DescriptionSummit State Bank is an award-winning Community Bank whose core values are based on making a positive impact on our employees, customers, and the communities we serve. Our employees are important to us; we provide rewarding career paths with competitive pay and excellent benefits. If you want to work for a Community Bank that values you and your contributions, we encourage you to apply.
We are looking for a Senior Commercial Portfolio Manager to join Summit State Bank team at our main administrative office.
The Senior Portfolio Manager is responsible for the overall management, credit quality, and performance of the Bank's commercial loan portfolio, including direct management of an assigned portfolio of client relationships. In addition to individual portfolio responsibility, this role provides leadership across the broader commercial loan portfolio, partnering with Senior Relationship Managers and Credit to ensure consistent credit discipline, effective prioritization, and high-quality execution across all portfolio activities. The Senior Portfolio Manager serves as a senior point of judgment and accountability within the lending function, overseeing portfolio monitoring, renewal strategy, and workflow coordination. Working closely with the Senior Lending Associate and internal partners, this role ensures timely, accurate, and well-prioritized execution while maintaining a strong risk management framework. This role operates with a high degree of independence and is expected to influence portfolio management practices, workflow standards, and credit outcomes across the lending platform. Success in this role is measured by overall portfolio credit quality, effectiveness of risk identification and mitigation, execution consistency, and the ability to manage competing priorities across the lending function.
QUALIFICATIONS:- Advanced financial analysis and credit skills
- Demonstrated ability to operate independently and make sound credit and workflow decisions
- Strong communication, organizational, and problem-solving skills
- Prior management or leadership experience preferred
- Experience handling complex credit relationships and portfolio management responsibilities
EDUCATION/EXPERIENCE:Bachelor's degree in business, finance, accounting or related field; 10+ years of experience in commercial lending, credit analysis, and/ or portfolio management; or equivalent combination of education and experience.
BenefitsSummit State Bank offers a highly competitive benefits package designed to support our employees' health, financial well-being, and professional growth. We proudly provide
100% employer-paid medical, dental, and vision coverage for employees, along with employer contributions toward a portion of dependent coverage premiums.
Our comprehensive benefits also include Flexible Spending Accounts (FSA) - with employer matching contributions of up to $2,500 annually for Dependent Care FSA accounts - as well as employer-paid Life, AD&D, and Long-Term Disability coverage. Employees receive employer HSA contributions of up to $4,000 annually if enrolled in a HDHP and have access to a 401(k) plan with employer matching contributions.
We are committed to investing in our employees' success through tuition reimbursement, wellness resources, internal mentorship programs, and paid volunteer time off. In addition, all full-time employees receive a minimum of three weeks of paid vacation annually, supporting a healthy work-life balance.
Pay Range: $130,000 - $167,000/annually, plus incentive
All applicants should apply on our website: https://www.summitstatebank.com/careers.php.
Summit State Bank is an Equal Opportunity/Affirmative Action Employer and provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.