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$25K

$92.6K

$135.5K

How much do premium finance jobs pay per year?

As of Aug 15, 2026, the average yearly pay for premium finance in the United States is $92,631.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $109,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in premium finance?

To thrive in Premium Finance, strong analytical abilities, financial acumen, and an understanding of insurance and lending principles are essential, often supported by a degree in finance, accounting, or business. Familiarity with loan origination software, CRM systems, and regulatory compliance tools is typically required. Excellent communication, attention to detail, and customer service skills set candidates apart in this field. These abilities are crucial to accurately manage complex financing arrangements, build client trust, and ensure compliance within a fast-paced financial services environment.

What does a premium finance do?

Professionals in Premium Finance typically manage client accounts, structure and process insurance premium loans, and coordinate closely with insurance brokers, clients, and lending institutions. Their day-to-day tasks often include performing risk assessments, preparing financing proposals, managing documentation, and ensuring timely payments. They are also responsible for maintaining regulatory compliance and addressing client inquiries or concerns. This role requires a blend of financial savvy, strong organizational skills, and the ability to foster lasting client relationships in a dynamic, deadline-driven setting.

What is a premium finance?

A Premium Finance job involves assisting clients, typically businesses or high-net-worth individuals, in securing financing to pay for insurance premiums. Professionals in this role work with lenders and insurance providers to structure loans that allow policyholders to spread out large premium payments over time. Responsibilities may include underwriting, risk assessment, client relationship management, and ensuring compliance with financial regulations.

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What cities are hiring for Premium Finance jobs?

Cities with the most Premium Finance job openings:

What are the most commonly searched types of Premium Finance jobs?

The most popular types of Premium Finance jobs are:

What states have the most Premium Finance jobs?

States with the most job openings for Premium Finance jobs include:

What job categories do people searching Premium Finance jobs look for?

The top searched job categories for Premium Finance jobs are:

Premium Finance jobs near you
Infographic showing various Premium Finance job openings in the United States as of August 2026, with employment types broken down into 75% Full Time, and 25% Contract. Highlights an 100% In-person job distribution, with an average salary of $92,631 per year, or $44.5 per hour.

Account Executive - Insurance Premium Finance SoCal

Input 1

Westlake Village, CA • On-site, Remote

$80K - $105K/yr

Other

Re-posted 7 days ago

Job description

Are you a true hunter located in Southern California or the LA area? The kind of sales pro who doesn't wait for leads but creates them?
We're looking for a field-based Account Executive who can engage busy insurance agencies, deliver value fast, and convert conversations into partnerships - even when buyers aren't actively shopping.
This role isn't for the average closer. It's for someone who thrives on building a book of business through cold outreach, face-to-face visits, and industry relationships.
What You'll Be Selling
As an Outside Account Executive, you'll represent gotoPremiumFinance, a wholly owned subsidiary of Input 1; a leading digital billing and payments platform built specifically for the property and casualty insurance industry.
gotoPremiumFinance is a leading nationwide insurance premium finance company that helps agencies and their insureds improve cash flow and close more business. In addition to premium financing, you'll also have the opportunity to introduce our digital payment solution, giving insurance agents the tools they need to streamline and simplify the insurance purchasing process.
This is a true hunter role. You'll proactively identify and pursue new opportunities, open doors with net-new prospects, and create demand where it doesn't yet exist. Success in this position means uncovering client needs through strategic discovery, educating agencies on the impact of modern financing and digital payments, and positioning our solutions as mission-critical tools for accelerating their growth.
What You'll Be Doing
  • Own your territory and schedule - this is a true field sales role
  • Conduct 8-12 in-person agency visits/day, 4 days per week
  • Prospect, qualify, and close new business (outbound first)
  • Deliver product value with clarity, confidence, and business impact
  • Maintain activity, pipeline, and conversion tracking in HubSpot
  • Travel to industry events, trade shows, and conferences

What You Bring
  • 5-7 years of business development or outside sales experience (insurance, financial services, field sales, or related)
  • Proven ability to generate your own leads and close without MQLs
  • Familiarity with insurance agents or small business B2B buyers is a strong plus
  • High outbound tolerance - comfortable cold calling, walking in, and handling objections
  • Self-motivated, confident communicator with sharp time management
  • Proficient with Excel, PowerPoint, and CRMs (HubSpot a plus)

What Success Looks Like
  • Meet or exceed annual sales volume targets (gotoPremiumFinance & PaaS)
  • Build and retain strong relationships with agencies and agency groups
  • Become a trusted resource in your market - not just a vendor
  • Embody our core values: Integrity, Respect, Flexibility, Self-Evaluation, Knowledge, and Compassion

Compensation & Travel
  • Competitive base + commission (uncapped)
  • Travel required: In-field 4 days/week + regional/national industry events
  • Must be comfortable with both car and air travel
  • Ability to lift up to 30 lbs (conference materials, demo kits, etc.)

Qualifications:
  • Preferred bachelor's degree.
  • 5+ years of business development experience.
  • Proficiency in Microsoft Excel, Word, and PowerPoint.
  • Familiarity with CRM applications like HubSpot or the ability to quickly learn.
  • Tech-savvy and adaptable to new technologies.

If an offer is made, the pay rate determinations will take into account relevant market data and the applicant's prior experience, education, industry knowledge, and other qualifications directly related to the position to ensure internal equity.

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