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Premium Finance Jobs (NOW HIRING)

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Territory Sales Executive - Premium Finance

Elk Grove, CA · On-site

$80K - $105K/yr (+ commission)

In addition to premium financing, you'll also have the opportunity to introduce our digital payment solution, giving insurance agents the tools they need to streamline and simplify the insurance ...

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Territory Sales Executive - Premium Finance

Lakeland, FL · On-site

$80K - $105K/yr (+ commission)

In addition to premium financing, you'll also have the opportunity to introduce our digital payment solution, giving insurance agents the tools they need to streamline and simplify the insurance ...

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Territory Sales Executive - Premium Finance

Elk Grove, CA · On-site

$80K - $105K/yr (+ commission)

In addition to premium financing, you'll also have the opportunity to introduce our digital payment solution, giving insurance agents the tools they need to streamline and simplify the insurance ...

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Territory Sales Executive - Premium Finance

Fremont, CA · On-site

$80K - $105K/yr (+ commission)

In addition to premium financing, you'll also have the opportunity to introduce our digital payment solution, giving insurance agents the tools they need to streamline and simplify the insurance ...

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$25K

$92.6K

$135.5K

How much do premium finance jobs pay per year?

As of Sep 14, 2026, the average yearly pay for premium finance in the United States is $92,631.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,000.00 and $109,000.00 per year, depending on experience, location, and employer.

What is a premium finance?

A Premium Finance job involves assisting clients, typically businesses or high-net-worth individuals, in securing financing to pay for insurance premiums. Professionals in this role work with lenders and insurance providers to structure loans that allow policyholders to spread out large premium payments over time. Responsibilities may include underwriting, risk assessment, client relationship management, and ensuring compliance with financial regulations.

What does a premium finance do?

Professionals in Premium Finance typically manage client accounts, structure and process insurance premium loans, and coordinate closely with insurance brokers, clients, and lending institutions. Their day-to-day tasks often include performing risk assessments, preparing financing proposals, managing documentation, and ensuring timely payments. They are also responsible for maintaining regulatory compliance and addressing client inquiries or concerns. This role requires a blend of financial savvy, strong organizational skills, and the ability to foster lasting client relationships in a dynamic, deadline-driven setting.

What are the key skills and qualifications needed to thrive in premium finance?

To thrive in Premium Finance, strong analytical abilities, financial acumen, and an understanding of insurance and lending principles are essential, often supported by a degree in finance, accounting, or business. Familiarity with loan origination software, CRM systems, and regulatory compliance tools is typically required. Excellent communication, attention to detail, and customer service skills set candidates apart in this field. These abilities are crucial to accurately manage complex financing arrangements, build client trust, and ensure compliance within a fast-paced financial services environment.

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What are the most commonly searched types of Premium Finance jobs?

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What states have the most Premium Finance jobs?

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Infographic showing various Premium Finance job openings in the United States as of September 2026, with employment types broken down into 1% Internship, 94% Full Time, 4% Part Time, and 1% Contract. Highlights an 78% Physical, 6% Hybrid, and 16% Remote job distribution, with an average salary of $92,631 per year, or $44.5 per hour.

Territory Sales Executive - Premium Finance

Elk Grove, CA • On-site

Input 1, LLC
Insurance Services • 51 - 200 employees

$80K - $105K/yr (+ commission)

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 12 days ago

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Key responsibilities

  • Conduct 8-12 in-person agency visits per day to engage with insurance agencies and promote products.

  • Prospect, qualify, and close new business through outbound efforts and face-to-face interactions.

  • Maintain activity, pipeline, and conversion tracking in HubSpot and travel to industry events, trade shows, and conferences.


Job description

Base Salary: $80,000 - $105,000 + Commission

Are you a true hunter located in the Sacramento, San Francisco, or Oakland area? The kind of sales pro who doesn’t wait for leads but creates them?

We’re looking for a field-based Sales Representative who can engage busy insurance agencies, deliver value fast, and convert conversations into partnerships — even when buyers aren’t actively shopping.

This role isn’t for the average closer. It’s for someone who thrives on building a book of business through cold outreach, face-to-face visits, and industry relationships.

What You'll Be Selling

As an Outside Sales Representative, you’ll represent gotoPremiumFinance, a wholly owned subsidiary of Input 1; a leading digital billing and payments platform built specifically for the property and casualty insurance industry.

gotoPremiumFinance is a leading nationwide insurance premium finance company that helps agencies and their insureds improve cash flow and close more business. In addition to premium financing, you’ll also have the opportunity to introduce our digital payment solution, giving insurance agents the tools they need to streamline and simplify the insurance purchasing process.

This is a true hunter role. You’ll proactively identify and pursue new opportunities, open doors with net-new prospects, and create demand where it doesn’t yet exist. Success in this position means uncovering client needs through strategic discovery, educating agencies on the impact of modern financing and digital payments, and positioning our solutions as mission-critical tools for accelerating their growth.

What You’ll Be Doing

  • Own your territory and schedule — this is a true field sales role
  • Conduct 8–12 in-person agency visits/day, 4 days per week
  • Prospect, qualify, and close new business (outbound first)
  • Deliver product value with clarity, confidence, and business impact
  • Maintain activity, pipeline, and conversion tracking in HubSpot
  • Travel to industry events, trade shows, and conferences

What You Bring

  • 5–7 years of business development or outside sales experience (insurance, financial services, field sales, or related) THIS IS A MUST
  • Proven ability to generate your own leads and close without MQLs
  • Familiarity with insurance agents or small business B2B buyers is a strong plus
  • High outbound tolerance — comfortable cold calling, walking in, and handling objections
  • Self-motivated, confident communicator with sharp time management
  • Proficient with Excel, PowerPoint, and CRMs (HubSpot a plus)

What Success Looks Like

  • Meet or exceed annual sales volume targets (gotoPremiumFinance & PaaS)
  • Build and retain strong relationships with agencies and agency groups
  • Become a trusted resource in your market — not just a vendor
  • Embody our core values: Integrity, Respect, Flexibility, Self-Evaluation, Knowledge, and Compassion

Compensation & Travel

  • Base Salary: $80,000 - $105,000 + Commission
  • Travel required: In-field 4 days/week + regional/national industry events
  • Must be comfortable with both car and air travel
  • Ability to lift up to 30 lbs (conference materials, demo kits, etc.)

Company Description

For more than 40 years, Input 1, LLC has provided business process outsourcing and comprehensive software solutions to the property and casualty insurance industry. We are a modern fintech company delivering digital billing, payments, and premium finance solutions.

http://www.input1.com/