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Preferred Risk Insurance Jobs in Mississippi (NOW HIRING)

HUB

Commercial Insurance Sales Producer

Ridgeland, MS · On-site

... risk management, life and health, employee benefits, investment and wealth management products and ... The preferred candidate is a team player with a great attitude, self-motivation, and the ability to ...

Huntington

Preferred Banker - Madison MS

Madison, MS · On-site

$15.75 - $19/hr

Adhering to all operational, security, risk and regulatory policies and procedures. * Other duties ... State Life and Health Insurance License; SIE - Securities Industry Essentials. If the candidate ...

Huntington

Preferred Banker - Madison MS

Madison, MS · On-site

$15.75 - $19/hr

Adhering to all operational, security, risk and regulatory policies and procedures. Other duties as ... State Life and Health Insurance License; SIE - Securities Industry Essentials. If the candidate ...

Huntington

Preferred Banker - Madison MS

Madison, MS · On-site

$15.75 - $19/hr

Adhering to all operational, security, risk and regulatory policies and procedures. Other duties as ... State Life and Health Insurance License; SIE - Securities Industry Essentials. * If the candidate ...

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Mississippi

Preferred Risk Insurance information

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Mississippi?

For Preferred Risk Insurance jobs in Mississippi, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Mississippi look for?

The top searched job categories for Preferred Risk Insurance jobs in Mississippi are:

What cities in Mississippi are hiring for Preferred Risk Insurance jobs?

Cities in Mississippi with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you

Commercial Insurance Inspector - (Biloxi, MS.)

Madison, MS • On-site

EXL
IT Services • 10K+ employees
Learn more about EXLexternal

Other

Re-posted 15 days ago

ExlService Holdings rating

7.8

Company rating: 7.8 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

Job description

Commercial and personal line insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field inspections and risk control services to support our clients’ underwriting processes. EXL’s consultants deliver industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition. https://www.exlservice.com/survey-and-risk-control


Job Description

EXL Risk Control is looking for self-directed independent contractors who possess excellent

communication skills, computer proficiency, and a commitment to meeting client quality and

timeliness standards. You will work from your own home or office, and service onsite

survey/inspection assignments in the Biloxi, MS area, and other locations within

approximately 35 miles of Biloxi.


Responsibilities

You will be responsible for scheduling on-site surveys and providing risk control reports to

insurance industry clients. These reports contain information necessary to underwrite a

commercial insurance policy and may include recommendations to control and/or correct

potential loss producing conditions associated with that policy. You will be expected to

manage assignments you accept, successfully secure customer appointments within a

local territory and complete work assignments on time.


Our Risk Control Inspectors evaluate businesses behind the scenes to identify hazards and

improve safety, mitigating risks for our insurance company clients. The type of businesses

we survey are commercial operations, including retail, restaurants, hotels, apartments,

construction jobsites, churches, schools, etc. Most surveys are focused on assessing the

business for Property and General Liability coverage, but we also service other commercial

insurance lines of business including Workers Compensation, Auto/Fleet, Products Liability,

Inland Marine and Builders Risk.


Qualifications

Preferred experience in commercial insurance, real estate, inspection, construction, claim,

loss control, underwriting, and/or fire and safety experience is a plus, but all interested

candidates are encouraged to submit their qualifications. In lieu of experience, we can refer

you to a 15-hour online certification option to qualify you. Fees are negotiable depending on

experience and the unique aspects of selected jobs.

Tools or Items You Must Provide:

  • Digital camera or tablet
  • Computer
  • Printer
  • High speed internet access
  • Reliable vehicle
  • Measuring device such as a laser, 100 ft. tape, or measuring wheel
  • Auto and General Liability Insurance


All interested candidates are encouraged to apply.

What ExlService Holdings employees say

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Hours and flexibility

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