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Property Insurance Jobs in Texas (NOW HIRING)

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National Insurance Inspection Services, is a property inspection company currently seeking a Field Representative to service Laredo, TX USA & other surrounding areas, cities, and counties. You will ...

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Underwrite and assess property insurance risks for middle market accounts. * Analyze submissions, evaluate risk exposures, and determine appropriate coverage and pricing. * Collaborate with brokers ...

Senior Property Adjuster

San Antonio, TX · Remote

$63K - $114K/yr

As a dedicated Senior Property Adjuster, you will work within defined guidelines and framework ... Investigates claim damages by conducting research from various sources, including the insured ...

Property Adjuster Specialist focus on using technology and desk adjusting for a virtual first ... Investigates claim damages by conducting research from various sources, including the insured ...

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Property Insurance information

See Texas salary details

$13

$33

$63

How much do property insurance jobs pay per hour?

As of Jun 17, 2026, the average hourly pay for property insurance in Texas is $33.88, according to ZipRecruiter salary data. Most workers in this role earn between $23.94 and $40.77 per hour, depending on experience, location, and employer.

What are some common challenges faced by professionals working in property insurance, and how can they be addressed?

Professionals in property insurance often encounter challenges such as accurately assessing property risks, staying updated on changing regulations, and managing claims during catastrophic events. To address these, it's important to continuously update your knowledge through ongoing training, maintain strong communication with clients and underwriters, and utilize modern technology for risk assessment and claims processing. Building strong relationships with colleagues in underwriting, claims, and risk management teams also helps in efficiently resolving complex cases.

What is the highest paid position in insurance?

In property insurance, executive roles such as Chief Underwriting Officer or Chief Risk Officer tend to be the highest paid, often earning six-figure salaries plus bonuses. These positions require extensive industry experience, leadership skills, and often advanced certifications like CPCU or ARM.

What is the difference between Property Insurance vs Property Claims Adjuster?

AspectProperty InsuranceProperty Claims Adjuster
RoleInsurance policy provider that offers coverage for property damage or lossProfessional who assesses and processes claims related to property damage
CredentialsInsurance license, knowledge of policies and coverageAdjuster license, understanding of claims and damage assessment
Work EnvironmentInsurance companies, offices, onlineOn-site inspections, fieldwork, claims offices
Industry UsageInsurance providers, brokersInsurance companies, independent adjusting firms

Property Insurance involves providing coverage for property damage, while Property Claims Adjusters evaluate and settle claims after damage occurs. Both roles require knowledge of policies and damage assessment, but one focuses on policy provision and the other on claims processing.

What are the key skills and qualifications needed to thrive as a Property Insurance Agent, and why are they important?

To succeed as a Property Insurance Agent, you need a strong understanding of insurance policies, risk assessment, and regulatory compliance, typically supported by a relevant license. Familiarity with insurance management software, quoting systems, and CRM platforms is essential. Excellent interpersonal skills, attention to detail, and problem-solving abilities set top performers apart in this role. These skills and qualifications are crucial for building client trust, ensuring accurate policy management, and providing effective risk solutions.

What is property insurance?

Property insurance is a type of coverage that protects individuals or businesses against financial loss due to damage or theft of physical property, such as homes, buildings, or personal belongings. It typically covers losses caused by events like fire, theft, vandalism, and certain natural disasters, depending on the policy. Property insurance can include different types of policies, such as homeowners insurance, renters insurance, and commercial property insurance. Having property insurance helps ensure that you are financially protected if unexpected damage or loss occurs.

How do property insurance agents make money?

Property insurance agents typically earn commissions based on the policies they sell, which are a percentage of the premium paid by clients. They may also receive renewal commissions and bonuses for meeting sales targets, often working on a commission-based compensation structure. Some agents may also earn fees for additional services or policy adjustments.

What is the highest paid job in insurance?

In property insurance, executive roles such as Chief Underwriting Officer or Chief Risk Officer tend to be the highest paid, often earning six-figure salaries plus bonuses. These positions require extensive industry experience, leadership skills, and advanced certifications like CPCU or ARM.

Is P&C insurance a good career?

Property and Casualty (P&C) insurance is a stable career option that involves underwriting, claims adjusting, and sales. It requires strong communication skills, industry knowledge, and often licensing or certifications, with job opportunities available in insurance companies, agencies, and brokerages.
What are the most commonly searched types of Property Insurance jobs in Texas? The most popular types of Property Insurance jobs in Texas are:
What cities in Texas are hiring for Property Insurance jobs? Cities in Texas with the most Property Insurance job openings:

Lead Property & Casualty Insurance Underwriter (Property Focus)

NexPoint Advisors LP

Dallas, TX

Other

Medical, Retirement

Posted 9 days ago


Job description

Description

NexPoint is a multibillion-dollar alternative investment firm based in Dallas, Texas. The firm is structured around three major business areas: real estate, corporate credit and equities, and insurance solutions. NexPoint's businesses span asset classes, industries, and strategies, providing the flexibility to invest across capital structures and market environments. Serving a diverse client base, NexPoint's investment strategies are offered in a range of vehicles and fund structures, including mutual funds, public and private REITs, tax-advantaged vehicles, private funds, and separate accounts. For more information visit nexpoint.com.


Summary

We are seeking an experienced Lead Property & Casualty Insurance Underwriter (Property Focus) to join an affiliate startup P&C insurance company and play a key role in building and scaling its property underwriting platform.


This individual will serve as a carrier-side underwriting lead, responsible for evaluating, selecting, pricing, and issuing property insurance policies to insureds, including affiliated real estate platforms and select third-party clients. The role is focused on underwriting discipline and portfolio management-not insurance placement-working alongside affiliated real estate and corporate insurance leadership who retain responsibility for overall insurance placement strategy.


This is a senior, hands-on role for a property insurance professional with strong carrier-side underwriting experience who is excited to help build a P&C underwriting operation from the ground up while supporting affiliated real estate businesses as an underwriting counterparty.


Responsibilities

  • Lead property underwriting activities for the affiliated P&C insurance company, including risk evaluation, selection, and pricing
  • Underwrite property insurance risks across affiliated real estate portfolios and select third-party opportunities, considering construction type, occupancy, geography, CAT exposure, loss history, and risk mitigation
  • Apply underwriting judgment to determine coverage terms, limits, deductibles, pricing assumptions, and policy structures
  • Act as the underwriting point of contact for affiliated real estate platforms, providing carrier-side perspective during acquisitions, renovations, and operational changes
  • Partner with brokers, reinsurance partners, and distribution counterparts in support of underwriting decisions and program structures
  • Review and assess submissions and underwriting data to ensure alignment with underwriting appetite and portfolio objectives
  • Develop and maintain underwriting guidelines, risk appetite statements, and authority levels as the platform scales
  • Monitor property insurance market conditions and emerging risks to inform underwriting approach
  • Provide underwriting input on claims, coverage interpretation, and loss trends as needed
  • Support expansion of the platform through controlled third-party underwriting opportunities, consistent with underwriting strategy

Requirements

Required

  • 8+ years of Property & Casualty insurance experience with a strong emphasis on property underwriting
  • Background with a P&C carrier, Lloyd's syndicate, MGA, or specialty insurer
  • Demonstrated experience underwriting complex commercial or institutional-quality property risks
  • Strong understanding of underwriting fundamentals, pricing drivers, and policy structures
  • Experience working with brokers and market-facing insurance counterparties
  • Comfortable operating in a build-phase or entrepreneurial insurance environment

Preferred

  • Experience underwriting real estate-focused property portfolios
  • Exposure to multi-state, multi-region, or catastrophe-exposed property risks
  • Professional designation such as CPCU, ACII, or similar


Compensation & Benefits

NexPoint offers a competitive base salary and bonus based on experience and performance. NexPoint offers a generous benefits package that includes an industry leading health insurance plan with no employee premiums or deductibles and a 401(k) plan with employer match. NexPoint's talented professionals share a passion for excellence, commitment to teamwork, and pride based on the firm's track record in the alternative investment industry. NexPoint is an Equal Opportunity Employer.