ZipRecruiter

Log In

1

Preferred Risk Insurance Jobs in Mississippi (NOW HIRING)

Huntington

Insurance Surety Account Manager

Tupelo, MS · On-site

Conduct regular exposure analysis and risk reviews with clients and prospects. * Lead the complete ... required Preferred Qualifications: * AFSB Surety designation * Background in contract review and ...

FCCI Insurance Group

Senior E&S Underwriter

Ridgeland, MS · On-site +1

$91K - $140K/yr

... for the insurance contract, including developing manuscript wording appropriate to the risk ... This role will can be located preferably in our Sarasota, FL corporate office or regional Glen ...

Huntington

Insurance Surety Account Manager

Tupelo, MS · On-site +1

Conduct regular exposure analysis and risk reviews with clients and prospects. * Lead the complete ... required Preferred Qualifications: * AFSB Surety designation * Background in contract review and ...

Huntington

Insurance Surety Account Manager

Tupelo, MS · On-site +1

Conduct regular exposure analysis and risk reviews with clients and prospects. * Lead the complete ... required Preferred Qualifications: * AFSB Surety designation * Background in contract review and ...

previous page

Showing results 41-60

All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Mississippi

Preferred Risk Insurance information

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Mississippi?

For Preferred Risk Insurance jobs in Mississippi, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Mississippi look for?

The top searched job categories for Preferred Risk Insurance jobs in Mississippi are:

What cities in Mississippi are hiring for Preferred Risk Insurance jobs?

Cities in Mississippi with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you

Insurance Surety Account Manager

Tupelo, MS • On-site

Huntington
Banking and Credit Intermediation • 10K+ employees
Learn more about Huntingtonexternal

Other

Re-posted 29 days ago

Huntington National Bank rating

8.1

Company rating: 8.1 out of 10

Based on 174 frontline employees who took The Breakroom Quiz

Job description

Insurance Surety Account Manager

The Insurance Surety Account Manager possesses a high degree of product line knowledge and technical expertise. It requires a thorough understanding of the financial reporting and general ledger structure, with experienced review of company Annual and Interim Financial Statements, Personal Financial Statements and WIP (Work in Progress) reports.

Works with the producers to service new and existing clients and assist in providing underwriting information for bonding with surety companies. This includes but is not limited to interacting, negotiating, billing and issuing various surety bonds.

This position provides service to an assigned book of business with minimal producer or management involvement, prioritizes effectively and responds in designated time frames while working in a fast-paced environment, acts independently to service a designated book of business, as well as, a producer and servicer on assigned house accounts, and assists the producer in the production of new and renewal accounts.

Duties and Responsibilities:

  • Serve as the primary point of contact for assigned book of clients, ensuring high-quality service and timely resolution of inquiries.
  • Conduct regular exposure analysis and risk reviews with clients and prospects.
  • Lead the complete marketing process for new and renewal business.
  • Collaborate with clients and carriers to gather necessary data and negotiate coverage terms.
  • Review and present carrier quotes, ensuring alignment with client needs and agency standards.
  • Prepare and deliver bond documents within established timelines.
  • Maintain accurate client and policy data in agency systems.
  • Identify and pursue account rounding, cross-sell, and referral opportunities.
  • Support new business prospecting efforts and contribute to agency growth initiatives.

Basic Qualifications:

  • Bachelor's degree
  • Active Property & Casualty Insurance License
  • 3+ years of Commercial P&C Insurance and Surety experience is required

Preferred Qualifications:

  • AFSB Surety designation
  • Background in contract review and analysis of contract specifications to ensure customer compliance.

What Huntington National Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply