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Professional Debt Collector Jobs in Decatur, GA (NOW HIRING)

XBP Americas LLC

Collector

Forest Park, GA · On-site

$16/hr

Ensure compliance with the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act ... Strong verbal communication, negotiation skills, professional phone etiquette Compliance ...

Monitise

Alternative Payments Collector

Marietta, GA

$16 - $21.50/hr

... unpaid consumer debt through manual dialing in a call center environment. You will clearly ... Clearly explain account details, balances, and repayment options in a professional and compliant ...

Fiserv, Inc.

Alternative Payments Collector

Marietta, GA · On-site

$16 - $21.50/hr

... unpaid consumer debt through manual dialing in a call center environment. You will clearly ... Clearly explain account details, balances, and repayment options in a professional and compliant ...

Fiserv, Inc.

Executive Collector

Marietta, GA · On-site

$16 - $21.50/hr

... unpaid consumer debt through manual dialing in a call center environment. You will clearly ... Clearly explain account details, balances, and repayment options in a professional and compliant ...

Monitise

Executive Collector

Marietta, GA · On-site

$16 - $21.50/hr

... unpaid consumer debt through manual dialing in a call center environment. You will clearly ... Clearly explain account details, balances, and repayment options in a professional and compliant ...

UHS

PATIENT ACCOUNT REP/MEDICAL COLLECTOR

Atlanta, GA · On-site

$17.75 - $23.25/hr

... debt recovery. Job Responsibilities: * Provide account and billing information to patients ... Control collection efforts of accounts in an organized, professional, and efficient manner

UHS

PATIENT ACCOUNT REP/MEDICAL COLLECTOR

Atlanta, GA · On-site

$17.75 - $23.25/hr

... debt recovery. Job Responsibilities: * Provide account and billing information to patients ... Control collection efforts of accounts in an organized, professional, and efficient manner

UHS

PATIENT ACCOUNT REP/MEDICAL COLLECTOR

Atlanta, GA

$17.75 - $23.25/hr

... debt recovery. Job Responsibilities: * Provide account and billing information to patients ... Control collection efforts of accounts in an organized, professional, and efficient manner

UHS

PATIENT ACCOUNT REP/MEDICAL COLLECTOR

Atlanta, GA · On-site

$17.75 - $23.25/hr

... debt recovery. Job Responsibilities: * Provide account and billing information to patients ... Control collection efforts of accounts in an organized, professional, and efficient manner

UHS

PATIENT ACCOUNT REP/MEDICAL COLLECTOR

Atlanta, GA · On-site

$17.75 - $23.25/hr

... debt recovery. Job Responsibilities: * Provide account and billing information to patients ... Control collection efforts of accounts in an organized, professional, and efficient manner

All JobsProfessional Debt Collector JobsProfessional Debt Collector Jobs in Decatur, GA

Professional Debt Collector information

See Decatur, GA salary details

$7

$17

$26

How much do professional debt collector jobs pay per hour?

As of Jul 10, 2026, the average hourly pay for professional debt collector in Decatur, GA is $17.95, according to ZipRecruiter salary data. Most workers in this role earn between $15.00 and $19.47 per hour, depending on experience, location, and employer.

How to become a professional debt collector?

To become a professional debt collector, candidates typically need a high school diploma or equivalent and must complete training on debt collection laws and techniques. Strong communication skills, persistence, and knowledge of relevant regulations like the Fair Debt Collection Practices Act are essential; some employers may require certification or licensing depending on the region.

What jobs pay 4000 a week without a degree?

A professional debt collector can potentially earn around $4,000 per week through commissions and bonuses, especially in high-volume or specialized collections roles. Success in such jobs often depends on experience, negotiation skills, and the volume of accounts managed, with some positions offering performance-based pay that exceeds typical salaries for roles without a degree.

How much money does a debt collector make?

A professional debt collector's salary varies depending on experience, location, and employer, but the median annual wage in the United States is around $40,000 to $50,000. Many debt collectors earn additional commissions or bonuses based on recovery performance, and the role often requires strong communication skills and familiarity with collection software.

How do Professional Debt Collectors typically handle difficult or uncooperative debtors while maintaining compliance with regulations?

Professional Debt Collectors often encounter individuals who are upset, unresponsive, or unwilling to cooperate. To handle these situations effectively, collectors are trained to use strong communication skills, empathy, and persistence while strictly adhering to laws like the Fair Debt Collection Practices Act (FDCPA). They aim to negotiate payment plans or settlements that work for both parties, all while documenting interactions and avoiding any practices that could be considered harassment. Regular training and support from supervisors help collectors navigate these challenging conversations professionally and legally.

What is the 7 7 7 rule for debt collectors?

The 7 7 7 rule for debt collectors refers to a guideline that limits the number of times they can contact a debtor—typically no more than seven calls per week, seven days a week, and seven attempts to reach the debtor. As a professional debt collector, understanding and adhering to these limits helps ensure compliance with the Fair Debt Collection Practices Act (FDCPA) and avoids harassment claims.

What is the difference between Professional Debt Collector vs Debt Collection Agent?

AspectProfessional Debt CollectorDebt Collection Agent
CredentialsOften requires collection training, sometimes certificationsSimilar credentials, may include licensing depending on state
Work EnvironmentOffice-based, fieldwork, or remotePrimarily office or fieldwork, often on-site at debtor locations
Employer & IndustryFinancial institutions, collection agencies, healthcare providersCollection agencies, financial institutions, healthcare providers

Both roles involve recovering unpaid debts and may require similar certifications and work environments. The main difference lies in terminology and specific employer usage, with 'Professional Debt Collector' often used in formal or industry-specific contexts, while 'Debt Collection Agent' is a more general term. Understanding these distinctions can help job seekers target the right roles and employers.

What are the key skills and qualifications needed to thrive as a Professional Debt Collector, and why are they important?

To thrive as a Professional Debt Collector, you need strong negotiation skills, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, telephone systems, and compliance tools is important for daily operations. Excellent communication, resilience, and problem-solving abilities help manage difficult conversations and maintain professionalism. These skills ensure effective debt recovery while adhering to legal standards and preserving client relationships.

What are professional debt collectors?

Professional debt collectors are individuals or agencies hired to recover unpaid debts from individuals or businesses. They typically work on behalf of creditors, such as banks, credit card companies, or other lenders, to contact debtors and negotiate repayment plans. Debt collectors must follow strict laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA), which outlines acceptable practices and protects consumers from harassment. Their goal is to recover as much of the outstanding debt as possible, often through phone calls, letters, or legal proceedings if necessary.
What are the most commonly searched types of Debt Collector jobs in Decatur, GA? The most popular types of Debt Collector jobs in Decatur, GA are:
What job categories do people searching Professional Debt Collector jobs in Decatur, GA look for? The top searched job categories for Professional Debt Collector jobs in Decatur, GA are:
What cities near Decatur, GA are hiring for Professional Debt Collector jobs? Cities near Decatur, GA with the most Professional Debt Collector job openings:
Professional Debt Collector jobs near you

Collector

XBP Americas LLC

Forest Park, GA • On-site

$16/hr

Full-time

Posted 17 days ago

Job description

Job Description
ob Title: Collector
About the Role:
As a Collector, you will play a vital role in managing delinquent accounts and facilitating collections activities. You will be responsible for contacting consumers with overdue accounts, negotiating payment arrangements, and ensuring compliance with relevant laws and company policies. This role requires strong communication skills, attention to detail, and the ability to work efficiently in a fast-paced environment.
Essential Job Responsibilities:
  • Collections Activities:
  • Contact consumers with delinquent accounts through phone calls, emails, and other communication channels.
  • Negotiate payment arrangements and settlements to satisfy valid debts while adhering to state and federal collection laws.
  • Consistently achieve monthly revenue goals by effectively managing collections activities and following established procedures.
  • Handle disputed delinquent and bankrupt account balances according to client-specific practices and guidelines.
  • Documentation and Record-Keeping:
  • Document collections activities accurately and efficiently, ensuring all relevant information is recorded in the system.
  • Request correspondence on delinquent accounts requiring special handling and initiate appropriate follow-up action on returned mail.
  • Maintain organization and neatness of work area, including the security of debtor and client files.
  • Compliance and Reporting:
  • Ensure compliance with the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), Health Insurance Portability and Accountability Act (HIPAA), and other relevant laws and regulations.
  • Generate reports and metrics related to collections activities, revenue goals, and account status for internal and external stakeholders.

Qualifications:
  • HS diploma or equivalent.
  • One to three years of experience in credit and collections is preferred.
  • Training will be provided if skills and experience are applicable.
  • Possess a working knowledge of state and federal collection laws, including the FDCPA, FCRA, and HIPAA.
  • Previous experience in a Call Center environment is favorable.
  • Must be physically capable and able to multitask efficiently to complete job duties.
  • Basic proficiency with computers, including data entry and navigation of software applications, is required.

Candidate Requirements:
Experience: 1-2 years in collections or customer service, preferably on at least one of the following product types:
o Payday / Short-Term Loans
o Personal / Installment Loans
o Lease-to-Own / Retail Financing
o Digital / Fintech Loans
o Credit Union / Community Loans
o Rental / Real Estate Accounts
Skills: Strong verbal communication, negotiation skills, professional phone etiquette
Compliance & Certifications:
o Familiarity with US collections laws and regulations (FDCPA, TCPA, state-specific laws)
o Mandatory certifications/trainings as per US regulations, e.g., Collections Compliance Training, FDCPA Certification
• Work Style: Remote-capable, detail-oriented, able to follow scripts and meet targets
"The pay rate for this position starts at $16.00; however, base pay offered may vary depending on job-related knowledge, skills, and experience. Bonus opportunities may be provided as part of the compensation package, in addition to a full range of medical, financial, and/or other benefits, dependent on the position offered."

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