works directly with senior leaders, insurance brokers, underwriters, legal counsel, and operational teams to manage risk, ensure contractual compliance, and support Hanover's comprehensive insurance portfolio.
Hanover owns, develops, constructs, and manages high-quality multifamily communities throughout major U.S. markets. Our vertically integrated business model creates a complex and dynamic risk environment that provides exposure to all aspects of real estate ownership and operations, including development, construction, property management, acquisitions, financing, and corporate risk management.
Why Hanover?
  • Exposure to a nationally recognized multifamily real estate platform
  • Direct involvement with development, construction, property management, and corporate operations
  • Opportunity to work closely with executive leadership, legal counsel, insurance brokers, and carriers
  • Meaningful responsibility and ownership of key insurance and risk management initiatives
  • Collaborative, entrepreneurial culture focused on excellence and accountability
  • Company-paid medical, dental, vision, and life insurance coverage for employees
  • Competitive compensation and bonus program that rewards performance and contribution

We are looking for a detail-oriented risk management professional with strong commercial insurance knowledge and experience managing complex insurance programs. The ideal candidate understands contractual risk transfer, insurance compliance, underwriting processes, and policy administration, and enjoys partnering with stakeholders across multiple business functions to support operational success and protect company assets.
This role is ideal for an experienced professional seeking broader responsibility, increased visibility, and exposure to the full lifecycle of commercial real estate ownership and operations.
Key Responsibilities
Insurance Underwriting & Program Administration
  • Assist with underwriting submissions across Hanover's insurance portfolio by gathering, organizing, and analyzing information required by brokers, underwriters, and carriers.
  • Support the administration of multiple commercial insurance programs, including property, general liability, workers' compensation, builders' risk, cyber liability, crime, management liability, professional liability, and wrap insurance programs.
  • Manage designated insurance policies, including Contractor's Equipment, Drone, Travel Accident, and other corporate insurance programs, ensuring accurate policy administration and documentation.

National Flood Insurance Program
  • Lead Hanover's National Flood Insurance Program, including applications, policy renewals, certificates, broker communications, and policy record maintenance.
  • Maintain accurate flood insurance records and assist with compliance requirements related to covered properties.

Surety Bond Management
  • Manage the full lifecycle of surety bonds, including applications, issuance, renewals, invoicing, tracking, and exoneration activities.
  • Coordinate with internal teams, brokers, sureties, and project stakeholders to ensure contractual bonding requirements are met and documentation is maintained accurately and timely.

Insurance Renewals & Financial Administration
  • Track insurance policy renewals and support the timely processing of insurance invoices and premium payments in coordination with the Accounting team.
  • Assist with policy audits, premium reconciliations, and related insurance reporting requirements.

Contract Review & Insurance Compliance
  • Review contracts and agreements to identify insurance requirements and assist in evaluating compliance with Hanover's insurance standards.
  • Support the review of development management agreements, joint venture agreements, property management agreements, construction contracts, leases, loan documents, and other agreements requiring insurance review.
  • Provide guidance and recommendations regarding insurance provisions, contractual insurance requirements, and risk transfer language.

Risk Management Support
  • Serve as a resource to development, construction, property management, accounting, legal, and corporate teams regarding insurance requirements, contractual compliance, and risk management procedures.
  • Assist with insurance audits, claims-related requests, broker inquiries, and special projects as assigned.
  • Support the implementation of risk management initiatives designed to protect company assets and mitigate operational risk.

Data Management & Reporting
  • Maintain and update Hanover's risk management database to ensure accurate information is available for insurance renewals, underwriting submissions, compliance reviews, and reporting.
  • Assist in preparing reports, schedules, and supporting documentation for insurance renewals, audits, and management review.

Qualifications
  • Bachelor's degree in Risk Management, Finance, Business Administration, Insurance, Real Estate, or related field.
  • Minimum five (5) years of experience in risk management, commercial insurance, brokerage, underwriting, or a related field, preferably supporting real estate, construction, development, or property management operations.
  • Strong working knowledge of commercial insurance programs, including policy placement, coverage analysis, binders, endorsements, certificates of insurance, audits, renewals, and claims administration.
  • Strong understanding of development, construction, and property management operations, including contractual insurance requirements and risk allocation principles.
  • Experience reviewing and interpreting insurance requirements contained within contracts, including construction agreements, property management agreements, loan documents, and joint venture agreements.
  • Understanding of contractual risk transfer principles, indemnification provisions, and insurance compliance requirements.
  • Strong analytical and problem-solving skills with the ability to evaluate risk exposures and recommend practical business solutions.
  • Excellent organizational skills and attention to detail, with the ability to manage multiple projects and deadlines simultaneously.
  • Strong written and verbal communication skills, with the ability to communicate effectively with internal stakeholders, brokers, carriers, attorneys, and executive leadership.
  • Proficiency in Microsoft Excel, Word, PowerPoint, and SharePoint.
  • Experience working with contract management systems, risk management information systems, Procore, TimberScan, Entrata, or similar platforms.
  • Professional designations such as ARM, CPCU, CRIS, or equivalent are highly desirable.
  • Ability to work onsite at Hanover's corporate headquarters in Houston, Texas.

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