1

Post Closing Underwriter Jobs (NOW HIRING)

UNDERWRITER

Chula Vista, CA · On-site

$0.01 - $0.02/hr

Coordinate with Post-Closing department on any stipulations for closed files. Position Requirements: At least 3+ years mortgage underwriting experience Knowledge of Fannie Mae, Freddie Mac, FHA/VA ...

Mortgage Processor

Aurora, NE · On-site

$39K - $54K/yr

... underwriters, investors, and internal staff. This role combines advanced processing, closing ... Manage residential mortgage files from application through closing, funding, and post-closing ...

Mortgage Processor

Hastings, NE · On-site

$55 - $75/hr

... underwriters, investors, and internal staff. This role combines advanced processing, closing ... Manage residential mortgage files from application through closing, funding, and post-closing ...

Mortgage Processor

Aurora, NE · On-site

$55 - $75/hr

... underwriters, investors, and internal staff. This role combines advanced processing, closing ... Manage residential mortgage files from application through closing, funding, and post-closing ...

... post-closing. This individual will work closely with internal teams, third-party vendors, title ... Coordinates with underwriting and legal teams the timely and accurate submission of draft loan ...

Showing results 41-60

Post Closing Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do post closing underwriter jobs pay per year?

As of Sep 6, 2026, the average yearly pay for post closing underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a post closing underwriter?

A Post Closing Underwriter is a professional who reviews mortgage loan files after they have closed to ensure compliance with investor guidelines, lender policies, and regulatory requirements. Their job involves auditing documentation, verifying that all conditions of the original underwriting decision were met, and confirming the accuracy of the information submitted. This process helps mitigate risk for lenders and ensures loans are eligible for sale or servicing. Post Closing Underwriters play a key role in quality control and can identify potential errors or fraud in loan files. They are essential for maintaining the integrity of the mortgage lending process.

What are the key skills and qualifications needed to thrive as a post closing underwriter?

To thrive as a Post Closing Underwriter, you need a strong understanding of mortgage loan documentation, compliance regulations, and risk assessment, typically supported by experience in mortgage processing or underwriting. Familiarity with loan origination systems (LOS) such as Encompass or Calyx, as well as knowledge of FHA, VA, and conventional lending guidelines, is often required. Attention to detail, analytical thinking, and effective communication are essential soft skills for identifying discrepancies and collaborating with internal teams. These skills ensure accurate loan file reviews, compliance with regulations, and minimize financial risk for the lender.

What are some common challenges faced by post closing underwriters, and how can they be effectively managed?

Post Closing Underwriters often encounter challenges such as identifying discrepancies in loan documentation, ensuring compliance with ever-changing regulations, and managing tight deadlines. Successfully addressing these issues involves maintaining strong attention to detail, staying updated on mortgage industry guidelines, and collaborating closely with loan processors and closing agents to resolve outstanding issues efficiently. Adopting robust organizational systems and leveraging technology to track post-closing tasks can also help streamline the workflow and minimize errors.

What is the difference between Post Closing Underwriter vs Loan Processor?

AspectPost Closing UnderwriterLoan Processor
Primary RoleReviews and approves final loan documentation after closingPrepares and verifies loan documents before closing
CredentialsMortgage underwriting certifications, knowledge of complianceLoan processing certifications, attention to detail
Work EnvironmentTypically in underwriting or compliance departmentsIn processing or loan origination teams
Industry UsageMortgage lending, bankingMortgage lending, banking

The Post Closing Underwriter focuses on reviewing finalized loan files to ensure compliance and accuracy after closing, while the Loan Processor handles preparing and verifying documents before closing. Both roles are essential in the mortgage process but differ mainly in timing and responsibilities within the loan lifecycle.

More about Post Closing Underwriter jobs
Infographic showing various Post Closing Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 14% Part Time, and 4% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

$0.01 - $0.02/hr

Full-time

Re-posted 18 days ago


Job description

Job Purpose:
Review mortgage loan files to asses risk and compliance with agency and investor underwriting guidelines.
Duties & Responsibilities:
Collect and analyze loan documentation to calculate risk and credit worthiness for residential mortgages.
Review, update and run automated underwriting systems to determine risk, salability and reduced documentation for borrowers and review of data accuracy as input in Encompass LP and DU
Review appraisal to verify that it meets investor /insurer requirements and contact appraiser to obtain clarification of the appraisal when necessary.
Submit qualifying loan submission to investor /insurer for final approval
Act on loans awaiting closing by reviewing and clearing conditions of commitment, pull and analyze credit.
Deny loan applications that do not meet applicable investor/insurer underwriting criteria by issuing adverse action letter in accordance with ECOA
Reconsider any previously denied application at request of borrower, realtor, loan originator or management
Provide clear, concise and appropriate conditioning of loans when rendering decisions.
Mentor processing staff on underwriting deficiencies and calculation errors.
Keep management informed of specific ongoing issues that require immediate attention.
Provide client support for general questions or problem resolution via phone and e mail interaction.
Coordinate with Post-Closing department on any stipulations for closed files.

Position Requirements:
At least 3+ years mortgage underwriting experience
Knowledge of Fannie Mae, Freddie Mac, FHA/VA underwriting process and standard guidelines
Proficient with mortgage operating systems, preferably Encompass
Experience with Paperless and E-Documents
Ability to multi task and shift priorities
Excellent communication skills both verbal and written
Strong analytical skills