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Preferred Risk Insurance Jobs in North Carolina (NOW HIRING)

Utilize risk expertise to support the development and maturation of second line risk programs in ... insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a ...

Utilize risk expertise to support the development and maturation of second line risk programs in ... insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a ...

Utilize risk expertise to support the development and maturation of second line risk programs in ... insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a ...

Utilize risk expertise to support the development and maturation of second line risk programs in ... insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a ...

Showing results 41-60

Preferred Risk Insurance information

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What job categories do people searching Preferred Risk Insurance jobs in North Carolina look for?

The top searched job categories for Preferred Risk Insurance jobs in North Carolina are:

What cities in North Carolina are hiring for Preferred Risk Insurance jobs?

Cities in North Carolina with the most Preferred Risk Insurance job openings:

Infographic showing various Preferred Risk Insurance job openings in North Carolina as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution.

Director of Risk Management

Asheville, NC • On-site

Warren Wilson College
Colleges, Universities, and Professional Schools • 51 - 200 employees

Other

Posted 27 days ago


Warren Wilson College rating

5.4

Company rating: 5.4 out of 10

Based on 5 frontline employees who took The Breakroom Quiz


Job description

Warren Wilson College is seeking a Director of Risk Management to educate and lead the campus community in multiple risk management initiatives. This role is ideal for someone who would enjoy working closely with faculty, staff, students and outside agencies to develop risk management training, policies and procedures, and then guiding the implementation process.

Warren Wilson College is the only national liberal arts college that fully integrates on-campus work and off-campus community engagement into its curriculum. In addition to its innovative experiential program, the College and its 700 students are known for their strong commitment to environmental sustainability, diversity and social justice. The college also features a top‑ranked low‑residency MFA Program for Writers, a Masters in Applied Climate Studies, and a summer‑long Swannanoa Gathering of music and folk arts workshops.

Interested individuals should read further to learn more about the College and the responsibilities for this full‑time, exempt position. Applicants are required to submit a resume and cover letter that describes how your previous experience will contribute to the mission and Progressive Promise of Warren Wilson College.

First consideration will be given to candidates who apply by Sunday, July 26, 2026. All applications must be received electronically.

MINIMUM QUALIFICATIONS
  • Bachelor’s degree in Risk Management, Public Administration, Business, or related field.
  • Five years of direct experience in insurance/risk management program administration, with progressive responsibility.
  • Two years of experience in a supervisory role.
  • Demonstrated ability to effectively problem solve and handle sensitive situations.
  • Demonstrated ability to work independently, conduct investigations, while maintaining discretion and confidentiality.
  • Evidence of working knowledge of reporting practices related to the Clery Act, and laws pertaining to Title IX and VAWA.
  • Demonstrated commitment to working effectively with a wide range of constituencies in a diverse community.
  • Demonstrated leadership, interpersonal, written and oral communication, organizational and presentation skills.
  • Current OSHA 30 hour certification, or ability to obtain within six months of hire.
  • Computer proficiency in MS Office and/or Google Suite.
  • A valid driver’s license.
PREFERRED QUALIFICATIONS
  • Previous risk management experience on a college campus.
  • Knowledge of budget management principles.
  • Evidence of experience in handling dynamic critical incidents.
  • Training in de‑escalation and/or mental health crisis response.
  • Documented training in Incident Command System.
  • Professional experience with public safety in an educational setting.
POSITION SUMMARY

The Director of Risk Management develops and manages the College’s risk management and insurance programs, and serves as Warren Wilson’s representative for risk and emergency management matters. The Director will establish and enhance a supportive, collaborative framework for college‑wide safety and risk management practices while developing positive relationships and partnerships with staff, faculty and students and outside agencies to achieve campus‑wide goals.

The incumbent will develop and deploy training programs for students, staff, and faculty. This position will ensure that administrative and operational procedures are in compliance with College policies, state and federal statutes, and best practices for public safety, emergency response and risk management. The Director will work closely and regularly with the College’s insurer for oversight of claims reporting, compliance and training opportunities. The Director is also responsible for the College’s emergency response plan, public safety policies and procedures. Due to the nature of the position and makeup of the public safety officer team, the incumbent may need to work a fluctuating schedule to include holidays, nights and weekends.

KEY RESPONSIBILITIES Risk Management (60%)
  • Directs and oversees the College’s risk management and insurance programs to identify, assess, and mitigate institutional risk exposures.
  • Develop and implement institutional risk management training programs including the documentation of completed safety training for students, staff and faculty in compliance with regulatory requirements.
  • Reviews and updates policies, programs, and procedures ensuring inclusion of any current or new legal requirements for risk management and environmental health and safety.
  • Serves as primary point of contact for the College’s insurer; interprets risk management requirements and insurance coverages and communicates policy and procedure changes to appropriate users.
  • Designs, directs and coordinates risk programs of the College to control exposures and minimize loss.
  • Responsible for the claim filing process for property and liability incidents.
  • Keeps abreast of changes to laws and regulations that impact the organization.
  • Responsible for conducting and evaluating periodic safety, fire and/or hazardous conditions or substance inspection of all College facilities, equipment and employee work practices; recommends changes and coordinates implementation.
  • Authority to issue safety directions and when necessary may suspend work in any location deemed unsafe; once safety protocols are met, has sole authority to authorize resumption of work at suspended job site.
  • Reviews and investigates accident/incident reports, compiling findings and recommendations for corrective actions into summary reports.
  • Chairs the campus Safety Committee.
  • Develops and maintains strong working relationships with all campus constituencies and outside agencies.
Emergency Response (20%)
  • Educates and assists College’s senior leadership team in understanding and preparing to execute their emergency response responsibilities.
  • Develops and maintains campus emergency management plan; assists in the related training of college employees and contractors; while also maintaining related documentation.
  • With the Lead Public Safety Officer, serves as the Warren Wilson College liaison to local emergency services and allied agencies.
  • Responds to emergency situations, including after‑hours emergencies, as needed.
  • Chairs the Emergency Response Team.
Public Safety (20%)
  • Directly supervises the Lead Public Safety Officer (LPSO); in the LPSO’s absence directly supervises Public Safety Officers (PSOs).
  • Indirectly supervises PSOs through the LPSO to ensure compliance with all campus and departmental policies, protocols, and standards.
  • Conducts sensitive investigations (Title IX & personnel) as needed.
  • Collaborates with Residence Life staff to maintain and report Clery Act Reporting data.
  • Writes the Annual Security Report and submits the annual Campus Safety and Security Survey as required by the Clery Act.
  • Oversees safety protocols and traffic planning for special events.
  • Monitors the departmental budget.
  • Recruit, hire, and train staff and complete performance evaluations.
  • Performs related duties as assigned.
Working Conditions
  • Working hours may include evenings, holidays or weekends depending on deadline requirements, coverage and special events.
  • Must be physically capable of entering all campus facilities, able to drive appropriate vehicles, and work indoor and outdoor in all weather conditions.
  • Must be capable of lifting up to 50 pounds.
  • Must be capable of standing or walking for prolonged periods, walking up and down inclines, climbing stairs, and occasionally running, stooping, lunging, reaching, crawling, or other physical activities required to respond to calls.
Our Mission

Warren Wilson College’s distinctive approach to education intentionally integrates academics, work, and community engagement to cultivate curiosity, empathy, and integrity. We empower graduates to pursue meaningful careers and lead purposeful lives dedicated to a just, equitable, and sustainable world.

We are committed to a culture of educational access and to ensuring that all students and employees from a diverse range of identities and experiences will thrive in this community. We seek and support an engaged faculty and staff with a genuine interest in our innovative approach to education and the Progressive Promise for all, as well as a willingness to fully participate in the life of the College.

Warren Wilson College is proud to be an equal opportunity employer.

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