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Preferred Risk Insurance Jobs in Mississippi (NOW HIRING)

Leavitt Group

Personal Risk Advisor

Clinton, MS · On-site

Our Personal Risk Advisors serve as a trusted insurance expert for individuals and families ... Experience in personal lines insurance preferred but not required * Active Property & Casualty ...

Leavitt Group

Commercial Risk Advisor

Pascagoula, MS · On-site

Pyron Group's risk advisors build lifelong relationships with C-suite executives and business ... Commercial insurance or P&C license preferred (or must be obtained within 90 days). * Strong ...

HUB

Insurance Sales Producer

Ridgeland, MS

... risk management, life and health, employee benefits, investment and wealth management products and ... The preferred candidate is a team player with a great attitude, self-motivation, and the ability to ...

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Mississippi

Preferred Risk Insurance information

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Mississippi?

For Preferred Risk Insurance jobs in Mississippi, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Mississippi look for?

The top searched job categories for Preferred Risk Insurance jobs in Mississippi are:

What cities in Mississippi are hiring for Preferred Risk Insurance jobs?

Cities in Mississippi with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you

Business Insurance Sr. Risk Control Consultant

NACBA

Jackson, MS • On-site

$90 - $130/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 6 days ago

Job description

Our not-so-secret sauce. Award-winning, inclusive, Top Workplace culture doesn't happen overnight. It's a result of hard work by extraordinary people. More than 11,000 of the industry's brightest talent drive our efforts to deliver purposeful work and meaningful impact every day. Learn more about what makes us different and how you can thrive as Business Insurance Sr. Risk Control Consultant at Marsh McLennan Agency (MMA). MMA provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With 200 offices across North America, we combine the personalized service model of a local consultant with the global resources of the world's leading professional services firm, Marsh (NYSE: MRSH). Applicants must be within driving distance and have the ability to commute to a local MMA Southeast office to be considered for this role.

A day in the life.

As a Business Insurance Sr. Risk Control Consultant, you will:

  • Provide value-added loss prevention and risk control services to a diverse portfolio of commercial transportation clients across multiple industries, including long-haul trucking, construction, and clients with local/regional fleet operations
  • Establish and maintain trusted risk management relationships with clients operating fleets of all sizes - from single-unit contractors hauling equipment trailers to large-scale over-the-road trucking operations
  • Evaluate driver safety exposures, fleet operational controls, and regulatory compliance posture, delivering practical and effective risk improvement recommendations
  • Actively promote transportation risk control capabilities in new business development opportunities, articulating value to prospective clients and carrier partners
  • Assess Commercial Auto/Fleet, General Liability, Workers' Compensation, Cargo, and Crime exposures, providing insightful feedback on existing controls and gaps requiring attention
  • Develop comprehensive risk assessment reports for both external clients and internal stakeholders, clearly communicating exposure findings and prioritized corrective actions
  • Serve as the primary liaison for transportation loss control activities between the client and their insurance carrier(s), facilitating communication and driving accountability
  • Monitor loss runs and claims data, identify frequency and severity trends, and develop actionable strategies to reduce transportation-related losses
  • Provide clients with current, practical loss control resources, tools, and solutions tailored to their fleet type, size, and operational profile
  • Develop and maintain proactive, customized service plans in collaboration with each client, ensuring alignment with their operational goals and risk tolerance
  • Design and deliver effective driver safety and DOT compliance training programs utilizing PowerPoint and multimedia platforms, covering topics such as Hours of Service (HOS), distracted driving, HazMat, cargo securement, pre/post-trip inspections, and defensive driving
  • Conduct commercial fleet and facility safety assessments, evaluating compliance with applicable DOT, FMCSA, and OSHA standards and recommending appropriate risk control measures
Our future colleague.

We'd love to meet you if your professional track record includes these skills:

  • BS degree in Risk Management, Insurance, or a safety-related discipline is required; MS degree and/or professional designations such as ARM, CSP, CDS (Certified Director of Safety), or SMS (Safety Management Specialist) highly preferred
  • 7+ years of transportation management, fleet risk management, or DOT/FMCSA compliance experience strongly desired; equivalent commercial transportation safety consulting experience may be considered
  • Must be customer service focused with a proven track record of delivering solutions for commercial transportation loss exposures relating to Commercial Auto/Fleet, GL, WC, and Cargo
  • In-depth working knowledge of FMCSA regulations (49 CFR Parts 300-399), including Hours of Service (HOS), Driver Qualification (DQ) files, Drug & Alcohol testing (Part 382), vehicle maintenance (Part 396), cargo securement, and ELD compliance; ability to consult on best practices for managing drivers, assets, and fleet policies and procedures across a wide range of client types and fleet sizes
  • Excellent command of Word, Excel, Outlook, and PowerPoint, with strong presentation and training facilitation skills
  • A shared commitment to company values: Integrity, Collaboration, Passion, Innovation, Accountability

We know there are excellent candidates who might not check all of these boxes. Don't be shy. If you're close, we'd be very interested in meeting you.

Valuable benefits.

We value and respect the impact our colleagues make every day both inside and outside our organization. We've built a culture that promotes colleague well-being through robust benefit programs and resources, encourages professional and personal development, and celebrates opportunities to pursue the projects and causes that give colleagues fulfilment outside of work.

Some benefits included in this role are:

  • Medical, dental and vision insurance
  • 401K and company match program
  • Company-paid life and disability
  • Generous paid time off programs
  • Employee assistance program (EAP)
  • Volunteer paid time off (VTO)
  • Career mobility
  • Employee networking groups
  • Tuition reimbursement and professional development opportunities
  • Charitable contribution match programs
  • Stock purchase opportunities
Who you are is who we are.

We embrace a culture that celebrates and promotes the many backgrounds, heritages and perspectives of our colleagues and clients. We are always seeking those with ethics, talent, and ambition who are interested in joining our client-focused teams.

Marsh McLennan and its affiliates are

EOE Minority/Female/Disability/Vet/Sexual Orientation/Gender Identity employers.

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