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Post Closing Underwriter Jobs (NOW HIRING)

NightOwl Consulting

The Post Closing Specialist is crucial in coordinating the resolution of deficiencies identified by ... Review investor loan deficiencies and resolve them without involving the underwriter, branch, or ...

FocusOne Mortgage Solutions

Jr Underwriter

Houston, TX · On-site

Review post-closing trailing documents and assist in resolving funding and closing exceptions to ... Underwriting Support & Loan Status Management (10%) * Assist underwriters by ordering and reviewing ...

FocusOne

Jr Underwriter

Houston, TX · On-site

Review post-closing trailing documents and assist in resolving funding and closing exceptions to ... Underwriting Support & Loan Status Management (10%) * Assist underwriters by ordering and reviewing ...

IIAN

Mortgage Processor

Aurora, NE · On-site

$39K - $54K/yr

... underwriters, investors, and internal staff. This role combines advanced processing, closing ... Manage residential mortgage files from application through closing, funding, and post-closing ...

IIAN

Mortgage Processor

Hastings, NE · On-site

$39K - $53K/yr

... underwriters, investors, and internal staff. This role combines advanced processing, closing ... Manage residential mortgage files from application through closing, funding, and post-closing ...

Societe Generale

Underwriter

New York, NY

Maintain strong documentation standards and underwriting consistency through closing and post-closing review. * Support ongoing portfolio surveillance and asset management activities, including ...

Union Home Mortgage

Post Closer

Strongsville, OH · On-site

$12.75 - $17/hr

The Post Closer works closely with Closing, Funding, Underwriting, and Correspondent Lending teams to resolve deficiencies and facilitate timely loan purchase and sale. At UHM, we understand ...

Heritage Bank

Mortgage Processor

Aurora, NE · On-site

$39K - $54K/yr

... underwriters, investors, and internal staff. This role combines advanced processing, closing ... Manage residential mortgage files from application through closing, funding, and post-closing ...

REAL TPO LLC

Be Seen First

NON-QM Wholesale Mortgage Underwriter

Los Feliz, CA · On-site

$90K - $115K/yr

Post-Closing Support : Assist in resolving any post-closing suspense issues as required. * Documentation : Complete necessary underwriting worksheets and checklists, such as Income Worksheets and QM ...

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All JobsPost Closing Underwriter Jobs

Post Closing Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do post closing underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for post closing underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a post closing underwriter?

A Post Closing Underwriter is a professional who reviews mortgage loan files after they have closed to ensure compliance with investor guidelines, lender policies, and regulatory requirements. Their job involves auditing documentation, verifying that all conditions of the original underwriting decision were met, and confirming the accuracy of the information submitted. This process helps mitigate risk for lenders and ensures loans are eligible for sale or servicing. Post Closing Underwriters play a key role in quality control and can identify potential errors or fraud in loan files. They are essential for maintaining the integrity of the mortgage lending process.

What is the difference between Post Closing Underwriter vs Loan Processor?

AspectPost Closing UnderwriterLoan Processor
Primary RoleReviews and approves final loan documentation after closingPrepares and verifies loan documents before closing
CredentialsMortgage underwriting certifications, knowledge of complianceLoan processing certifications, attention to detail
Work EnvironmentTypically in underwriting or compliance departmentsIn processing or loan origination teams
Industry UsageMortgage lending, bankingMortgage lending, banking

The Post Closing Underwriter focuses on reviewing finalized loan files to ensure compliance and accuracy after closing, while the Loan Processor handles preparing and verifying documents before closing. Both roles are essential in the mortgage process but differ mainly in timing and responsibilities within the loan lifecycle.

What are the key skills and qualifications needed to thrive as a post closing underwriter?

To thrive as a Post Closing Underwriter, you need a strong understanding of mortgage loan documentation, compliance regulations, and risk assessment, typically supported by experience in mortgage processing or underwriting. Familiarity with loan origination systems (LOS) such as Encompass or Calyx, as well as knowledge of FHA, VA, and conventional lending guidelines, is often required. Attention to detail, analytical thinking, and effective communication are essential soft skills for identifying discrepancies and collaborating with internal teams. These skills ensure accurate loan file reviews, compliance with regulations, and minimize financial risk for the lender.

What are some common challenges faced by post closing underwriters, and how can they be effectively managed?

Post Closing Underwriters often encounter challenges such as identifying discrepancies in loan documentation, ensuring compliance with ever-changing regulations, and managing tight deadlines. Successfully addressing these issues involves maintaining strong attention to detail, staying updated on mortgage industry guidelines, and collaborating closely with loan processors and closing agents to resolve outstanding issues efficiently. Adopting robust organizational systems and leveraging technology to track post-closing tasks can also help streamline the workflow and minimize errors.
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Post Closing Underwriter jobs near you
Infographic showing various Post Closing Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

US Mortgage Post Closing Specialist (Work From Home)

NightOwl Consulting

Full-time

Medical

Re-posted 23 days ago

Job description

The Post Closing Specialist is crucial in coordinating the resolution of deficiencies identified by investors during the purchase review process. This role involves in-depth research of loan files to address ambiguities, collaboration with various departments to secure necessary documentation, and managing investor exceptions to ensure timely clearance of loans for purchase. The specialist will utilize Investor sites and the LOS system to handle daily suspense reports, upload documentation, and monitor the status of conditioned loans in the pipeline. 
Deficiency Resolution:
  • Review investor loan deficiencies and resolve them without involving the underwriter, branch, or borrowers.
Pipeline Management:
  • Conduct daily reviews of investor loan pipelines to identify suspended loans requiring remediation.
Documentation Analysis:
  • Validate all suspense conditions and provide resolutions by the specified cure date.
  • Clarify documentation requirements with investors as needed.
Collaboration:
  • Work with internal departments, external partners, and borrowers to obtain necessary documentation promptly.
Audit Response:
  • Prepare formal written responses to agencies and investors when audits reveal deficiencies.
Tracking and Reporting:
  • Accurately track and record all events and communications related to loan files.
  • Monitor daily condition reports from investors for updates on deficient loans or new conditions.
Monitoring:
  • Track aged loans in the active pipeline until they are purchased by the investor.
Guideline Adherence:
  • Maintain a strong understanding of Agency and Investor guidelines and overlays.
Production Goals:
  • Meet daily production goals set by management and adhere to internal SLA timelines.
Customer Confidence:
  • Provide ongoing quality service and maintain confidentiality of all files and information.
Experience:
  • Minimum of 5 years' experience in recent mortgage closing and/or post-closing activities.
Knowledge:
  • Extensive knowledge of Regulatory and Investor guidelines for various loan programs.
Skills:
  • Strong organizational, analytical, communication, and interpersonal skills.
  • Ability to meet deadlines, multi-task, and adjust priorities as necessary.
  • Excellent judgment and decision-making skills.
Customer Service:
  • Excellent customer service skills, with the ability to maintain customer confidence through quality service.
Technical Proficiency:
  • Proficient in Microsoft Office Suite.
  • ENCOMPASS LOS knowledge is a plus
Attention to Detail:
  • Demonstrated experience with attention to detail, written and oral communication, multi-tasking, and working in a team atmosphere while adhering to strict deadlines.
  • Above market salary
  • HMO on Day 1 for principal and two dependents
  • Government-mandated benefits
  • Performance-based Incentives
  • Quarterly Company Events
  • In-depth training for career growth
  • Great Company Culture and HR experience
  • 1,000 PHP De Minimis
  • Equipment and software provided

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