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Property Insurance Jobs in Texas (NOW HIRING)

Selene Holdings

Insurance Claims Specialist

Dallas, TX · On-site

... insurance brokerage, and a real estate owned company. We have office locations in Dallas, TX, ... Review residential property damage reports, adjuster reports, inspection findings, photographs, and ...

Western Mutual Insurance Group

Be Seen First

Property Claim Supervisor

San Antonio, TX · On-site

$100K - $130K/yr

The Western Mutual Insurance Group has been providing excellent customer service to homeowners ... M. Best Company and have been named among the Top 50 Property Casualty Insurers in the country by ...

Public Storage

Tenant Insurance Specialist

Frisco, TX · On-site

The candidate should have direct experience with 1st party property or inland marine insurance policies and claims. This individual will help deliver an exceptional customer experience while ensuring ...

Public Storage

Tenant Insurance Specialist

Frisco, TX · On-site

The candidate should have direct experience with 1st party property or inland marine insurance policies and claims. This individual will help deliver an exceptional customer experience while ensuring ...

Public Storage

Tenant Insurance Specialist

Frisco, TX · On-site

The candidate should have direct experience with 1st party property or inland marine insurance policies and claims. This individual will help deliver an exceptional customer experience while ensuring ...

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All JobsProperty Insurance JobsProperty Insurance Jobs in Texas

Property Insurance information

See Texas salary details

$13

$33

$63

How much do property insurance jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for property insurance in Texas is $33.88, according to ZipRecruiter salary data. Most workers in this role earn between $23.94 and $40.77 per hour, depending on experience, location, and employer.

What is property insurance?

Property insurance is a type of coverage that protects individuals or businesses against financial loss due to damage or theft of physical property, such as homes, buildings, or personal belongings. It typically covers losses caused by events like fire, theft, vandalism, and certain natural disasters, depending on the policy. Property insurance can include different types of policies, such as homeowners insurance, renters insurance, and commercial property insurance. Having property insurance helps ensure that you are financially protected if unexpected damage or loss occurs.

What are the key skills and qualifications needed to thrive as a property insurance agent, and why are they important?

To succeed as a Property Insurance Agent, you need a strong understanding of insurance policies, risk assessment, and regulatory compliance, typically supported by a relevant license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential. Excellent interpersonal skills, attention to detail, and problem-solving abilities set top performers apart in this role. These skills and qualifications are crucial for building client trust, ensuring accurate policy management, and providing effective risk solutions.

What are some common challenges faced by professionals working in property insurance, and how can they be addressed?

Professionals in property insurance often encounter challenges such as accurately assessing property risks, staying updated on changing regulations, and managing claims during catastrophic events. To address these, it's important to continuously update your knowledge through ongoing training, maintain strong communication with clients and underwriters, and utilize modern technology for risk assessment and claims processing. Building strong relationships with colleagues in underwriting, claims, and risk management teams also helps in efficiently resolving complex cases.

What is the difference between Property Insurance vs Property Claims Adjuster?

AspectProperty InsuranceProperty Claims Adjuster
RoleInsurance policy provider that offers coverage for property damage or lossProfessional who assesses and processes claims related to property damage
CredentialsInsurance license, knowledge of policies and coverageAdjuster license, understanding of claims and damage assessment
Work EnvironmentInsurance companies, offices, onlineOn-site inspections, fieldwork, claims offices
Industry UsageInsurance providers, brokersInsurance companies, independent adjusting firms

Property Insurance involves providing coverage for property damage, while Property Claims Adjusters evaluate and settle claims after damage occurs. Both roles require knowledge of policies and damage assessment, but one focuses on policy provision and the other on claims processing.

Is property insurance a good job?

Property insurance is a stable career option that involves assessing risks, underwriting policies, and handling claims. It often requires knowledge of insurance policies, attention to detail, and sometimes licensing or certifications. Job satisfaction depends on individual interests in risk management and customer service.

What are the most commonly searched types of Property Insurance jobs in Texas?

The most popular types of Property Insurance jobs in Texas are:

What cities in Texas are hiring for Property Insurance jobs?

Cities in Texas with the most Property Insurance job openings:

Property Insurance jobs near you
Infographic showing various Property Insurance job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 19% Part Time, 6% Contract, and 1% Nights. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $70,473 per year, or $33.9 per hour.

Property Adjuster Specialist - Specialty Claims

USAA

San Antonio, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 13 days ago

USAA rating

8.2

Company rating: 8.2 out of 10

Based on 265 frontline employees who took The Breakroom Quiz

52nd of 174 rated banks

Job description

Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
The Opportunity
As a dedicated Property Adjuster Specialist, you will work within defined guidelines and framework, investigate, evaluate, negotiate, and settle complex property insurance claims. You will confirm/analyze coverage, recognize liability exposure and negotiate equitable settlement in compliance with all state regulatory requirements. Recognizes and empathizes with members' life events, as appropriate.
This role is remote eligible in the continental U.S. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site three days per week. USAA office locations are San Antonio, TX, Phoenix, AZ Colorado Springs, CO, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position.
The ideal candidate will possess strong virtual estimating skills for complex Condo claims, determine liability, litigation, and reconcile estimates while working in a telephone concentrated environment without physical inspection of loss.
What you'll do:
  • Proactively manages assigned claims caseload comprised of complex damages that require commensurate knowledge and understanding of claims coverage including potential legal liability.
  • Partners with vendors and internal business partners to facilitate complex claims resolution. May also involve external regulatory coordination to ensure appropriate documentation and compliance.
  • Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
  • Identifies coverage concerns, reviews prior loss history, determines and creates Special Investigation Unit (SIU) referrals, when appropriate. Determines coverage through analyzing information involving complex policy terms and contingencies.
  • Determines and negotiates complex claims settlement within authority limits. Develops recommendations and collaborates with management for determining settlement amounts outside of authority limits and accurately manages claims outcomes.
  • Maintains accurate, thorough, and current claim file documentation throughout the claims process.
  • Advance knowledge of estimating technology platforms and virtual inspection tools. Utilizes platforms and tools to prepare claims estimates to manage complex property insurance claims.
  • Supports workload surges and catastrophe (CAT) response operations as needed, including mandatory on-call dates and potential evening, weekend, and/or holiday work outside normal work hours.
  • May be assigned CAT deployment travel with minimal notice during designated CATs.
  • Works various types of claims, including ones of higher complexity, and may be assigned additional work outside normal duties as needed.
  • Works independently solving complex problems with minimal guidance; acts as a resource for colleagues with less experience.
  • Adjusts complex claims with attorney involvement.
  • Recognizes and addresses jurisdictional challenges such as applicable legislation and construction considerations.
  • May require travel to resolve claims, attend training, and conduct in-person inspections.
  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:
  • High School Diploma or General Equivalency Diploma.
  • 2 years of relevant property claims adjusting experience of moderate complexity losses that includes writing estimates, involving dwelling and structural damages.
  • Advanced knowledge of estimating losses using Xactimate or similar tools and platforms.
  • Proficient knowledge of residential construction.
  • Proficient knowledge of property claims contracts and interpretation of case law and state laws and regulations.
  • Proficient negotiation, investigation, communication, and conflict resolution skills.
  • Proven investigatory, analytical, prioritizing, multi-tasking, and problem-solving skills.
  • Ability to travel 50-75% of the year (local & non-local) and/or work catastrophe duty when needed.
  • Acquisition and maintenance of insurance adjuster license within 90 days and 3 attempts.
  • Successful completion of a job-related assessment may be required.

What sets you apart:
  • 2+ years of experience handling complex Condo, litigation, and liability claims
  • Experience desk adjusting property claims involving DWG, APS and ALE using virtual technologies such as ClaimXperience, Hover, or EagleView
  • File ownership of claim from start to finish
  • Insurance industry designations such as AINS, CPCU, AIC, SCLA (or actively pursuing)
  • Xactimate Level 1 and/or Level 2 certification
  • Currently hold an active Adjuster License
  • Bachelor's degree
  • Call center experience in a telephone concentrated environment
  • Experience working directly for a standard insurance carrier

Compensation range: The salary range for this position is: $69,920 - $125,850.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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